Bsa Investigator Jobs (NOW HIRING)

The Bank Secrecy Act (BSA) Analyst position involves gathering and analyzing information for recommendations to the BSA Officer (BSAO) and Senior Management when and where appropriate. The BSA Analyst will work with operations to investigate transactions that are suspicious in nature while monitoring and tracking high-risk customers and accounts. Working well with staff across multiple branches, while being self-motivated and able to work independently will be essential to this position.

• Assist BSAO with implementation and administration of all aspects of the day-to-day BSA, Anti-Money Laundering, OFAC and Customer Identification Programs.


• Track and report to BSAO exceptions, weaknesses, and deficiencies in customer data gathered and verified for CIP, Know Your Customer, Customer Due Diligence, and Beneficial Ownership.


• Obtain additional customer information or research needed for supporting documentation, reports, risk mitigation, and supplemental background information.


• Monitor, investigate and evaluate customer transactional patterns, reporting unusual activity for investigation to the BSAO.


• Create and modify Currency Transaction Reports.


• Complete government list monitoring and reporting and notify BSAO of any suspect matches and identified deficiencies.


• Strict adherence, monitoring, and reporting of all banking applicable regulations as required. Complete assigned projects by designated deadlines.


• Work with department leaders and staff daily


• Assist with job specific BSA/OFAC staff training Maintain strong knowledge of current BSA and OFAC laws and regulations.


• Communicate with department leads to clear exceptions and elevate as necessary.


• Conduct AML investigations to detect and determine suspicious and/or illegal activity.


• Maintain detailed records of all information used in account investigation to clear or elevate an alert.


• Generate and assist with Suspicious Activity Reports (SARs) and Suspicious Activity Investigation Reports (SAIRs).


• Perform cash report review (to include review of Monetary Instrument Log ( MIL ) and bank checks issued).


• Perform wire activity and ACH reviews.


• Perform MSB and exempt client reviews.


• Assist and perform High Risk Customer Reviews.


• Facilitate and perform periodic (90 Day) SAR follow-up reviews.


• Other duties and special projects as assigned.

Air-conditioned office environment.

Consistent and timely attendance is required to ensure uninterrupted operational efficiency and exemplary service delivery.

• Sit for extended periods of time.


• Walk, stand, bend, squat, twist, and reach.


• Simple grasping and fine manipulation.


• Extended keyboarding.

• High School diploma, GED, or equivalent.


• 1+ year Previous Banking experience.


• Strong communication skills (verbal and written), analytical, organizational and presentation skills.


• Organizational skills are crucial.


• Ability to gather and analyze data from multiple sources, and work on more than one project at a time while keeping it all organized is important.


• Ability to interact with other departments as well as interdepartmental to accomplish objectives.


• MUST be detail oriented and MUST be able to multi-task.


• Basic computer skills, including Microsoft Word and Excel programs.


• Ability to work independently while acknowledging issues to elevate appropriately.


• Ability to communicate with colleagues and the BSA Officer regarding issues and findings.


• Skilled in planning and project management, and in maintaining composure under pressure while meeting multiple deadlines.


• Effective verbal and written communication skills, including active listening skills, and skills in presenting findings and recommendations.


• Strong knowledge of applicable financial and regulatory controls directly impacting the operations of the company.


• Manage priorities and meet deadlines while producing quality work.


• Documented experience in oral and written communications including making presentations and preparing reports, or ability to demonstrate the same.


• Collecting and analyzing complex data, evaluating information, and drawing logical conclusions.


• Strong research and analytical skills – ability to identify patterns, trends and potentially suspicious or questionable activity.


• Ability to analyze complex documents and data and document synthesized narratives.

• Have 1+ year(s) of experience as an AML investigator.


• Experience with working in the BSA Department of community and commercial banks.


• Certified Anti-Money Laundering Specialist (CAMS) designation a plus.


• Extensive knowledge of the BSA/AML, OFAC, KYC, USA Patriot Act & CIP requirements.


• Experience with working in Compliance Department of community bank.


• Experience in Law Enforcement investigations.


• Degree in related field.

This job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee. Duties, responsibilities, and activities may change, or new ones may be assigned at any time with or without notice.

We are an Equal Opportunity Employer

TexasBank is committed to providing equal employment opportunities regardless of race, creed, color, religion, alienage or national origin, ancestry, citizenship status, age, disability or handicap, sex, marital status, veteran status, sexual orientation, genetic information, arrest record, or any other characteristic protected by applicable federal, state or local laws. This policy applies to all terms and conditions of employment, including, but not limited to, recruiting, hiring, placement, promotion, compensation, benefits, training, disciplinary actions, layoff, recall, transfer, leaves of absence, and termination. Employees with questions or concerns about any type of discrimination in the workplace are encouraged to bring these issues to the attention of Human Resources.