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Banking Credit Analyst Jobs (NOW HIRING)

Cache Valley Bank

Credit Analyst

Logan, UT · On-site

$60 - $80/hr

Analyze credit data and financial information of persons or companies applying for credit to determine risk for the bank * Complete loan applications, including credit analyses and summaries of loan ...

Equity Bank

Credit Analyst - Agricultural

Wichita, KS · On-site

At Equity Bank we'll help you invest in your community through volunteer opportunities which align with our company initiatives and core values. Agricultural Credit Analyst Responsibilities and ...

Equity Bank

Credit Analyst - Agricultural

Wichita, KS · On-site

At Equity Bank we'll help you invest in your community through volunteer opportunities which align with our company initiatives and core values. Agricultural Credit Analyst Responsibilities and ...

Quontic Bank

Credit Analyst

Rock Falls, IL · On-site

$60 - $80/hr

Job Profile The bank is hiring a Credit Analyst who will be responsible for analyzing various historical and projected financial statements of individuals and businesses to identify the degree of ...

Cornhusker Bank

Credit Analyst

Lincoln, NE · On-site

... 3 years bank credit analyst experience with a financial institution required or equivalent ... experience in a financial institutio · Must be PC proficient in various software applications ...

Nicolet National Bank

Credit Analyst

Green Bay, WI · On-site

At Nicolet National Bank, our culture is based on the principles of community banking, putting the ... The Credit Analyst is responsible for analyzing credit information pertaining to commercial loans.

Nicolet National Bank

Credit Analyst

Traverse City, MI · On-site

At Nicolet National Bank, our culture is based on the principles of community banking, putting the ... The Credit Analyst is responsible for analyzing credit information pertaining to commercial loans.

New

City Bank

Senior Credit Analyst

Houston, TX · On-site

Proven ability to manage all essential duties of the City Bank Credit Analyst position. * Prepare comprehensive loan memorandums detailing loan requests and credit quality for loan presentations and ...

Nicolet National Bank

Credit Analyst

Green Bay, WI · On-site

At Nicolet National Bank, our culture is based on the principles of community banking, putting the ... The Credit Analyst is responsible for analyzing credit information pertaining to commercial loans.

City Bank

Senior Credit Analyst

Houston, TX · On-site

$80 - $100/hr

Essential DutiesProven ability to manage all essential duties of the City Bank Credit Analyst position.Prepare comprehensive loan memorandums detailing loan requests and credit quality for loan ...

CCFBank

Credit Analyst

Eau Claire, WI · On-site

Communicates with Ag/Commercial Bankers when working credits, spreads, and ticklers * Works in ... Credit Analyst Qualifications * Associate's degree in accounting, finance, or related field. * One ...

CCFBank

Credit Analyst

Eau Claire, WI · On-site

Communicates with Ag/Commercial Bankers when working credits, spreads, and ticklers * Works in ... Credit Analyst Qualifications * Associate's degree in accounting, finance, or related field. * One ...

Choice Bank

Credit Analyst

Golden Valley, MN · On-site

$48K - $89K/yr

Golden Valley The Credit Analyst role support Choice Bank's commercial and agricultural lending areas by gathering, reviewing, and analyzing financial and credit information for prospective and ...

Choice Bank

Credit Analyst

Golden Valley, MN · On-site

$48K - $89K/yr

Golden Valley or Roseville The Credit Analyst role support Choice Bank's commercial and agricultural lending areas by gathering, reviewing, and analyzing financial and credit information for ...

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All JobsFinance And Insurance JobsCredit JobsBanking Credit Analyst Jobs

Banking Credit Analyst information

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$15

$29

$49

How much do banking credit analyst jobs pay per hour?

As of Sep 9, 2026, the average hourly pay for banking credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What is a banking credit analyst?

Banking Credit Analysts are financial professionals responsible for evaluating the creditworthiness of individuals or businesses applying for loans or credit with a bank. They analyze financial statements, credit reports, and other relevant data to assess the risk associated with lending money. Their recommendations help banks make informed decisions about approving or denying loan applications and setting appropriate interest rates and terms. Banking Credit Analysts play a crucial role in managing the bank’s lending risk and ensuring the overall health of the institution’s loan portfolio.

What are some of the most common challenges faced by a banking credit analyst in their daily work?

Banking Credit Analysts often face the challenge of managing tight deadlines while conducting thorough financial analysis and risk assessments for multiple clients simultaneously. Balancing attention to detail with the need to process applications efficiently can be demanding, especially when dealing with incomplete or complex financial information. Additionally, analysts must stay updated on regulatory changes and market trends to provide accurate recommendations, and they frequently collaborate with relationship managers, loan officers, and senior management to ensure that credit decisions align with the bank’s risk appetite.

What are the key skills and qualifications needed to thrive as a banking credit analyst, and why are they important?

To thrive as a Banking Credit Analyst, you need strong analytical abilities, financial modeling skills, and a solid understanding of accounting principles, usually supported by a degree in finance, accounting, or a related field. Familiarity with credit risk assessment tools, financial statement analysis software, and proficiency in Excel are typically expected, and certifications like CFA or FRM can be advantageous. Attention to detail, effective communication, and sound judgment are essential soft skills that help in evaluating borrowers and presenting recommendations. These skills ensure accurate credit evaluations, minimize risk for the bank, and support sound lending decisions.

What is the difference between Banking Credit Analyst vs Commercial Credit Analyst?

AspectBanking Credit AnalystCommercial Credit Analyst
CredentialsTypically requires a bachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis courses are commonSimilar credentials; often holds degrees in finance or accounting, with certifications like CFA or credit analysis training
Work EnvironmentWorks primarily in banks or financial institutions assessing individual and business loan applicationsEmployed in banks, credit agencies, or financial firms evaluating commercial loan applications for businesses
Employer & Industry UsageUsed mainly in banking and financial services for retail and small business lendingCommon in banking, credit bureaus, and financial institutions focusing on business creditworthiness

Both roles involve analyzing credit data and financial statements, but Banking Credit Analysts focus more on retail and small business clients within banks, while Commercial Credit Analysts specialize in assessing the creditworthiness of larger businesses and commercial clients. The skills, credentials, and work environments are highly similar, making them closely related roles in the financial industry.

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What states have the most Banking Credit Analyst jobs?

States with the most job openings for Banking Credit Analyst jobs include:

What are popular job titles related to Banking Credit Analyst jobs?

For Banking Credit Analyst jobs, the most frequently searched job titles are:

Banking Credit Analyst jobs near you
Infographic showing various Banking Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Credit Analyst

Logan, UT • On-site

Cache Valley Bank
Commercial Banking • 201 - 500 employees
Learn more about Cache Valley Bankexternal

$60 - $80/hr

Other

Posted 5 days ago

Job description

ESSENTIAL DUTIES AND RESPONSIBILITIES
  • Analyze credit data and financial information of persons or companies applying for credit to determine risk for the bank
  • Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval
  • Conduct evaluations and inspections on collateral for existing and potential loans
  • Prepare weekly past due and loan maturing reports
  • Must to able to assist Branch Manager/Senior Lender with recommendations on credit application approval/denial based on research and analysis
  • Must be very familiar with Cache Valley Bank’s credit policy
KNOWLEDGE, SKILLS AND ABILITIES:
  • Bachelor’s degree in finance or accounting
  • Excellent knowledge or corporate financial analyses and risk management practices
  • Understanding of pricing strategies
  • Strong technical and analytical skills
  • Communicate clearly, accurately and cordially through email and telephone
  • Ability to use all related hardware and software applications including spreadsheets
  • Must have problem solving skills
  • Sparak banking system experience preferred.
  • Detail oriented, accurate and efficient
  • Team player who also displays individual initiative
  • Maintain the highest ethical standards as defined by Cache Valley Bank’s vision and values
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