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Bank Inspection Jobs in California (NOW HIRING)

Exchange Bank

Special Assets Officer

Roseville, CA · On-site

... Bank. * Design, recommend and implement approved and appropriate plans and budgets to manage and dispose of properties obtained through foreclosure. * Request property inspections, engineering ...

Exchange Bank

Special Assets Officer

Roseville, CA · On-site

... Bank. * Design, recommend and implement approved and appropriate plans and budgets to manage and dispose of properties obtained through foreclosure. * Request property inspections, engineering ...

Exchange Bank

Special Assets Officer

Roseville, CA · On-site

... Bank. * Design, recommend and implement approved and appropriate plans and budgets to manage and dispose of properties obtained through foreclosure. * Request property inspections, engineering ...

Poutrix

Roadway Construction Inspector

Los Angeles, CA · On-site

$156K - $176K/yr

... allocate inspection resources and supervise inspectors on complex projects for the appropriate disciplines including utilities, geotechnical, civil roadway, structural, electrical, duct bank ...

Axos Bank

Construction Risk Analyst

San Diego, CA

$25 - $30/hr

Internship or entry-level experience in banking, real estate finance, or construction management preferred * Exposure to construction draw management, inspection reports, or real estate appraisals a ...

Axos Bank

Construction Risk Analyst

Los Angeles, CA

$25 - $30/hr

Internship or entry-level experience in banking, real estate finance, or construction management preferred * Exposure to construction draw management, inspection reports, or real estate appraisals a ...

Axos Bank

Construction Risk Analyst

San Diego, CA · On-site

$25 - $30/hr

Internship or entry-level experience in banking, real estate finance, or construction management preferred * Exposure to construction draw management, inspection reports, or real estate appraisals a ...

Bank of Hope

SAD Officer

Los Angeles, CA · On-site

Comply with all Bank guidelines, procedures, and eligibility requirements at all times. * Comply ... inspections. * Under the direction, guidance and supervision of Team Leader or Portfolio Manager ...

American Riviera Bank

Senior Credit Analyst II

Ventura, CA · On-site

$97K - $146K/yr

Interprets and applies Bank policies, governmental legislations, accounting theory, and/or consumer ... May participate on client calls and site inspections with loan officers. * Responsible for ...

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Bank Inspection information

What is a bank inspection?

A Bank Inspection job involves reviewing and assessing a bank's financial records, operations, and compliance with regulations to ensure stability and adherence to legal standards. Inspectors examine loan records, risk management practices, and internal controls to identify potential issues. They also prepare reports detailing their findings and recommendations for improvements. This role is crucial in maintaining public trust in the banking system and preventing financial fraud.

What are the typical daily responsibilities of a bank inspection?

As a Bank Inspection professional, your daily responsibilities typically include reviewing financial statements, examining banking operations, evaluating compliance with regulations, and preparing detailed audit reports. You may conduct both on-site and remote assessments, interview bank personnel, and test internal controls for effectiveness. Collaboration with other auditors and regulatory authorities is common, and you’ll need to stay updated with industry standards and changing regulations. This role often involves traveling to branch locations and working as part of a multidisciplinary team to ensure all aspects of the bank’s operations meet regulatory and organizational standards.

What are the key skills and qualifications needed to thrive in bank inspection, and why are they important?

Bank Inspection professionals require strong analytical skills, attention to detail, a background in finance or accounting, and often a relevant degree such as a BBA or MBA. Familiarity with audit software, regulatory compliance systems, and certification such as Certified Bank Auditor (CBA) is valuable. Excellent written and verbal communication, integrity, and problem-solving abilities are vital soft skills in this role. These skills are critical for accurately identifying risks, ensuring regulatory adherence, and maintaining the integrity of financial institutions.

How to become a bank inspector?

To become a bank inspector, candidates typically need a bachelor's degree in finance, accounting, or a related field, along with experience in banking or auditing. Strong analytical skills, attention to detail, and knowledge of banking regulations are essential, and some positions may require certification such as Certified Internal Auditor (CIA).

What does a bank inspection do?

A bank inspection involves evaluating a financial institution's compliance with regulations, safety standards, and operational procedures. Inspectors review areas such as security, record-keeping, and financial practices to ensure the bank's integrity and stability, often using checklists and industry standards. The role requires attention to detail and knowledge of banking regulations.

What are popular job titles related to Bank Inspection jobs in California?

For Bank Inspection jobs in California, the most frequently searched job titles are:

What job categories do people searching Bank Inspection jobs in California look for?

The top searched job categories for Bank Inspection jobs in California are:

Bank Inspection jobs near you
Infographic showing various Bank Inspection job openings in California as of September 2026, with employment types broken down into 1% As Needed, 69% Full Time, 26% Part Time, 2% Contract, and 2% Nights. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution.

Special Assets Officer

Roseville, CA • On-site

Exchange Bank
See more jobs at Exchange Bankexternal

Full-time

Re-posted 28 days ago

Job description

The Special Assets Officer is responsible for managing complex, at-risk and problem loans to resolution to ensure maximum recovery for the Bank
Essential Functions
  • Collections, Bankruptcy, SBA and Foreclosure:
    • Manage all aspects of large, more complex loans within an assigned portfolio including the following: loan workouts, bankruptcy, foreclosures, litigation, collection of past due payments, and liquidation of asset(s).
    • Manage SBA liquidation process including Offer in Compromise and Purchase Guaranty preparation to ensure payment of guaranty, including related negotiations with SBA, as needed.
    • Manage the most complex loan work-outs, bankruptcy situations and OREO property disposals. Participate in settlement negotiations with borrower and/or their legal counsel, directly or in a Mediation setting, under supervision of SAD Manager.
    • Consult with SAD Manager, as needed, to resolve complex credits.
    • Create and provide regular and comprehensive management level reporting in both written and oral format, to include reporting duties assumed from Credit Administration.
    • Actively contribute in continuous updating of the department Business Continuity Plan, Job Aids, and department Policy & Procedures, to include creation and/or maintenance of workflows to monitor department activities.
    • Ensure bankruptcy and foreclosure process and legal requirements are followed, working with Bank legal counsel and Special Assets Manager, and within Bank policies and procedures, and SBA Loan Program Requirements.
    • Meet with borrowers and /or internal Loan Officers to review problem loan action plans, monitor financial performance, and establish action plans to address problem issues, monitor collateral value and condition, providing continuous diligence to mitigate loss exposure to the Bank.
    • Design, recommend and implement approved and appropriate plans and budgets to manage and dispose of properties obtained through foreclosure.
    • Request property inspections, engineering studies or construction bids as necessary in the disposal of property.
    • Analyze properties and their corresponding markets to determine and recommend appropriate disposition strategies, book values and charge-offs in conformance to Bank policies and procedures and regulatory requirements.
    • Coordinate the necessary actions to manage and sell properties working with real estate brokers, potential purchasers, title and escrow companies, receivers, property management firms and other REO property related vendors.
    • Supervise sales negotiations with potential purchasers including approval, declination and recommendation to management regarding offers.
    • Manage assigned loan-related litigation matters with Bank legal counsel and Special Assets Manager.
    • Work with outside consultants on business and/or property management of troubled assets.
    • Provide accurate, complete and timely individual loan and overall portfolio reports, including recommendations for non-accrual status, specific loan loss reserves, risk rating changes and charge off.
    • Consult regularly with the SAD Manager when identifying and implementing resolution actions.
  • Watch List Relationships:
    • Review, analyze, recommend and implement resolutions for complex problem credits and workout loans in the best interest of the Bank.
    • Manage complex Watch List relationships to resolution.
    • Restructure complex debts and create workout plans to effectively bring resolutions to problem credits.
    • Provide an executive level status report of assigned relationships at periodic internal meetings
    • Assist in performing periodic impairment analysis for executive reporting, recommending methodology with supporting documentation.
    • Work directly with borrowers to restructure debt and create workout plans.
    • Analyze financial statements, business history and creditworthiness of buyers and borrowers.
  • Non-Essential Functions:
    • Perform special projects and research as assigned.
    • Perform other duties as assigned.
    • Provide coverage for the Special Assets Specialist job duties, as needed.
    • Provide training and mentoring to Special Assets Specialist and other internal partners, as needed.
    • Occasional travel and ability to perform on-site visits at borrower's business location, as needed

Minimum Qualifications
  • Bachelor's degree in business administration, economics, accounting or related field of study and at least 5-7 years of experience with complex credit administration, special assets/work-outs, loss mitigation or legal/litigation or equivalent combination of education and experience.
  • Experience with SBA 7(a) loan program knowledge a plus.
  • Thorough knowledge of bankruptcy laws, full understanding of lender liability issues, probate/deceased borrower, foreclosures, collections, loss mitigation, and related laws and regulations.
  • Thorough knowledge of SBA servicing, liquidation and purchase guaranty procedures.
  • Thorough knowledge of consumer, commercial, commercial real estate lending, construction methods and practices, including identification of key market trends and real property valuation.
  • Thorough knowledge of real estate finance, accounting and law.
  • Strong, professional and effective negotiating skills.
  • High level of initiative, perseverance and problem-solving skills.
  • Demonstrated ability to perform all essential functions independently and make sound recommendations with limited guidance or supervision.
  • Demonstrates strong business acumen with thorough understanding of a wide range of elements of the Bank's business and the customers, industries, and partners with which the Bank is involved.
  • Skilled at operating a personal compute including Microsoft Office Word, Excel, Outlook, with intermediate Excel skills preferred.
  • Ability to work in a fast-paced environment, comfortable adapting to changing priorities, and workload, demonstrating flexibility/adaptability. Supports organizational change positively and proactively.
  • Proven ability to learn and retain new information, taking responsibility for own learning and development by acquiring and refining of technical and professional skills needed in job related areas; proactively seeks coaching and performance feedback.
  • Engaged team player, demonstrating ability and willingness to foster positive partnerships, collaborating with team members and internal business partners for a common goal.
  • Committed to providing a high level of customer service, ensuring all borrowers are treated in a respectful manner.
  • Possesses solid written and verbal communication skills, using correct English grammar, punctuation, and spelling; communicates information in a succinct and organized manner; produces written information, which may include technical material that is appropriate for the intended audience.

Compensation
The hiring range for this position is $70,304 to $100,000 per year. The compensation offered will fall within this range, commensurate with the candidate's applicable experience, education and skills.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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