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Entry Level Underwriter Jobs in California (NOW HIRING)

Iatinsurancegroup

Commercial Surety Underwriter

Anaheim, CA · On-site +1

$55K - $120K/yr

  • Medical

  • Retirement

  • PTO

IAT Insurance Group is seeking a highly skilled Commercial Surety Underwriter to join our team in ... We offer comprehensive benefits like: * 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid ...

IAT Insurance Group

Commercial Surety Underwriter

Anaheim, CA · On-site

$55K - $120K/yr

  • Medical

  • Retirement

  • PTO

IAT Insurance Group is seeking a highly skilled Commercial Surety Underwriter to join our team in ... We offer comprehensive benefits like: * 26 PTO Days (Entry Level) + 12 Company Holidays = 38 Paid ...

Cesna Group

Loan Officer

Los Angeles, CA · On-site

$50K - $100K/yr

This role requires a strong understanding of underwriting, loan origination, and credit analysis to ... entry-level candidates may also be considered. * -Language Skills: Bilingual proficiency in ...

City National Bank

Credit Analyst I

Irvine, CA · On-site

$25.93 - $41.43/hr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

The Credit Analyst is an entry-level position responsible for supporting credit analysis and portfolio management activities. This role involves assisting with credit underwriting and portfolio ...

Upcrunch

Sales Representative

Los Angeles, CA · On-site

$18 - $23/hr

  • Retirement

  • PTO

Job Summary As an Entry-Level Sales Representative, you will play a key role in identifying ... Collaborate with funding specialists and underwriting teams to move deals forward * Meet or exceed ...

theLender

Be Seen First

Sales Representative

Irvine, CA · On-site

$16.90/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... program -- an entry-level path to a long-term career in mortgage sales. In the Inside Account ... Learn the end-to-end loan origination process -- application, underwriting, closing, and funding

New

theLender

Be Seen First

Sales Representative

Lake Forest, CA · On-site

$4.0K - $7.5K/mo

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... program -- an entry-level path to a long-term career in mortgage sales. In the Inside Account ... Learn the end-to-end loan origination process -- application, underwriting, closing, and funding

New

theLender

Be Seen First

Sales Representative

Irvine, CA · On-site

$16.90/hr

  • Medical

  • Dental

  • Vision

  • Life

  • Retirement

  • PTO

... program -- an entry-level path to a long-term career in mortgage sales. In the Inside Account ... Learn the end-to-end loan origination process -- application, underwriting, closing, and funding

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All JobsUnderwriter JobsEntry Level Underwriter JobsEntry Level Underwriter Jobs in California

Entry Level Underwriter information

See California salary details

$32.1K

$77.8K

$137.7K

How much do entry level underwriter jobs pay per year?

As of Aug 14, 2026, the average yearly pay for entry level underwriter in California is $77,846.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,200.00 and $85,900.00 per year, depending on experience, location, and employer.

What are some common challenges faced by entry level underwriters, and how can they overcome them?

Entry level underwriters often face challenges such as learning complex risk assessment criteria, adapting to industry-specific software, and balancing accuracy with efficiency under tight deadlines. To overcome these challenges, it's helpful to seek mentorship from experienced colleagues, participate in training sessions, and regularly review feedback on your work. Building strong communication skills is also key, as underwriters frequently collaborate with agents, brokers, and other team members to clarify details and ensure thorough evaluations.

Is it hard to get a job in entry level underwriter?

Entry level underwriter positions are generally accessible to candidates with a relevant degree, such as in finance or risk management, and strong analytical skills. Competition can vary depending on the location and industry demand, but gaining certifications like the Chartered Property Casualty Underwriter (CPCU) can improve job prospects. Entry-level roles often require some internship or related experience and familiarity with underwriting software tools.

What does an entry level underwriter do?

As an entry-level underwriter, you analyze insurance or mortgage applications to determine premiums and coverage amounts. You research and talk to banks, medical personnel, or other field representatives to get further information before extending loans or coverage. You use set criteria to screen applicants for the products and services that you offer. Other duties and responsibilities include determining a person’s risk for loans or insurance, making the decision to provide what they are asking for, and working to assist the people applying and the companies offering coverage and financial items.

What are the key skills and qualifications needed to thrive as an entry level underwriter?

To thrive as an Entry Level Underwriter, you need strong analytical skills, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, spreadsheets, and risk assessment tools is typically required. Excellent communication, organizational skills, and the ability to work collaboratively are important soft skills for this role. These competencies ensure accurate risk evaluation, effective decision-making, and smooth coordination with clients and internal teams.

How to get started as an entry level underwriter?

To start as an entry-level underwriter, obtain a bachelor's degree in finance, economics, or a related field. Gaining knowledge of insurance products, risk assessment, and proficiency with underwriting software can be beneficial, along with developing strong analytical and communication skills. Internships or entry-level positions in insurance companies can provide practical experience to enter the field.
More about Entry Level Underwriter jobs

What are the most commonly searched types of Underwriter jobs in California?

The most popular types of Underwriter jobs in California are:

What are popular job titles related to Entry Level Underwriter jobs in California?

For Entry Level Underwriter jobs in California, the most frequently searched job titles are:

What job categories do people searching Entry Level Underwriter jobs in California look for?

The top searched job categories for Entry Level Underwriter jobs in California are:

What cities in California are hiring for Entry Level Underwriter jobs?

Cities in California with the most Entry Level Underwriter job openings:

Entry Level Underwriter jobs near you
Infographic showing various Entry Level Underwriter job openings in California as of August 2026, with employment types broken down into 97% Full Time, and 3% Contract. Highlights an 87% In-person, and 13% Remote job distribution, with an average salary of $77,846 per year, or $37.4 per hour.

Loss Mitigation, Underwriter l

Carrington Holding Company, LLC

Orange, CA • Remote

$23 - $26/hr

Full-time

Medical, Retirement

Re-posted 23 days ago

Job description

Come join our amazing team and work remote from home!

The Loss Mitigation Underwriter l will be responsible for underwriting Loan Modifications applications in accordance with Treasury, Company and Investor guidelines while following company's policies and procedures under general supervision. Makes sound underwriting decisions and ensures that all decisions meet legal and policy requirements. Perform all duties in accordance with the company's policies and procedures, all US state and federal laws and regulations, wherein the company operates. The Loss Mitigation Underwriter I level is the entry level role in the job family and generally handles the least complex underwriting files while gaining additional knowledge and experience on the more complex files. The target pay range for this position is $23.00 - $26.00 per hour.

What you'll do:

  • Perform a thorough analysis to ensure the quality of each loan and to determine compliance with Treasury, Company and Investor guidelines.
  • Conduct Verification of Income (VOI).
  • Calculate customer's front and back-end debt to income ratio.
  • Verify occupancy, hardship and income.
  • Apply payment waterfall to determine workout eligibility (repayment plan, forbearance, modification or liquidation options).
  • If applicable, identify the type(s) and amounts of liquid assets the borrower holds.
  • Determine and communicate needed conditions to properly document the file (reason for default letter, updated pay stubs, bankruptcy papers, etc.).
  • Complete system tasks as required to maintain compliance with Treasury, Company and Investor guidelines.
  • Document final decision and update system of record.

What you'll need:

  • High school diploma or equivalent required.
  • 1 to 2 years of underwriting loss mitigation experience required

Our Company:

Carrington Mortgage Services is part of The Carrington Companies, which provide integrated, full-lifecycle mortgage loan servicing assistance to borrowers and investors, delivering exceptional customer care and programs that support borrowers and their homeownership experience. We hope you'll consider joining our growing team of uniquely talented professionals as we transform residential real estate. To read more visit: www.carringtonmortgage.com.

What We Offer:

  • Comprehensive healthcare plans for you and your family. Plus, a discretionary 401(k) match of 50% of the first 4% of pay contributed.
  • Access to several fitness, restaurant, retail (and more!) discounts through our employee portal.
  • Customized training programs to help you advance your career.
  • Employee referral bonuses so you'll get the opportunity to work with friends (and get some extra cash in your pocket!).
  • Educational Reimbursement.
  • Carrington Charitable Foundation contributes to the community through causes that reflect the interests of Carrington Associates. For more information about Carrington Charitable Foundation, and the organizations and programs, it supports through specific fundraising efforts, please visit: carringtoncf.org.

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