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Bank Credit Analyst Jobs (NOW HIRING)

Must have 2+ years experience in a bank/credit union as a Credit Analyst. BENEFITS: * Competitive compensation package * Great benefits package including: generous PTO, health, dental, vision ...

Must have 2+ years experience in a bank/credit union as a Credit Analyst. BENEFITS: * Competitive compensation package * Great benefits package including: generous PTO, health, dental, vision ...

Credit Analyst I

Irvine, CA · On-site

$25.93 - $41.43/hr

Colleagues will partner across numerous bank lines and divisions to provide tailored CRE lending ... Credit Analysis: Performs credit analysis activities to assess creditworthiness of borrowers ...

Must have 2+ years experience in a bank/credit union as a Credit Analyst. BENEFITS: * Competitive compensation package * Great benefits package including: generous PTO, health, dental, vision ...

Must have 2+ years experience in a bank/credit union as a Credit Analyst. BENEFITS: * Competitive compensation package * Great benefits package including: generous PTO, health, dental, vision ...

Senior Credit Analyst - CRE

Seattle, WA · On-site

$82K - $123K/yr

The Senior Credit Analyst is responsible for gathering and analyzing credit information on current ... WaFd Bank is proud of the high value that we all place on simply being kind when serving our co ...

Must have 2+ years experience in a bank/credit union as a Credit Analyst. BENEFITS: * Competitive compensation package * Great benefits package including: generous PTO, health, dental, vision ...

The ideal candiate will have 2+ years experience in a bank/credit union as a Credit Analyst. BENEFITS: * Competitive compensation package * Great benefits package including: generous PTO, health ...

Must have 2+ years experience in a bank/credit union as a Credit Analyst. BENEFITS: * Competitive compensation package * Great benefits package including: generous PTO, health, dental, vision ...

USD $123,600.00/Yr. The Senior Credit Analyst is responsible for providing due diligence ... WaFd Bank is proud of the high value that we all place on simply being kind when serving our co ...

The Senior Credit Analyst is responsible for gathering and analyzing credit information on current ... WaFd Bank is proud of the high value that we all place on simply being kind when serving our co ...

Communicates with Ag/Commercial Bankers when working credits, spreads, and ticklers * Works in ... Credit Analyst Qualifications * Associate's degree in accounting, finance, or related field. * One ...

Communicates with Ag/Commercial Bankers when working credits, spreads, and ticklers * Works in ... Credit Analyst Qualifications * Associate's degree in accounting, finance, or related field. * One ...

Credit Analyst I

Rifle, CO · On-site

$26 - $28.84/hr

As an Alpine Bank Credit Analyst, you have the chance to help the dreams of others to come true. You'll help make sure that the person you're helping is an exact fit for the credit they seek. Pretty ...

Credit Analyst I

Denver, CO · On-site

$26 - $28.84/hr

As an Alpine Bank Credit Analyst, you have the chance to help the dreams of others to come true. You'll help make sure that the person you're helping is an exact fit for the credit they seek. Pretty ...

Credit Analyst I

Avon, CO · On-site

$26 - $28.84/hr

As an Alpine Bank Credit Analyst, you have the chance to help the dreams of others to come true. You'll help make sure that the person you're helping is an exact fit for the credit they seek. Pretty ...

Showing results 41-60

Bank Credit Analyst information

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$15

$29

$49

How much do bank credit analyst jobs pay per hour?

As of Sep 11, 2026, the average hourly pay for bank credit analyst in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What does a bank credit analyst do?

A Bank Credit Analyst is responsible for evaluating the creditworthiness of individuals, companies, or organizations applying for loans or credit with a bank. They analyze financial statements, credit reports, and market data to assess the risk involved in lending money. Based on their findings, they make recommendations to approve or deny credit applications, set loan terms, and help the bank manage its credit risk. Their work is crucial in helping banks make informed lending decisions and minimizing potential losses from bad loans.

What are the key skills and qualifications needed to thrive as a bank credit analyst, and why are they important?

To thrive as a Bank Credit Analyst, you need strong analytical skills, a background in finance or accounting, and a bachelor's degree in a related field. Familiarity with financial modeling software, credit risk assessment tools, and proficiency in Excel and banking systems are typically required. Attention to detail, effective communication, and sound judgment are crucial soft skills for this role. These competencies ensure accurate risk analysis, informed lending decisions, and the overall financial health of the bank.

What are some common challenges faced by bank credit analysts when assessing loan applications?

Bank Credit Analysts often encounter challenges such as evaluating incomplete or inconsistent financial information from applicants, staying updated with rapidly changing market conditions, and balancing risk with business growth objectives. They must also navigate tight deadlines while ensuring compliance with regulatory requirements and internal credit policies. Effective communication with relationship managers and borrowers is crucial to clarify details and deliver thorough, accurate credit assessments.

What is the difference between Bank Credit Analyst vs Commercial Credit Analyst?

AspectBank Credit AnalystCommercial Credit Analyst
Required CredentialsBachelor's degree in finance, accounting, or related field; certifications like CFA or credit analysis coursesBachelor's degree in finance, economics, or related; similar certifications often preferred
Work EnvironmentBanking institutions, retail banking, corporate banking divisionsFinancial services firms, lending departments, or credit agencies
Employer & Industry UsagePrimarily in banks, focusing on individual and corporate clientsIn lending companies or financial institutions assessing business creditworthiness

Both roles involve analyzing credit data and financial statements, but Bank Credit Analysts typically work within banks evaluating loan applications for individuals and businesses, while Commercial Credit Analysts focus more on assessing the creditworthiness of business clients for lending institutions. The skills, credentials, and work environments are quite similar, making these roles closely related but distinct in their specific focus areas.

More about Bank Credit Analyst jobs

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Cities with the most Bank Credit Analyst job openings:

What states have the most Bank Credit Analyst jobs?

States with the most job openings for Bank Credit Analyst jobs include:

What are popular job titles related to Bank Credit Analyst jobs?

For Bank Credit Analyst jobs, the most frequently searched job titles are:

Infographic showing various Bank Credit Analyst job openings in the United States as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Commercial Credit Analyst

Waukesha, WI • On-site

gpac
Recruiting and Staffing Services • 51 - 200 employees

Other

Medical, Dental, Vision, Retirement, PTO

Re-posted 23 days ago


Job description

Job Description
POSITION SUMMARY: The Commercial Credit Analyst will support the lenders in underwriting requests for credit extensions to new and existing commercial loan clients. The right credit analyst will perform detailed financial analysis for all lending opportunities, prepare credit approval and modification requests for presentation to loan committee by the lenders, perform annual credit reviews as needed. As a credit analyst you will ensure compliance with the organization's credit policies and procedures, timely collection and spreading of interim and annual financial statements provided by clients, and update financial information to maintain current reporting.
PRIMARY RESPONSIBILITIES:
  • Analyses data (i.e. financial statements, agency reports) on prospective and active borrowing accounts and prepares written reports evaluating the short and long-term prospects of the individual or company.
  • Makes recommendations to Loan Officers on the granting or denying of loans and prepares sufficient information (i.e. loan submissions) to document recommendations.
  • Identify and interpret trends in financial data. Interpret key financial ratios (e.g. cash flow to debt service, debt-to-equity, etc.)
  • Provides thorough documentation of all financial analysis via spreadsheets and written credit offering memorandums.
  • Suggests a loan grade after conducting a thorough credit analysis and documentation review.
  • Coordinates specific work tasks within the department in order to ensure the smooth and efficient flow of information.
  • Provides assigned reports.
  • Performs annual review of loan relationships.
  • Must have 2+ years experience in a bank/credit union as a Credit Analyst.
BENEFITS:
  • Competitive compensation package
  • Great benefits package including: generous PTO, health, dental, vision, automatic 401(k) % contribution
  • Opportunity for advancement and leadership roles

Contact your local Wisconsin banking recruiter, Joe Albert to learn more about this Commercial Credit Analyst position and other banking opportunities throughout the state.
Joe Albert
Director | gpac
To be considered, please apply with a resume. You can email me directly at: joe.albert@gogpac.com
Follow me on Linkedin: Joe Albert
All qualified applicants will receive consideration without regard to race, age, color, sex (including pregnancy), religion, national origin, disability, sexual orientation, gender identity, marital status, military status, genetic information, or any other status protected by applicable laws or regulations. GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

GPAC logo

About GPAC

Sourced by ZipRecruiter

GPAC (Growing People and Companies) is an award-winning search firm specializing in placing quality professionals within multiple industries across the United States since 1990. We are extremely competitive, client-focused and realize that our value is in our ability to deliver the right solutions at the right time.

Industry

Recruiting and staffing services

Company size

51 - 200 Employees

Headquarters location

Sioux Falls, SD, US

Year founded

1990