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Bank Credit Analyst I Jobs (NOW HIRING)

First Security Bank

Bank Credit Analyst

Overbrook, KS · On-site

Bank Credit Analyst Location : Kansas branches: Overbrook, Paola, Carbondale, Tonganoxie, Wichita, Argonia, Conway Springs or Norwich Job Summary: A Bank Credit Analyst evaluates the financial health ...

First Security Bank

Bank Credit Analyst

Overbrook, KS · On-site

Bank Credit Analyst Location : Kansas branches: Overbrook, Paola, Carbondale, Tonganoxie, Wichita, Argonia, Conway Springs or Norwich Job Summary: A Bank Credit Analyst evaluates the financial health ...

Provident Bank

Credit Analyst I

Oak Ridge, NJ · On-site

$53K - $76K/yr

At Provident Bank, we are committed to enhancing our customer and employees' experience. POSITION ... The Credit Analyst I will participate in training sessions (both provided internally and externally ...

Provident Bank

Credit Analyst I

Oak Ridge, NJ · On-site

$53K - $76K/yr

At Provident Bank, we are committed to enhancing our customer and employees' experience. POSITION ... The Credit Analyst I will participate in training sessions (both provided internally and externally ...

Alpine Bank

Credit Analyst I

Grand Junction, CO · On-site

$26 - $28.84/hr

As an Alpine Bank Credit Analyst, you have the chance to help the dreams of others to come true ... You can do it. General Purpose The Credit Analyst I is an entry level position involved in ...

Provident Bank

Credit Analyst I

Jefferson Township, NJ · On-site

$60 - $80/hr

At Provident Bank, we are committed to enhancing our customer and employees' experience. POSITION ... The Credit Analyst I will participate in training sessions (both provided internally and externally ...

New

Provident Bank

$60 - $80/hr

At Provident Bank, we are committed to enhancing our customer and employees' experience. POSITION ... The Credit Analyst I will participate in training sessions (both provided internally and externally ...

City National Bank

Credit Analyst I

Irvine, CA · On-site

$25.93 - $41.43/hr

CREDIT ANALYST I-Commercial Real Estate WHAT IS THE OPPORTUNITY? The Credit Analyst is an ... Colleagues will partner across numerous bank lines and divisions to provide tailored CRE lending ...

Provident Bank

$53K - $76K/yr

At Provident Bank, we are committed to enhancing our customer and employees' experience. POSITION ... The Credit Analyst I will participate in training sessions (both provided internally and externally ...

Provident Bank

Credit Analyst I

Oak Ridge, NJ · On-site

$53K - $76K/yr

At Provident Bank, we are committed to enhancing our customer and employees' experience. POSITION ... The Credit Analyst I will participate in training sessions (both provided internally and externally ...

Washington Financial

Credit Analyst I

Washington, PA · On-site

Credit Analyst I Washington Financial Bank Washington, PA (On-site) Not Hybrid or Remote Position Overview Washington Financial Bank is seeking a detail-oriented and analytical Credit Analyst I to ...

First United Bank

Credit Analyst I

Schertz, TX · On-site

The Position Job Title Credit Analyst I SUMMARY This position is responsible for analysis and ... Effectively manages the bank's exposure to identified risks, and recommends appropriate structure ...

Clear Mountain Bank, Inc

Credit Analyst I

Morgantown, KY · On-site

$60 - $80/hr

Join Clear Mountain Bank as a Full-Time Credit Analyst I* in Morgantown, WV, and be part of a dynamic team dedicated to financial innovation. This onsite role offers you a unique opportunity to ...

First United Bank

Credit Analyst I

Schertz, TX · On-site

$60 - $80/hr

Job Title Credit Analyst I This position is responsible for analysis and monitoring the financial ... Effectively manages the bank's exposure to identified risks, and recommends appropriate structure ...

Alpine Banks of Colorado

Credit Analyst I

Avon, CO · On-site

$26 - $28.84/hr

As an Alpine Bank Credit Analyst, you have the chance to help the dreams of others to come true ... You can do it. General Purpose The Credit Analyst I is an entry level position involved in ...

Alpine Banks of Colorado

Credit Analyst I

Rifle, CO · On-site

$26 - $28.84/hr

As an Alpine Bank Credit Analyst, you have the chance to help the dreams of others to come true ... You can do it. General Purpose The Credit Analyst I is an entry level position involved in ...

Alpine Banks of Colorado

Credit Analyst I

Denver, CO · On-site

$26 - $28.84/hr

As an Alpine Bank Credit Analyst, you have the chance to help the dreams of others to come true ... You can do it. General Purpose The Credit Analyst I is an entry level position involved in ...

Marion Center Bank

Credit Analyst II

Indiana, PA · On-site

$57K - $63K/yr

... Bank personnel, customers, etc., within given time frames and within established policy. * Provides leadership, on-the-job training, and technical guidance to Credit Analyst I(s). * Maintains ...

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Bank Credit Analyst I information

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$15

$29

$49

How much do bank credit analyst i jobs pay per hour?

As of Sep 8, 2026, the average hourly pay for bank credit analyst i in the United States is $29.92, according to ZipRecruiter salary data. Most workers in this role earn between $23.08 and $33.65 per hour, depending on experience, location, and employer.

What does a Bank Credit Analyst I do?

A Bank Credit Analyst I is responsible for evaluating the creditworthiness of individuals or businesses applying for loans or credit with a bank. They analyze financial statements, credit reports, and other relevant data to assess risk and make recommendations on whether to approve or deny credit applications. This entry-level position involves preparing credit reports, monitoring existing loans, and ensuring compliance with the bank's lending policies. Bank Credit Analyst I professionals work closely with senior analysts and loan officers to support sound lending decisions and minimize potential losses for the bank.

What are the key skills and qualifications needed to thrive as a Bank Credit Analyst I?

To thrive as a Bank Credit Analyst I, you need strong analytical skills, a solid grasp of financial statements, and a bachelor’s degree in finance, accounting, or a related field. Familiarity with credit analysis software, financial modeling tools, and banking systems is typically required, and certifications like CFA or FRM can be beneficial. Attention to detail, effective communication, and sound judgment are important soft skills for evaluating risk and presenting findings. These competencies ensure accurate credit assessments, minimize risk to the bank, and support sound lending decisions.

What are some common challenges faced by a Bank Credit Analyst I, and how can they be managed?

As a Bank Credit Analyst I, one common challenge is balancing thorough risk assessment with the need to process multiple loan applications efficiently. Analysts must quickly evaluate financial documents, credit histories, and market conditions while adhering to regulatory guidelines. Effective time management and strong communication with loan officers and clients are essential to manage these demands. Additionally, keeping up-to-date with industry trends and changes in lending regulations helps maintain accuracy in credit evaluations.

What is the difference between Bank Credit Analyst I vs Bank Credit Analyst II?

AspectBank Credit Analyst IBank Credit Analyst II
Required CredentialsBachelor's degree in finance, accounting, or related field; basic credit analysis certificationsSame as Analyst I, often with additional certifications or experience
Work EnvironmentEntry-level role in banking or financial institutions, supervised environmentMore independent, handling complex credit assessments
Employer & Industry UsageCommon in retail and commercial banking sectorsUsed in similar settings, with increased responsibilities
Comparison Search IntentYesYes

The main difference between a Bank Credit Analyst I and a Bank Credit Analyst II lies in experience and responsibility. Analyst II typically handles more complex credit evaluations and works more independently, while Analyst I focuses on foundational credit analysis under supervision. Both roles require similar educational backgrounds and certifications, but Analyst II often has more industry experience.

More about Bank Credit Analyst I jobs

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What states have the most Bank Credit Analyst I jobs?

States with the most job openings for Bank Credit Analyst I jobs include:

What are popular job titles related to Bank Credit Analyst I jobs?

For Bank Credit Analyst I jobs, the most frequently searched job titles are:

Bank Credit Analyst I jobs near you
Infographic showing various Bank Credit Analyst I job openings in the United States as of September 2026, with employment types broken down into 100% Full Time. Highlights an 90% In-person, and 10% Hybrid job distribution, with an average salary of $62,243 per year, or $29.9 per hour.

Bank Credit Analyst

Overbrook, KS • On-site

First Security Bank
See more jobs at First Security Bankexternal

Full-time

Posted 28 days ago

Job description

Job Title: Bank Credit Analyst

Location: Kansas branches:  Overbrook, Paola, Carbondale, Tonganoxie, Wichita, Argonia, Conway Springs or Norwich

Job Summary: A Bank Credit Analyst evaluates the financial health and creditworthiness of individuals, businesses, and organizations applying for loans or other forms of credit. The analyst reviews financial statements, credit reports, cash flow, and market conditions to determine lending risk and make recommendations that support sound credit decisions while ensuring compliance with bank policies and regulatory requirements.

Key Responsibilities

  • Analyze financial statements, tax returns, credit reports, and cash flow to assess a borrower’s ability to repay debt.
  • Conduct detailed credit risk assessments for commercial and consumer loan applications.
  • Prepare comprehensive credit analysis reports and loan recommendations for approval committees.
  • Evaluate industry trends, economic conditions, and market risks that may impact borrowers.
  • Monitor existing loan portfolios for changes in financial performance or credit quality.
  • Ensure compliance with bank lending policies, regulatory guidelines, and underwriting standards.
  • Collaborate with loan officers, relationship managers, and underwriters to structure appropriate financing solutions.
  • Identify potential credit risks and recommend strategies to minimize losses.
  • Maintain accurate loan documentation and financial records.
  • Participate in periodic loan reviews and portfolio stress testing.

Required Qualifications

  • Bachelor’s degree in finance, Accounting, Economics, Business Administration, or a related field.
  • 2–5 years of experience in credit analysis, commercial banking, or financial analysis (entry-level positions may require internships or related experience).
  • Strong understanding of financial statement analysis and credit risk assessment.
  • Knowledge of banking regulations and lending practices.
  • Proficiency in Microsoft Excel and financial analysis software.
  • Excellent analytical, organizational, and problem-solving skills.
  • Strong written and verbal communication skills.
  • Ability to manage multiple projects while meeting deadlines.

Preferred Qualifications

  • Experience with commercial lending or corporate banking.
  • Credit certification (such as CFA, CRC, or CBA) is a plus.
  • Familiarity with credit underwriting systems and financial modeling.

Key Skills

  • Financial Statement Analysis
  • Credit risk assessment
  • Loan underwriting support
  • Financial modeling
  • Attention to detail
  • Critical thinking
  • Risk management
  • Data analysis
  • Communication and presentation
  • Time management
  • Regulatory compliance
  • Customer Relationship Management

Typical Work Environment

Credit Analysts typically work in banks, credit unions, or other financial institutions in an office setting. The role involves close collaboration with loan officers, relationship managers, and senior credit professionals. Standard business hours are common, though additional hours may be required during periods of high-loan activity or reporting deadlines.

Career advancement opportunities include Senior Credit Analyst, Credit Manager, Commercial Relationship Manager, Portfolio Manager, Underwriting Manager, and Commercial Banking Officer.