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Auto Subrogation Jobs in Missouri (NOW HIRING)

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Auto Subrogation information

See Missouri salary details

$36.6K

$63.8K

$93.3K

How much do auto subrogation jobs pay per year?

As of Aug 12, 2026, the average yearly pay for auto subrogation in Missouri is $63,764.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,500.00 and $71,300.00 per year, depending on experience, location, and employer.

What is auto subrogation?

Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.

What is the difference between Auto Subrogation vs Auto Claims Adjuster?

AspectAuto SubrogationAuto Claims Adjuster
Primary RoleRecovering costs from third parties after an insurance payoutAssessing and settling auto insurance claims
Required CredentialsInsurance knowledge, claims processing experienceInsurance licensing, claims handling certification
Work EnvironmentInsurance companies, legal settingsInsurance companies, repair shops, field work
Industry UsageLegal and claims recovery processesClaims evaluation and customer service

Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.

What are the key skills and qualifications needed to thrive as an auto subrogation specialist, and why are they important?

To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.

What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?

Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.
What are popular job titles related to Auto Subrogation jobs in Missouri? For Auto Subrogation jobs in Missouri, the most frequently searched job titles are:
What job categories do people searching Auto Subrogation jobs in Missouri look for? The top searched job categories for Auto Subrogation jobs in Missouri are:
What cities in Missouri are hiring for Auto Subrogation jobs? Cities in Missouri with the most Auto Subrogation job openings:
Auto Subrogation jobs near you
Infographic showing various Auto Subrogation job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $63,764 per year, or $30.7 per hour.

Insurance Reimbursement Specialist (Duplicate Payments)

Intellivo

Creve Coeur, MO • On-site

$48K - $60K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Re-posted 26 days ago

Job description

About the Role
Duplicate payments are common in accident-related healthcare claims and insurance billing workflows. In this role, you help health plans recover overpayments and ensure proper coordination between multiple insurers.
As an Insurance Reimbursement Specialist, you will support healthcare reimbursement and payer operations by identifying claims where a medical provider was paid by both the health plan and another carrier, such as auto or workers' compensation insurance. You will analyze claims and payment data, validate overpayments, contact providers, and drive refunds through to resolution.
This role is ideal for someone with experience in medical billing, insurance claims, revenue cycle operations, or post-pay audit who enjoys detailed work, investigative analysis, and producing measurable financial results for clients
Compensation:
  • On-Target Earnings (OTE): $48,000 - $60,000 annually (includes base salary plus performance-based commission)

Responsibilities:
  • Review insurance claims, billing, and payment data to identify potential duplicate payments
  • Confirm whether providers were paid by both a health plan and another payer (auto, workers' compensation, or liability carriers)
  • Contact providers to request refunds for verified overpayments and duplicate reimbursements and follow through until funds are received
  • Track recovery activity through completion and ensure accurate posting of returned funds
  • Receive, review, and document refund payments and remittance advice
  • Research returned reimbursements and validate root causes
  • Partner with internal reimbursement, revenue cycle, and payer operations teams to surface new recovery opportunities
  • Maintain clear, accurate case notes and communication records in claims or recovery systems
  • Support productivity and financial recovery goals for assigned workloads

Qualifications:
  • 3+ years' experience in medical billing, insurance claims, revenue cycle management, post-pay audit, coordination of benefits, or subrogation
  • Familiarity with payer workflows, EOBs, and provider billing practices
  • Experience working in claims systems or billing platforms
  • Strong written, verbal, and phone-based communication skills
  • Highly organized and comfortable managing steady case volumes
  • Detail-oriented with a proactive, persistent follow-up style
  • Ability to work independently while collaborating with teammates

Who is Intellivo?
As an industry market leader in subrogation, Intellivo empowers health plans and insurers to maximize financial outcomes by identifying and pursuing more reimbursement opportunities from alternative third-party liability (TPL) payers. Through innovative technology, Intellivo accelerates the identification of reimbursement opportunities while completely eliminating the need to fill information gaps through ineffective and burdensome outreach to plan members. With a 25-year history of excellence, Intellivo proudly serves more than 200 of the country's largest health plans.
Why work for Intellivo?
Imagine a place where your talent is treasured, and excellence is rewarded. Now imagine a collaborative culture where every voice is valued. We are a team united by solving some of the most complex challenges on the financial side of healthcare.
  • Amazing Team Members - Intellivators!
  • Medical Insurance
  • Dental & Vision Insurance
  • Industry leading health & wellness benefits
  • 401(K) retirement plan
  • Competitive Paid Time Off
  • And More!

Apply