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Auto Subrogation Jobs in Missouri (NOW HIRING)

Commercial Auto Claims Adjuster - Remote

Louisiana, MO

$43K - $57K/yr

  • Retirement

Addresses subrogation and total loss responsibilities. * Ensures the insurance program agreements ... Bilingual a plus! * Auto physical damage training and/or I-CAR or SCLA enrollment preferred.

Claims Recovery Case Specialist

Creve Coeur, MO

$47K - $52K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Experience in insurance claims, health plan operations, subrogation, TPL, workers' compensation, auto liability, or legal administration preferred * Familiarity working with carriers, TPAs, and ...

Claims Recovery Case Specialist

Saint Louis, MO · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Experience in insurance claims, health plan operations, subrogation, TPL, workers compensation, auto liability, or legal administration preferred * Familiarity working with carriers, TPAs, and ...

Claims Recovery Case Specialist

Creve Coeur, MO · On-site

$47K - $52K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Experience in insurance claims, health plan operations, subrogation, TPL, workers' compensation, auto liability, or legal administration preferred * Familiarity working with carriers, TPAs, and ...

Claims Recovery Case Specialist

Creve Coeur, MO · On-site

$47K - $52K/yr

  • Medical

  • Dental

  • Vision

  • Retirement

  • PTO

Experience in insurance claims, health plan operations, subrogation, TPL, workers' compensation, auto liability, or legal administration preferred * Familiarity working with carriers, TPAs, and ...

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Showing results 1-20

Auto Subrogation information

See Missouri salary details

$36.6K

$63.8K

$93.3K

How much do auto subrogation jobs pay per year?

As of Aug 12, 2026, the average yearly pay for auto subrogation in Missouri is $63,764.00, according to ZipRecruiter salary data. Most workers in this role earn between $53,500.00 and $71,300.00 per year, depending on experience, location, and employer.

What is auto subrogation?

Auto subrogation is a process used by insurance companies to recover costs they have paid out on a claim from the party responsible for the loss. For example, if you are in a car accident and your insurer pays for your damages, your insurer may then pursue the at-fault driver's insurance to recoup those costs. This helps keep your insurance premiums lower since your insurer is able to recover their payout. Subrogation can also affect your deductible; if your insurer is successful, you may get your deductible reimbursed. The process is typically handled behind the scenes by your insurance company.

What is the difference between Auto Subrogation vs Auto Claims Adjuster?

AspectAuto SubrogationAuto Claims Adjuster
Primary RoleRecovering costs from third parties after an insurance payoutAssessing and settling auto insurance claims
Required CredentialsInsurance knowledge, claims processing experienceInsurance licensing, claims handling certification
Work EnvironmentInsurance companies, legal settingsInsurance companies, repair shops, field work
Industry UsageLegal and claims recovery processesClaims evaluation and customer service

Auto Subrogation focuses on recovering costs from third parties after claims are paid, while Auto Claims Adjusters evaluate and settle claims directly with policyholders. Both roles require insurance knowledge and often work within the same industry, but their core functions differ significantly.

What are the key skills and qualifications needed to thrive as an auto subrogation specialist, and why are they important?

To thrive as an Auto Subrogation Specialist, you need a strong understanding of insurance claims, investigative techniques, and knowledge of legal liability, usually backed by experience in insurance or a related field. Familiarity with claims management software, Microsoft Office Suite, and sometimes industry certifications like Associate in Claims (AIC) are commonly required. Attention to detail, negotiation skills, and effective communication are vital soft skills that help in recovering funds and resolving disputes. These abilities ensure accurate claim handling, successful recoveries, and positive client relationships in a complex, detail-oriented field.

What are some of the most common challenges faced by professionals in auto subrogation roles, and how can they be managed?

Auto subrogation professionals often encounter challenges such as gathering accurate information from multiple parties, navigating complex insurance policies, and negotiating settlements with other insurers or at-fault parties. Effective communication and attention to detail are essential to ensure all documentation is complete and deadlines are met. Building strong relationships with adjusters, legal teams, and external partners helps streamline the recovery process and overcome obstacles. Staying organized and continuously updating knowledge of industry regulations can also alleviate common difficulties in this role.
What cities in Missouri are hiring for Auto Subrogation jobs? Cities in Missouri with the most Auto Subrogation job openings:
Infographic showing various Auto Subrogation job openings in Missouri as of August 2026, with employment types broken down into 1% As Needed, 77% Full Time, 18% Part Time, and 4% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $63,764 per year, or $30.7 per hour.

Claims Adjuster-Workers Comp Subrogation

Gallagher

Saint Peters, MO • Remote

$63K - $81K/yr

Full-time

Posted 8 days ago


Arthur J. Gallagher & Co. rating

7.6

Company rating: 7.6 out of 10

Based on 93 frontline employees who took The Breakroom Quiz

208th of 304 rated insurance


Job description

Introduction
At Gallagher Bassett, we're there when it matters most because helping people through challenging moments is more than just our job, it’s our purpose. Every day, we help clients navigate complexity, support recovery, and deliver outcomes that make a real difference in people’s lives. It takes empathy, precision, and a strong sense of partnership—and that’s exactly what you’ll find here. We’re a team of fast-paced fixers, empathetic experts, and outcomes drivers — people who care deeply about doing the right thing and doing it well. Whether you're managing claims, supporting clients, or improving processes, you’ll play a vital role in helping businesses and individuals move forward with confidence. Here, you’ll be supported by a culture that values teamwork, encourages curiosity, and celebrates the impact of your work. Because when you’re here, you’re part of something bigger. You’re part of a team that shows up, stands together, and leads with purpose.

Overview

Role specifics: 

  • Claims Background: Minimum of 2 years' experience handling lost time workers compensation subrogation and 3rd party negligence
  • Jurisdictional Experience: Multi-Jurisdiction
  • Active Adjusters' licenses: Not required, but preferred to have either all lines or workers compensation adjuster license
  • Location: This role is eligible for fully remote work

How you'll make an impact
  • Apply claims management experience to execute decision-making to analyze claims exposure, plan the proper course of action, and appropriately resolve claims.
  • Interact extensively with various parties involved in the claim process to ensure effective communication and resolution.
  • Provide exceptional customer service to our claimants on behalf of our clients exhibiting empathy through each step of the claims process.
  • Handle claims consistent with clients' and corporate policies, procedures, and standard methodologies in accordance with statutory, regulatory, and ethics requirements.
  • Document and communicate claim activity timely and efficiently, supporting the outcome of the claim file. 
  •  

About You

Ideal candidates for this position will have:  

  • High school diploma and 2 years related claims experience required. Appropriately licensed and/or certified in all states in which claims are being handled or able to obtain the licenses/certification per local requirements.
  • Work Comp Subro background is required with some auto subrogration preferred
  • Computer experience with related claims and business software.


Preferred:

  • Bachelor's degree preferred

#LI-NZ1

#LI-REMOTE


Compensation and benefits

At Gallagher, we believe supporting our colleagues goes far beyond the role itself. For more information, visit our Benefits page.

  • Competitive compensation
  • Comprehensive benefits programs designed to support your well-being 
  • Career development opportunities and ongoing learning 
  • A collaborative, people-first culture with accessible leadership 
  • The opportunity to do meaningful work with global reach and local impact 

At Gallagher, we are dedicated to building an inclusive and authentic workplace. If your past experience doesn’t align perfectly, we encourage you to join our Talent Community to stay connected to additional career opportunities. At times, we will consider transferable skills from previous roles.

Gallagher is an affirmative action/equal opportunity employer (Minorities/Females/Veterans/Disabled)

Qualifications:

Ideal candidates for this position will have:  

  • High school diploma and 2 years related claims experience required. Appropriately licensed and/or certified in all states in which claims are being handled or able to obtain the licenses/certification per local requirements.
  • Work Comp Subro background is required with some auto subrogration preferred
  • Computer experience with related claims and business software.


Preferred:

  • Bachelor's degree preferred

#LI-NZ1

#LI-REMOTE

Education:UNAVAILABLEEmployment Type: FULL_TIME

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