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Auto Refinance Jobs in Texas (NOW HIRING)

Loan Officer

Austin, TX · On-site

$17/hr

Auto Refinance Loan Officer (Inside Sales) North Austin, TX | Full-Time | In-Office $17/hr Training + Uncapped Commission | Average ~$70K | Top Performers $200K+ Turn Warm Applications Into Funded ...

Close pre‑approved auto refinance customers * Sell optional finance and protection products * Make 60+ outbound calls daily * Manage a high‑volume pipeline from start to finish * Hit targets ...

Loan Specialist - Sales

Austin, TX · On-site

$36K - $100K/yr

Close pre‑approved auto refinance customers. * Sell optional finance and protection products. * Make 60+ outbound calls daily. * Manage a high‑volume pipeline from start to finish. * Hit targets ...

Close pre-approved auto refinance customers * Sell optional finance and protection products * Make 60+ outbound calls daily * Manage a high-volume pipeline from start to finish * Hit targets, earn ...

Comprehensive knowledge of indirect loan, refinance, direct and lease programs, bank products, and ... auto financing, investment advice, small business loans and payment processing. We're proud to lead ...

Comprehensive knowledge of indirect loan, refinance, direct and lease programs, bank products, and ... auto financing, investment advice, small business loans and payment processing. We're proud to lead ...

Collections Portfolio Specialist

Irving, TX · On-site

$17.75 - $24/hr

... refinance options. Requirements: * HS Diploma or GED required (some college coursework a plus) followed by preferably two years of collections and or servicing experience, ideally in auto finance or ...

Collections Portfolio Specialist

Irving, TX · Hybrid

$17.75 - $24/hr

... refinance options. Requirements: * HS Diploma or GED required (some college coursework a plus) followed by preferably two years of collections and or servicing experience, ideally in auto finance or ...

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Auto Refinance information

What is an auto refinance?

An Auto Refinance job typically involves assisting customers in refinancing their existing car loans to secure better interest rates, lower monthly payments, or improved loan terms. Professionals in this role evaluate customer applications, communicate with lenders, and guide borrowers through the refinancing process. Strong financial knowledge, customer service skills, and attention to detail are essential for success in this position.

What does an auto refinance do?

Auto Refinance professionals primarily assist clients in reviewing existing auto loans, assessing eligibility for better rates, and navigating the refinancing application process. Your day may involve consulting with customers to understand their financial needs, processing loan applications, verifying documentation, and collaborating with lenders to secure favorable terms. Regular interaction with credit bureaus and staying updated on industry regulations is also common. This role requires balancing customer service with compliance, making attention to detail and interpersonal skills essential for success.

What skills and qualifications are needed for an auto refinance?

To excel in Auto Refinance, you should have a solid understanding of auto loan products, credit evaluation, and financial regulations, often supported by experience in finance or lending. Familiarity with loan origination systems, credit reporting tools, and relevant compliance certifications such as NMLS can be advantageous. Strong communication, attention to detail, and problem-solving abilities are crucial for building rapport with clients and ensuring smooth transactions. These skills help facilitate effective refinancing solutions, maintain regulatory compliance, and deliver excellent customer service in a competitive financial environment.

What cities in Texas are hiring for Auto Refinance jobs?

Cities in Texas with the most Auto Refinance job openings:

Infographic showing various Auto Refinance job openings in Texas as of August 2026, with employment types broken down into 100% Full Time. Highlights an 88% In-person, 6% Hybrid, and 6% Remote job distribution.

$17/hr

Full-time

Posted 7 days ago


Job description

Auto Refinance Loan Officer (Inside Sales)

North Austin, TX | Full-Time | In-Office
$17/hr Training + Uncapped Commission | Average ~$70K | Top Performers $200K+

Turn Warm Applications Into Funded Auto Loans

Gravity Lending is growing our Loan Officer team in North Austin.

This is an inside sales role working with customers who have already applied to refinance their vehicle. You won't be cold calling random prospects—but you will be expected to pick up the phone, follow up consistently, overcome objections, and stay on top of your pipeline until the loan funds.

If you're competitive, coachable, comfortable on the phone, and motivated by performance-based income, this could be a strong fit.

What You'll Do
  • Work warm auto-refinance applications from first conversation through funding
  • Speak with customers by phone throughout the day to understand their goals and financial situation
  • Present loan options clearly and confidently
  • Navigate customer concerns, questions, and objections
  • Follow up consistently on applications, documents, signatures, and lender requirements
  • Manage an active pipeline without letting opportunities fall through the cracks
  • Work with lenders and internal teams to move loans toward funding
  • Build knowledge of auto finance, credit, underwriting, and lending guidelines
  • Compete toward individual and team production goals
Compensation & Growth

During training:

  • $17/hour while learning our process, systems, lenders, and sales approach

After training:

  • $10/hour base + uncapped commission
  • Average annual earnings around $70,000
  • Strong performers can earn six figures
  • Top Gravity Lending Loan Officers earn $200,000+

Your earnings are driven by your performance. There is no commission cap.

You Could Be a Great Fit If You...
  • Have experience in inside sales, automotive, financial services, insurance, roofing, solar, wireless, logistics brokerage, merchant services, or other commission-driven sales
  • Are comfortable spending a significant part of your day on the phone
  • Don't give up after one unanswered call or one objection
  • Can balance sales conversations with organization and follow-through
  • Take coaching well and can apply feedback quickly
  • Are motivated by goals, competition, and earning potential
  • Want a career where increased knowledge and skill directly impact your income

Bilingual English/Spanish is a plus, but not required.

Why Gravity Lending?

We're not looking for someone who already knows everything about auto finance.

We're looking for people who can communicate, compete, learn, follow through, and improve.