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Auto Owners Insurance Jobs in Kentucky (NOW HIRING)

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

Insurance Agent

Bowling Green, KY · On-site

$50K - $75K/yr

We represent top carriers including Erie Insurance, Auto-Owners, Progressive, Grange, Foremost, and West Bend across personal lines, commercial, life, and Medicare. With offices in Bowling Green and ...

Insurance Agent

Bowling Green, KY · On-site

$50K - $75K/yr

We represent top carriers including Erie Insurance, Auto-Owners, Progressive, Grange, Foremost, and West Bend across personal lines, commercial, life, and Medicare. With offices in Bowling Green and ...

Showing results 21-40

Auto Owners Insurance information

See Kentucky salary details

$19.1K

$77.2K

$270.6K

How much do auto owners insurance jobs pay per year?

As of Aug 12, 2026, the average yearly pay for auto owners insurance in Kentucky is $77,194.00, according to ZipRecruiter salary data. Most workers in this role earn between $32,664.00 and $93,326.00 per year, depending on experience, location, and employer.

What are some common challenges an Auto Owners Insurance agent may face in their daily work?

Auto Owners Insurance agents often encounter challenges such as staying up-to-date with constantly changing insurance regulations, managing a large portfolio of clients, and balancing administrative tasks with customer service. Agents must also be proactive in identifying clients’ evolving coverage needs and handling claims efficiently, which requires strong organizational and communication skills. Navigating these challenges successfully often leads to greater client trust and opportunities for career advancement within the company.

What is Auto Owners Insurance?

Auto Owners Insurance refers to a company that provides a variety of insurance products, including auto, home, life, and business insurance. Founded in 1916, Auto-Owners Insurance is known for its strong financial stability and excellent customer service. The company operates through independent agents in multiple states across the U.S. and offers coverage options tailored to individual needs. Their policies often include features like multi-policy discounts and flexible payment plans, making them a popular choice among policyholders.

What is the difference between Auto Owners Insurance vs Insurance Agent?

AspectAuto Owners InsuranceInsurance Agent
CredentialsLicenses vary by state, typically including state insurance licenseLicensed insurance agent with state-specific license
Work EnvironmentCorporate office, customer service centers, or remoteIndependent or agency office, client-facing
Industry UsageInsurance provider offering policies and claims servicesSales, customer service, policy management for multiple insurers

Auto Owners Insurance is a specific insurance company providing policies and claims services, while an Insurance Agent is a licensed professional who sells and manages policies for various insurers, including Auto Owners. The main difference lies in Auto Owners being a provider, and the agent being a representative or broker working with multiple companies.

What are the key skills and qualifications needed to thrive as an insurance agent at Auto Owners Insurance?

To thrive as an Insurance Agent at Auto-Owners Insurance, you need strong knowledge of insurance products, a valid state insurance license, and sales expertise. Familiarity with agency management systems, CRM software, and underwriting tools is typically required. Excellent interpersonal skills, active listening, and problem-solving abilities help agents build trust and communicate effectively with clients. These skills are crucial for meeting client needs, achieving sales goals, and ensuring customer satisfaction in a competitive insurance market.
Infographic showing various Auto Owners Insurance job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 22% Part Time, and 5% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $77,194 per year, or $37.1 per hour.

Bodily Injury Claims Specialist

Auto Owners Insurance Company

Louisville, KY • Hybrid

Full-time

Retirement, PTO

Re-posted 10 days ago


Job description

A career at Auto-Owners is challenging and rewarding. Our group of caring associates create financial security by helping individuals and businesses make a new start when a loss occurs.

Job Description

We offer a merit-based work-from-home program based on job responsibilities. After initial training in-person, this specific role could have the flexibility to work from home up to 3 days per week.

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated individual to join our Claims department as a Bodily Injury Claims Representative. The position requires the person to:

  • Assemble facts, determine coverage, evaluate the amount of loss, analyze legal liability, make payments in accordance with coverage, damage and liability determination, and perform other functions or duties to properly adjust the loss.
  • Study insurance policies, endorsements, and forms to develop an understanding of insurance coverage.
  • Follow claims handling procedures and participate in claim negotiations and settlements.
  • Deliver a high level of customer service to our agents, insureds, and others.
  • Devise alternative approaches to provide appropriate service, dependent upon the circumstances.
  • Meet with people involved with claims, sometimes outside of our office environment.
  • Handle investigations by telephone, email, mail, and on-site investigations.
  • Maintain appropriate adjuster's license(s), if required by statute in the jurisdiction employed, within the time frame prescribed by the Company or statute.
  • Handle complex and unusual exposure claims effectively through on-site investigations and through participation in mediations, settlement conferences, and trials.
  • Handle confidential information according to Company standards and in accordance with any applicable law, regulation, or rule.
  • Assist in the evaluation and selection of outside counsel.
  • Maintain punctual attendance according to an assigned work schedule at a Company approved work location.

Desired Skills & Experience

  • A minimum of three years of insurance claims related experience.
  • The ability to organize and conduct an investigation involving complex issues and assimilate the information to reach a logical and timely decision.
  • The ability to effectively understand, interpret and communicate policy language.
  • The dissemination of appropriate claim handling techniques so that others involved in the claim process are understanding of issues.

Benefits

Auto-Owners offers a wide range of career opportunities, and we are seeking talent that will help us continue our long tradition of success. We offer a friendly work environment, structured training program, employee mentoring and an excellent compensation/benefits package. Along with a competitive base salary, matched 401(k), fully-funded pension plan (once vested), and bonus programs, Auto-Owners also provides generous paid time off including holidays, vacation days, personal time, and sick leave. If you're looking to do rewarding work alongside great people, Auto-Owners is the place for you!

Equal Employment Opportunity

Auto-Owners Insurance is an equal opportunity employer. The Company hires, transfers, and promotes on the basis of ability, without consideration of disability, age, sex, race, color, religion, height, weight, marital status, sexual orientation, gender identity or national origin, or any factor contrary to federal, state or local law.

*Please note that the ability to work in the U.S. without current or future sponsorship is a requirement.

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