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Associate Repossession Specialist Jobs (NOW HIRING)

Transwest

Collections Specialist

Denver, CO · On-site

$25 - $29/hr

Coordinate with the Asset Recovery Coordinator regarding repossession or return of equipment in ... Bachelor's or associate degree in Business Administration, Accounting, Finance, or related business ...

Transwest

Collections Specialist

Denver, CO · On-site

$25 - $29/hr

Coordinate with the Asset Recovery Coordinator regarding repossession or return of equipment in ... Bachelor's or associate degree in Business Administration, Accounting, Finance, or related business ...

Transwest Inc

Collections Specialist

Denver, CO · On-site

$25 - $29/hr

Coordinate with the Asset Recovery Coordinator regarding repossession or return of equipment in ... Bachelor's or associate degree in Business Administration, Accounting, Finance, or related business ...

Adecco

Collections Specialist

Arlington, TX · On-site

$22/hr

Make supervisor aware of problem accounts that may result in repossession, foreclosure, or charge ... In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other ...

Innergy

Collections Specialist II

Van Nuys, CA · On-site

$27.98 - $34.95/hr

Recommend vehicles for repossession and/or assist with the assigning and sale of repossessed ... The associate will spend most of the working time sitting, standing, or walking, including ...

Adecco

Call Center Collections Specialist

Tempe, AZ

$22/hr

Make supervisor aware of problem accounts that may result in repossession, foreclosure, or charge ... In addition, our associates may be eligible for paid leave including Paid Sick Leave or any other ...

Innergy

Collections Specialist II

Van Nuys, CA

$19.25 - $26/hr

Recommend vehicles for repossession and/or assist with the assigning and sale of repossessed ... The associate will spend most of the working time sitting, standing, or walking, including ...

Beacon Credit Union

Collections Department Lead

Lynchburg, VA · On-site

$18 - $24.25/hr

... Oversee repossession processes from assignment through liquidation, ensuring adherence to UCC ... Education/Certifications/Licenses: - Associate degree in related Banking, Business or Accounting ...

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Associate Repossession Specialist information

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$38K

$68.5K

$116K

How much do associate repossession specialist jobs pay per year?

As of Jun 11, 2026, the average yearly pay for associate repossession specialist in the United States is $68,456.00, according to ZipRecruiter salary data. Most workers in this role earn between $52,000.00 and $88,500.00 per year, depending on experience, location, and employer.

What is the difference between Associate Repossession Specialist vs Field Repossession Specialist?

AspectAssociate Repossession SpecialistField Repossession Specialist
CredentialsTypically requires a high school diploma or equivalent; some roles may need repossession or security certificationsSimilar credential requirements; often includes repossession training and certifications
Work EnvironmentPrimarily office-based with field visits; involves vehicle repossession and customer interactionPrimarily field-based; involves physically locating and recovering collateral
Employer & Industry UsageUsed by auto finance companies, banks, and repossession agenciesCommonly employed by repossession agencies and auto lenders

Both roles involve vehicle recovery, require similar certifications, and are used within the auto finance industry. The main difference lies in the job scope: Associate Repossession Specialists often handle administrative tasks and coordinate repossessions, while Field Repossession Specialists focus on physically recovering vehicles in the field.

Does being a repo man pay well?

As an Associate Repossession Specialist, pay can vary based on experience, location, and the company, but it generally includes a base salary plus commissions or bonuses for successful recoveries. The role often requires strong negotiation skills and knowledge of legal procedures, which can influence earning potential. Overall, compensation is typically moderate but can increase with experience and performance.

How do I get into a repo job?

To become an Associate Repossession Specialist, candidates typically need a high school diploma or equivalent, a valid driver's license, and a clean driving record. Prior experience in collections, security, or law enforcement can be helpful, and strong communication and problem-solving skills are important. Some employers may require background checks and training on repossession procedures and safety protocols.

What is a repossession specialist?

A repossession specialist is a professional responsible for locating and recovering assets, such as vehicles or property, when borrowers default on loans. They often work for financial institutions or repossession agencies, using skills in negotiation, investigation, and sometimes operating specialized equipment to retrieve collateral efficiently and safely.

What job makes $10,000 a month without a degree?

An Associate Repossession Specialist can potentially earn $10,000 a month through commissions and bonuses, especially with experience and a high volume of recoveries. Success in this role depends on skills in negotiation, knowledge of vehicle laws, and a strong work ethic, often without requiring a college degree.
What cities are hiring for Associate Repossession Specialist jobs? Cities with the most Associate Repossession Specialist job openings:
What are the most commonly searched types of Repossession Specialist jobs? The most popular types of Repossession Specialist jobs are:
What states have the most Associate Repossession Specialist jobs? States with the most job openings for Associate Repossession Specialist jobs include:
Associate Repossession Specialist jobs near you
Infographic showing various Associate Repossession Specialist job openings in the United States as of June 2026, with employment types broken down into 1% As Needed, 66% Full Time, and 33% Part Time. Highlights an 90% Physical, 3% Hybrid, and 7% Remote job distribution, with an average salary of $68,456 per year, or $32.9 per hour.
Collections Specialist

Collections Specialist

Transwest

Denver, CO • On-site

$25 - $29/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 9 days ago

Transwest rating

7.5

Company rating: 7.5 out of 10

Based on 16 frontline employees who took The Breakroom Quiz

37th of 142 rated car dealerships

Job description

Description:

A Collections Specialist in the transportation leasing industry is responsible for managing and recovering lease and rental payments for assets like trucks, trailers, containers, or fleet vehicles, while preserving customer relationships and protecting the lessor’s assets.


We offer a Full Benefits Package for Eligible Employees Including:

  • Medical, Dental, and Vision Insurance
  • Life (Voluntary and Employer Paid) and Disability Insurance
  • 401(K) with company match beginning with your first contribution.
  • HSA and/or FSA, as applicable
  • Paid Time Off, Sick Time, and Company Paid Holidays
  • Employee Car Discount Program

Core Responsibilities:

  • Accounts receivable management: Monitor aging reports, follow up on past-due invoices, and resolve billing disputes.
  • Customer outreach: Contact customers (carriers, logistics firms, owner-operators) via phone/email to secure payments and negotiate payment plans.
  • Contract enforcement: Interpret lease agreements, payment terms, late fees, and default clauses.
  • Risk mitigation: Identify high-risk accounts early and escalate to management, legal, 3rd Party Collections, or asset recovery teams when needed.
  • Asset protection: Coordinate with the Asset Recovery Coordinator regarding repossession or return of equipment in cases of default.
  • Documentation & compliance: Maintain accurate records, comply with FDCPA (where applicable), UCC, and internal policies.

Industry-Specific Knowledge:

  • Transportation cycles: Understand seasonality and how market swings affect cash flow and customer’s ability to make payments.
  • Equipment value & utilization: Awareness of asset condition, mileage/usage, and resale implications, where applicable.
  • Multi-jurisdiction considerations: Leases and recoveries may span states or countries.
Requirements:

Key Skills:

  • Strong negotiation and communication skills.
  • Analytical skills (aging analysis, dispute resolution, payoff calculation).
  • Contract literacy.
  • Professional firmness with customer empathy.

Typical Metrics:

  • Days Sales Outstanding (DSO).
  • Cure rates on delinquent accounts.
  • Recovery percentages.
  • Dispute resolution time.
  • Reduction of past due balance percentage.

Required Education, and Experience, Knowledge & Skills:

  • Bachelor’s or associate degree in Business Administration, Accounting, Finance, or related business or communication areas.
  • Minimum of 5 years’ collections experience, preferably in leasing and transportation.
  • Strong knowledge of debt collections laws and regulations, including the FDCPA.
  • Strong communication skills, both written and verbal.
  • Computer skills including CRM, ERP systems (Power BI, Sales Force, Excel, Google).

Any and all other duties as assigned by manager.


Job Details:

  • Type: Hourly
  • Compensation Range: $25.00 to $29.00
  • Reports To: Operations Manager
  • Shift: 1st
  • Closing Date: Open until filled.

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