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Associate Lending Jobs in Texas (NOW HIRING)

RSM

Assurance Manager - Lending

Dallas, TX

$110K - $133K/yr

Lending is focused specifically on banking and specialty finance, in which we are the middle market ... Understand skillsets and capabilities of Senior Associates and Supervisors and monitor and review ...

SLR Search

Finance Associate Attorney

Houston, TX

$225K/yr

Are you a passionate Finance Associate Attorney seeking a rewarding career? Join an international ... lending transactions, other types of secured and unsecured syndicated credit facilities ...

SLR Search

Finance Associate Attorney

Dallas, TX

$225K/yr

Are you a passionate Finance Associate Attorney seeking a rewarding career? Join an international ... lending transactions, other types of secured and unsecured syndicated credit facilities ...

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Showing results 41-60

All JobsAssociate Lending JobsAssociate Lending Jobs in Texas

Associate Lending information

See Texas salary details

$8

$17

$29

How much do associate lending jobs pay per hour?

As of Aug 21, 2026, the average hourly pay for associate lending in Texas is $17.71, according to ZipRecruiter salary data. Most workers in this role earn between $14.09 and $18.80 per hour, depending on experience, location, and employer.

What does an associate lending do?

An Associate in Lending typically assists with the loan process in banks or financial institutions. They support loan officers by preparing documents, reviewing applications, conducting initial credit checks, and communicating with clients about required information. Their role ensures smooth processing of loan applications and compliance with regulations. Associates may also help resolve customer inquiries and maintain accurate records throughout the lending process.

What are the key skills and qualifications needed to thrive as an associate lending professional?

To thrive as an Associate Lending professional, you need a solid understanding of financial analysis, credit evaluation, and lending regulations, typically supported by a degree in finance or a related field. Familiarity with loan origination systems, credit risk assessment tools, and regulatory compliance platforms is commonly required. Attention to detail, strong communication, and customer service skills help you build trust with clients and work effectively in teams. These skills and qualities are crucial to ensure accurate loan processing, maintain regulatory compliance, and deliver positive client experiences.

What are some common challenges faced by associate lending professionals, and how can they be addressed?

Associate Lending professionals often encounter challenges such as managing multiple loan applications, ensuring compliance with evolving regulations, and maintaining effective communication with clients and internal teams. To overcome these challenges, it's important to develop strong organizational skills, stay updated on lending policies, and leverage technology for efficient documentation and tracking. Building collaborative relationships with underwriters, credit analysts, and sales teams can also help streamline processes and resolve issues more quickly.

What is the difference between Associate Lending vs Loan Officer?

AspectAssociate LendingLoan Officer
Required CredentialsTypically a bachelor's degree; some certificationsSame as Associate Lending; often requires licensing
Work EnvironmentBank or financial institution, support roleClient-facing, sales-oriented
Employer & Industry UsageCommon in banking and lending institutionsWidespread in mortgage and consumer lending
Comparison Search IntentUnderstanding entry-level or support roles in lendingUnderstanding sales and client interaction roles

Associate Lending and Loan Officer roles often overlap in credentials and industry environment. While Associate Lending typically supports loan processing within banks, Loan Officers focus more on client interaction and sales. Both roles are essential in the lending process, but they differ mainly in client engagement and responsibilities.

What are the most commonly searched types of Lending jobs in Texas?

The most popular types of Lending jobs in Texas are:

What cities in Texas are hiring for Associate Lending jobs?

Cities in Texas with the most Associate Lending job openings:

Associate Lending jobs near you
Infographic showing various Associate Lending job openings in Texas as of August 2026, with employment types broken down into 1% As Needed, 72% Full Time, 25% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $36,846 per year, or $17.7 per hour.

Senior Manager, Secured Commercial Real Estate Lending

SoFi

Frisco, TX • On-site

Full-time

Re-posted 12 days ago

Job description

Employee Applicant Privacy Notice
Who we are:
Shape a brighter financial future with us.
Together with our members, we're changing the way people think about and interact with personal finance.
We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.
The role:
We are seeking an experienced Senior Manager, Secured Commercial Real Estate Lending to help lead SoFi Bank's secured commercial real estate lending function. This role will oversee complex workflows across the commercial lending lifecycle, including origination, underwriting, credit administration, portfolio management, servicing coordination, and ongoing portfolio monitoring.
This leader will be responsible for driving day-to-day execution, operational planning, resourcing, KPIs, KRIs, credit strategy implementation, portfolio discipline, and risk monitoring for the secured commercial real estate lending unit. The Senior Manager will partner closely with Credit, Risk, Operations, Finance, Legal, Compliance, Servicing, and senior leadership to ensure the function operates with strong governance, sound credit judgment, scalable processes, and clear accountability.
The ideal candidate is a seasoned commercial lending and credit leader with deep expertise in secured commercial real estate lending, strong problem-solving skills, and experience leading complex workflows across teams or business environments.
What you'll do:
Lead complex commercial lending workflows
  • Lead key workflows across the secured commercial real estate lending lifecycle, including originations, underwriting, credit administration, portfolio monitoring, servicing handoffs, and borrower management.
  • Independently manage day-to-day operations, planning, prioritization, and resourcing for the commercial real estate lending team.
  • Support the execution of the strategic roadmap for the unit, aligning team priorities with broader credit, risk, financial, operational, and regulatory objectives.
  • Establish and manage KPIs, KRIs, operating routines, reporting standards, and portfolio performance expectations.
  • Partner with senior leadership on decisions that may have long-range implications for credit strategy, growth, risk appetite, and operational execution.
Drive credit strategy execution, risk management, and portfolio oversight
  • Help develop, implement, and refine credit strategy for secured commercial real estate lending.
  • Ensure lending activity is consistent with approved credit policy, risk appetite, regulatory expectations, and business objectives.
  • Monitor portfolio performance, credit quality, borrower trends, collateral performance, concentration risk, and emerging risk indicators.
  • Lead analysis and resolution of complex credit, operational, market, and servicing issues that may impact the portfolio.
  • Recommend changes to underwriting standards, credit procedures, approval workflows, loan review routines, and portfolio governance.
Own operating discipline and performance management
  • Manage performance against business goals, credit metrics, risk indicators, and profitability expectations.
  • Build and maintain management reporting for production, portfolio trends, credit quality, exceptions, risk concentrations, and operational performance.
  • Lead process improvement initiatives to improve scalability, efficiency, control effectiveness, and execution quality.
  • Support audit, regulatory, loan review, and internal governance activities by ensuring strong documentation, controls, and reporting practices.
  • Partner with Finance and Risk to support forecasting, loss expectations, profitability analysis, and broader portfolio strategy.
Partner cross-functionally to drive execution
  • Partner with Risk, Operations, Finance, Legal, Compliance, Servicing, Product, and other stakeholders to support consistent execution and appropriate governance.
  • Influence function-level decisions through partnership with senior leaders, cross-functional teams, and higher-level individual contributors.
  • Collaborate with stakeholders to mitigate risk of operational delays, costs, resource constraints, credit issues, or servicing challenges.
  • Prepare and present updates on business performance, portfolio health, risk trends, key decisions, and strategic initiatives.
  • Escalate material credit, operational, compliance, regulatory, or servicing matters in a timely and effective manner.
Lead and develop the team
  • Lead and develop a team that may include associate managers, supervisors, credit professionals, portfolio managers, underwriters, and individual contributors.
  • Set clear expectations for performance, accountability, communication, decision-making, and stakeholder engagement.
  • Coach team members to strengthen credit judgment, execution discipline, technical expertise, and business ownership.
  • Support appropriate team coverage, workload management, and continuity across the lending lifecycle.
  • Foster a culture of strong credit discipline, collaboration, ownership, risk awareness, and continuous improvement.
Skills that make someone successful in this role:
  • Deep experience in commercial real estate lending, commercial credit, portfolio management, credit administration, or related financial services disciplines.
  • Strong understanding of secured commercial real estate lending, including origination, underwriting, collateral analysis, risk rating, portfolio monitoring, borrower management, and servicing coordination.
  • Ability to solve highly complex problems within commercial lending and credit that shape the direction of the function.
  • Strong credit judgment and ability to take calculated risks while consulting senior leadership on decisions with long-range implications.
  • Experience managing complex workflows, operating routines, resourcing, and execution across teams or business environments.
  • Strong understanding of bank credit policy, risk appetite, portfolio governance, regulatory expectations, audit readiness, and control environments.
  • Experience developing and managing KPIs, KRIs, credit quality metrics, portfolio reporting, concentration monitoring, and management-level performance updates.
  • Ability to identify emerging risks, develop action plans, and lead cross-functional teams through resolution.
  • Strong communication skills, including the ability to clearly explain complex credit, risk, operational, and strategic matters.
  • Proven ability to influence senior leaders, business partners, and cross-functional stakeholders to drive business results.
  • Demonstrated experience leading teams through growth, process improvement, modernization, or operational change.
  • Strong discipline around documentation, controls, policy adherence, governance, and consistent execution.
Qualifications:
  • Bachelor's degree and 12+ years of related experience in commercial real estate lending, commercial credit, banking, risk management, portfolio management, or a related financial services discipline; or Master's degree and 10+ years of related experience.
  • Significant experience leading commercial real estate credit, lending, portfolio management, or credit administration functions, preferably within a regulated bank or financial institution.
  • Experience leading multiple complex workflows across teams or business environments.
  • Experience managing credit strategy execution, portfolio performance, underwriting standards, credit policy, risk indicators, business metrics, and portfolio governance.
  • Experience leading both origination-facing and portfolio management or servicing-adjacent workflows across the commercial lending lifecycle.
  • Experience managing day-to-day operations, planning, execution, prioritization, and resourcing for a team or function.
  • Experience leading teams, developing talent, and managing associate managers, supervisors, or individual contributors.
  • Familiarity with bank regulatory expectations, CECL, credit loss forecasting, regulatory exams, internal audits, loan review, or enterprise risk management.
  • Experience modernizing credit policies, underwriting standards, operating procedures, reporting frameworks, controls, or governance routines.
  • Experience preparing senior management, audit, regulatory, or portfolio performance reporting.
  • Experience supporting or managing commercial real estate lending through periods of growth, market stress, operational change, or business transformation.

Compensation and Benefits
The base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.
To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!
SoFi provides equal employment opportunities (EEO) to all employees and applicants for employment without regard to race, color, religion (including religious dress and grooming practices), sex (including pregnancy, childbirth and related medical conditions, breastfeeding, and conditions related to breastfeeding), gender, gender identity, gender expression, national origin, ancestry, age (40 or over), physical or medical disability, medical condition, marital status, registered domestic partner status, sexual orientation, genetic information, military and/or veteran status, or any other basis prohibited by applicable state or federal law.
The Company hires the best qualified candidate for the job, without regard to protected characteristics.
Pursuant to the San Francisco Fair Chance Ordinance, we will consider for employment qualified applicants with arrest and conviction records.
New York applicants: Notice of Employee Rights
SoFi is committed to an inclusive culture. As part of this commitment, SoFi offers reasonable accommodations to candidates with physical or mental disabilities. If you need accommodations to participate in the job application or interview process, please let your recruiter know or email accommodations@sofi.com.
Due to insurance coverage issues, we are unable to accommodate remote work from Hawaii or Alaska at this time.
Internal Employees
If you are a current employee, do not apply here - please navigate to our Internal Job Board in Greenhouse to apply to our open roles.

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