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Associate In Claims Jobs in St Louis, MO (NOW HIRING)

Associate degree required; Bachelor's preferred or equivalent industry experience (4+ years) * Experience in insurance claims, health plan operations, subrogation, TPL, workers' compensation, auto ...

Associate degree required; Bachelor's preferred or equivalent industry experience (4+ years) * Experience in insurance claims, health plan operations, subrogation, TPL, workers' compensation, auto ...

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Associate degree required; Bachelor's preferred or equivalent industry experience (4+ years) * Experience in insurance claims, health plan operations, subrogation, TPL, workers' compensation, auto ...

Claims Manager

Fenton, MO ยท On-site

$25K/mo

Minimum Qualifications โ€ข Bachelor's degree or equivalent work experience in risk management, insurance claims management, safety, construction management or a related field. โ€ข Associate in Risk ...

Claims Manager

Fenton, MO ยท On-site

$25K/mo

Minimum Qualifications ยท Bachelor's degree or equivalent work experience in risk management, insurance claims management, safety, construction management or a related field. ยท Associate in Risk ...

Fraud Claims Law Specialist (FCLS), Certified Insurance Fraud Investigator (CIFI), Certified Fraud Examiner (CFE), Chartered Property Casualty Underwriter (CPCU), Associate in Claims (AIC). โ€ข ...

Claims Adjuster Trainee

Chesterfield, MO ยท Hybrid

$54K - $57K/yr

In a fast-paced environment, you'll learn how to resolve a full case load of claims efficiently ... Two years work experience and an associate degree Schedule: Training: Monday-Friday, 8:30am-5:30pm;

Claims Adjuster Trainee

O Fallon, IL ยท Hybrid

$54K - $57K/yr

In a fast-paced environment, you'll learn how to resolve a full case load of claims efficiently ... Two years work experience and an associate degree Schedule: Training: Monday-Friday, 8:30am-5:30pm;

... in insurance claims intake, medical billing, revenue cycle, payer operations, or data-review roles * Associate's or Bachelor's degree preferred (or equivalent experience) * Familiarity with health ...

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Associate In Claims information

See St Louis, MO salary details

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How much do associate in claims jobs pay per hour?

As of Aug 10, 2026, the average hourly pay for associate in claims in St. Louis, MO is $20.40, according to ZipRecruiter salary data. Most workers in this role earn between $16.59 and $22.45 per hour, depending on experience, location, and employer.

Is being an Associate In Claims hard?

Being an Associate In Claims can be challenging as it requires strong attention to detail, good communication skills, and the ability to analyze insurance policies and claims. The role often involves handling complex cases, working under deadlines, and using claims management software, which can be demanding for some individuals.

What skills and qualifications are needed to thrive as an associate in claims?

To thrive as an Associate In Claims, you need a solid understanding of insurance principles, claim investigation, and policy analysis, often supported by an AIC designation or similar qualification. Familiarity with claims management systems, documentation tools, and relevant regulatory software is typically required. Strong analytical thinking, negotiation, and customer service skills help you resolve claims efficiently and build trust with policyholders. These competencies are essential for accurate claim handling, regulatory compliance, and maintaining company reputation.

What is an associate in claims?

An Associate in Claims (AIC) is a professional designation awarded by The Institutes to individuals who have demonstrated expertise in handling insurance claims. The designation is achieved by completing a series of courses and exams focused on claims investigation, evaluation, negotiation, and settlement. Earning an AIC can enhance a claims professional's knowledge, credibility, and career advancement opportunities within the insurance industry.

What are common challenges faced by an associate in claims, and how can they be overcome?

Associates in Claims often encounter challenges such as handling high volumes of claims, managing tight deadlines, and communicating effectively with policyholders who may be upset or stressed. To overcome these challenges, strong organizational skills and the ability to prioritize tasks are essential. Additionally, developing effective communication and conflict resolution techniques helps build trust with clients and resolve disputes more efficiently. Regular collaboration with senior adjusters and ongoing training can also support professional growth and improve problem-solving abilities.

How much do associates in claims make in the US?

Associates in claims typically earn an average annual salary of around $45,000 to $55,000 in the US, depending on experience, location, and employer. Entry-level positions may start lower, while experienced claims associates or those with specialized skills can earn higher wages.

What is the difference between Associate In Claims vs Claims Adjuster?

AspectAssociate In ClaimsClaims Adjuster
Required CredentialsHigh school diploma or equivalent; some roles may require insurance licenses or certificationsHigh school diploma; licensing often required depending on state and claim type
Work EnvironmentOffice setting, administrative tasks, team collaborationField or office; inspecting damages, interviewing claimants, assessing damages
Industry UsageInsurance companies, claims departmentsInsurance companies, third-party claims firms
Common Search/ComparisonAssociate In Claims vs Claims Adjuster

The main difference between Associate In Claims and Claims Adjuster lies in their roles and responsibilities. An Associate In Claims typically supports claims processing, handles administrative tasks, and may be in training or entry-level positions. Claims Adjusters, on the other hand, actively investigate and evaluate claims, often inspecting damages and negotiating settlements. Both roles require similar credentials and work within insurance environments, but Claims Adjusters have more direct involvement in claim resolution.

What cities near St. Louis, MO are hiring for Associate In Claims jobs? Cities near St. Louis, MO with the most Associate In Claims job openings:
Infographic showing various Associate In Claims job openings in St. Louis, MO as of July 2026, with employment types broken down into 1% As Needed, 70% Full Time, 26% Part Time, 1% Temporary, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $42,441 per year, or $20.4 per hour.

Workers' Compensation Claims Representative III (Remote)

Missouri Employers Mutual

Saint Louis, MO โ€ข On-site, Remote

$64K - $96K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago


Job description

Are you an experienced claims professional ready to take on complex cases and make a meaningful impact? MEM Insurance is seeking a seasoned Claims Representative to join our dynamic Claims team. In this role, you will manage a caseload of high-exposure workers' compensation claims, oversee advanced medical case management, and develop tailored Return-to-Work plans. You'll collaborate with vocational consultants, legal counsel, and internal teams to ensure compliance, negotiate settlements, and deliver exceptional service to our policyholders. This position offers the opportunity to work independently while providing leadership on complex claims and contributing to workflow improvements.
Essential Duties and Responsibilities
  • Manage complex workers' compensation claims involving high financial exposure, sensitive issues, or extended life cycles.
  • Investigate coverage and compensability, ensuring thorough documentation and compliance with state statutes.
  • Oversee advanced medical case management, including coordination with Nurse Case Managers and external vendors.
  • Develop and implement Return-to-Work plans for high-risk claims, collaborating with vocational consultants and legal counsel.
  • Identify and investigate potential fraud and subrogation opportunities, partnering with the Special Investigation Unit.
  • Establish and maintain accurate claim reserves within authority levels, ensuring timely responsiveness to changing circumstances.
  • Evaluate and negotiate settlements within approved authority levels, including structured settlements and Medicare compliance.
  • Collaborate with legal counsel to manage litigation and ensure adherence to MEM guidelines.
  • Maintain accurate system data and prepare reports for management on high-profile claims.
  • Foster cross-departmental collaboration with Underwriting, Premium Consultation, and Loss Prevention.
  • Provide mentorship and training to junior adjusters, supporting professional growth and team development.

Qualifications
  • High school diploma or equivalent required; bachelor's degree preferred.
  • Associate in Claims (AIC) designation preferred.
  • Valid driver's license required; Texas-All Lines license preferred.
  • 3-5 years of claims handling experience, primarily in Workers' Compensation. Missouri experience preferred.

Company Culture and Values
At MEM Insurance, we are committed to our vision, mission, and values. We foster a culture of collaboration, integrity, and innovation. Our team is passionate about delivering exceptional service to our customers while supporting each other's growth and success. We believe in accountability, continuous learning, and creating an environment where employees feel valued and empowered.
Diversity Statement
MEM Insurance is an equal opportunity employer. We celebrate diversity and are committed to creating an inclusive environment for all employees. We believe that varied perspectives drive innovation and strengthen our ability to serve our customers and communities.
Total Rewards Overview
  • Health Plans: Medical, Dental, and Vision
    Includes fertility benefits, fully paid preventative care, and adult orthodontia.
  • Employer-Paid Life and Disability Benefits:
    Life Insurance (3x base salary), AD&D, Short and Long-term Disability.
  • Wellness and Recognition Program: Employer-paid incentives for employees and spouses.
  • Flexible Spending Account and Dependent Care options
  • Health Savings Account: Generous employer contribution.
  • Time Away from Work:
    Generous PTO, 11 Holidays + 4 Early Releases, 16 Hours Volunteer Time Off, 20 Days Paid Parental Leave, Marriage, Bereavement, and Jury Duty leave.
  • Employee Assistance Programs
  • 401k Retirement Plan: Employer match and profit sharing.
  • Adoption Assistance and Tuition Assistance

Notice Regarding Use of Artificial Intelligence
MEM may use artificial intelligence (AI) tools to more efficiently facilitate and assist in decisions involving recruitment, hiring, promotion, renewal of employment, selection for training or apprenticeship, discharge, discipline, tenure, or the terms, privileges, or conditions of employment. Any such use of AI tools will comply with all applicable laws.