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Associate Credit Jobs in Ridgewood, NY (NOW HIRING)

MCC Advisors

Private Credit Associate

Manhattan, NY · On-site

$235K/yr

Seeking associates with two to six years of relevant lending experience to join their Chambers' ranked Band 1: Private Credit group in New York. The Private Credit team represents diverse clients ...

Td

Credit Management Associate III (US)

New York, NY · On-site

$24 - $33.50/hr

Credit Management The Credit Management Associate III provides ongoing support to an assigned commercial customer account portfolio within Credit Management . The Associate will be involved in ...

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All JobsAssociate Credit JobsAssociate Credit Jobs in Ridgewood, NY

Associate Credit information

See Ridgewood, NY salary details

$10

$26

$65

How much do associate credit jobs pay per hour?

As of Aug 9, 2026, the average hourly pay for associate credit in Ridgewood, NY is $26.27, according to ZipRecruiter salary data. Most workers in this role earn between $16.73 and $27.31 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an associate credit?

To thrive as an Associate Credit professional, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically backed by a degree in finance, accounting, or a related field. Proficiency with credit analysis tools, financial modeling software, and CRM systems is often required. Excellent communication, problem-solving abilities, and teamwork are essential soft skills for effectively collaborating with clients and internal teams. These competencies ensure accurate credit assessments, risk management, and the building of strong client relationships, all of which are critical for organizational success.

What are some common challenges faced by an associate credit, and how can they be overcome?

Associate Credit professionals often encounter challenges such as analyzing complex financial data, balancing multiple client accounts, and meeting tight deadlines for credit assessments. Effective time management and strong analytical skills are crucial to handle these tasks efficiently. Collaboration with senior credit analysts and other departments, such as sales or risk management, can provide valuable insights and support. Continuous learning about industry regulations and credit risk models also helps in staying updated and improving performance.

What is an associate credit?

Associate Credit professionals are entry- to mid-level employees who work in financial institutions or corporate finance teams, focusing on assessing the creditworthiness of individuals or companies. Their responsibilities often include analyzing financial statements, preparing credit reports, assisting in loan underwriting, and monitoring existing credit portfolios. They play a crucial role in ensuring that lending decisions are based on sound financial analysis and risk assessment. Associate Credit professionals typically work under the supervision of senior credit analysts or managers and may interact with clients to gather necessary financial information.

What is the difference between Associate Credit vs Credit Analyst?

AspectAssociate CreditCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some roles may require certifications like CFA or CPABachelor's degree in finance, accounting, or related field; certifications like CFA are common but not mandatory
Work EnvironmentTypically in banking or financial institutions, working in teams to assess creditworthinessOften in banks, credit bureaus, or financial firms, analyzing data and preparing reports
Employer & Industry UsageUsed by banks, lending companies, and financial institutions for credit assessmentUsed by banks, credit agencies, and financial firms for evaluating credit risk

Both Associate Credit and Credit Analyst roles involve assessing creditworthiness, requiring similar educational backgrounds and working in financial environments. The main difference lies in job scope: Associate Credit often supports credit decision processes, while Credit Analysts perform detailed credit risk analysis and reporting.

What is a credit associate?

A credit associate or analyst determines whether or not clients are good candidates for credit cards, loans, or financing options. Credit associate jobs are found in the banking industry and other corporate settings that provide financial services, like vehicle dealerships. Job duties include gathering data about potential clients, analyzing their financial information, and making a recommendation about their credit risk. The qualifications for this career are a bachelor’s degree in accounting or finance, experience in the financial industry, and quantitative analysis skills.

More about Associate Credit jobs
What are the most commonly searched types of Credit jobs in Ridgewood, NY? The most popular types of Credit jobs in Ridgewood, NY are:
What cities near Ridgewood, NY are hiring for Associate Credit jobs? Cities near Ridgewood, NY with the most Associate Credit job openings:
Associate Credit jobs near you

Wholesale Credit Associate

Hilldun Corporation

New York, NY • On-site

$45K - $65K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 23 days ago

Job description

Position Summary: The Credit Associate plays a crucial role in managing and ensuring efficient credit flow for assigned Hilldun clients. The candidate will be responsible for optimizing credit approvals, maintaining meticulous records, and balancing client/customer needs with loss prevention measures. Effective communication and a proactive approach to risk management are essential.

Key Responsibilities:

  • Manage and oversee credit lines for assigned clients.

  • Address and resolve specific client inquiries.

  • Execute credit approvals when feasible, balancing client service with prudent risk management.

  • Gather financial statements, trade, and bank references from customers.

  • Interface effectively with factors and insurance companies.

  • Actively manage and assess client risk.

  • Process change of terms for approved invoices as required.

  • Conduct general cross-referencing and regularly update data.

  • Accurately input credit requests manually or via automated systems.

  • Collaborate with the Collections Department to achieve shared objectives.

  • Respond to store inquiries via calls and emails.

  • Maintain expertise on facility-system integrations to proactively prevent system errors.

  • Serve as a primary point of contact for Client Services.

  • Execute additional tasks as assigned by management.

Qualifications:

  • Strong interpersonal, organizational, and communication skills.

  • Ability to multitask and manage priorities effectively.

  • Experience in credit management, accounts receivable, or a related financial role.

  • Familiarity with financial statements, banking procedures, and trade references.

  • Experience interfacing with factors and insurance providers is preferred.

Working Conditions:

  • Professional office environment.

Reports to:

  • Samantha Zamichieli, Credit Manager

Join Hilldun Corporation and become part of a dedicated team committed to excellence in credit management and client support.

Company Description

Hilldun Corporation is a leading factoring and finance company in the fashion industry. With a rich history and a strong commitment to serving our clients, we provide innovative financial solutions that support businesses in the fashion sector. Our company is known for its dedication to excellence, forward-thinking approach, and a team of professionals who are passionate about the fashion industry.