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Associate Credit Jobs in Cheney, WA (NOW HIRING)

Glacier Bancorp, Inc.

Credit Analyst I

Spokane, WA · On-site

$27.34 - $41.01/hr

Assists commercial lenders with credit analysis and credit approval. The pay range for this ... Provide effective verbal and written communications to customers, business associates, affiliates ...

Glacier Bancorp, Inc.

Credit Analyst I

Spokane, WA

$27.34 - $41.01/hr

Assists commercial lenders with credit analysis and credit approval. The pay range for this ... Provide effective verbal and written communications to customers, business associates, affiliates ...

JCPenney

Specialty Associate - Northtown Mall

Spokane, WA · On-site

$15.25 - $17.50/hr

As a Specialty Associate you will contribute to profitable sales growth by combining in-depth ... Promotes FindMore, assists with credit, reward, and gift card programs and engages customers to ...

TJX Companies

Merchandise Associate

Spokane Valley, WA · On-site

$16.66 - $17.16/hr

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

TJX Companies

Merchandise Associate

Spokane Valley, WA · On-site

$16.66 - $25.80/hr

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

TJX Companies

Merchandise Associate

Spokane Valley, WA · On-site

$17.13 - $27.20/hr

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

Tjx

Merchandise Associate

Spokane, WA · On-site

$16.66 - $17.16/hr

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

TJX Companies

Merchandise Associate

Spokane Valley, WA · On-site

$17.13 - $17.63/hr

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

Tjx

Merchandise Associate

Spokane, WA · On-site

$17.13 - $17.63/hr

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

Tjx

Retail Merchandise Associate

Spokane, WA · On-site

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

TJX Companies

Retail Merchandise Associate

Spokane, WA · On-site

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

TJX Companies

Retail Merchandise Associate

Spokane, WA · On-site

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

Ross Stores, Inc

Retail Associate

Spokane, WA · On-site

$15.75 - $18/hr

Safeguards confidential information, cash and credit card information, and merchandise. * Follows ... Associates who work Stockroom shifts: Ability to regularly push, pull and lift more than 20 pounds.

Ross Stores

Retail Associate

Spokane, WA · On-site

$15.50 - $17.75/hr

Safeguards confidential information, cash and credit card information, and merchandise. * Follows ... Associates who work Stockroom shifts: Ability to regularly push, pull and lift more than 20 pounds.

Ross Stores, Inc

Retail Associate

Spokane Valley, WA · On-site

$15.50 - $17.75/hr

Safeguards confidential information, cash and credit card information, and merchandise. * Follows ... Associates who work Stockroom shifts: Ability to regularly push, pull and lift more than 20 pounds.

Ross Stores

Retail Associate

Spokane, WA · On-site

$15.50 - $17.75/hr

Safeguards confidential information, cash and credit card information, and merchandise. * Follows ... Associates who work Stockroom shifts: Ability to regularly push, pull and lift more than 20 pounds.

Ross Stores, Inc

Retail Associate

Spokane, WA · On-site

$15.50 - $17.75/hr

Safeguards confidential information, cash and credit card information, and merchandise. * Follows ... Associates who work Stockroom shifts: Ability to regularly push, pull and lift more than 20 pounds.

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All JobsAssociate Credit JobsAssociate Credit Jobs in Cheney, WA

Associate Credit information

See Cheney, WA salary details

$10

$26

$67

How much do associate credit jobs pay per hour?

As of Aug 11, 2026, the average hourly pay for associate credit in Cheney, WA is $26.95, according to ZipRecruiter salary data. Most workers in this role earn between $17.16 and $28.03 per hour, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an associate credit?

To thrive as an Associate Credit professional, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically backed by a degree in finance, accounting, or a related field. Proficiency with credit analysis tools, financial modeling software, and CRM systems is often required. Excellent communication, problem-solving abilities, and teamwork are essential soft skills for effectively collaborating with clients and internal teams. These competencies ensure accurate credit assessments, risk management, and the building of strong client relationships, all of which are critical for organizational success.

What are some common challenges faced by an associate credit, and how can they be overcome?

Associate Credit professionals often encounter challenges such as analyzing complex financial data, balancing multiple client accounts, and meeting tight deadlines for credit assessments. Effective time management and strong analytical skills are crucial to handle these tasks efficiently. Collaboration with senior credit analysts and other departments, such as sales or risk management, can provide valuable insights and support. Continuous learning about industry regulations and credit risk models also helps in staying updated and improving performance.

What is an associate credit?

Associate Credit professionals are entry- to mid-level employees who work in financial institutions or corporate finance teams, focusing on assessing the creditworthiness of individuals or companies. Their responsibilities often include analyzing financial statements, preparing credit reports, assisting in loan underwriting, and monitoring existing credit portfolios. They play a crucial role in ensuring that lending decisions are based on sound financial analysis and risk assessment. Associate Credit professionals typically work under the supervision of senior credit analysts or managers and may interact with clients to gather necessary financial information.

What is the difference between Associate Credit vs Credit Analyst?

AspectAssociate CreditCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some roles may require certifications like CFA or CPABachelor's degree in finance, accounting, or related field; certifications like CFA are common but not mandatory
Work EnvironmentTypically in banking or financial institutions, working in teams to assess creditworthinessOften in banks, credit bureaus, or financial firms, analyzing data and preparing reports
Employer & Industry UsageUsed by banks, lending companies, and financial institutions for credit assessmentUsed by banks, credit agencies, and financial firms for evaluating credit risk

Both Associate Credit and Credit Analyst roles involve assessing creditworthiness, requiring similar educational backgrounds and working in financial environments. The main difference lies in job scope: Associate Credit often supports credit decision processes, while Credit Analysts perform detailed credit risk analysis and reporting.

What is a credit associate?

A credit associate or analyst determines whether or not clients are good candidates for credit cards, loans, or financing options. Credit associate jobs are found in the banking industry and other corporate settings that provide financial services, like vehicle dealerships. Job duties include gathering data about potential clients, analyzing their financial information, and making a recommendation about their credit risk. The qualifications for this career are a bachelor’s degree in accounting or finance, experience in the financial industry, and quantitative analysis skills.

More about Associate Credit jobs
What are the most commonly searched types of Credit jobs in Cheney, WA? The most popular types of Credit jobs in Cheney, WA are:
Associate Credit jobs near you

Credit Analyst I

Glacier Bancorp, Inc.

Spokane, WA • On-site

$27.34 - $41.01/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 12 days ago

Job description

About The Role
Provides support to Loan Officers by preparing loan documents, analyzing customer financial statements, tax returns, budgets, and other financial data. Performs ratio, industry benchmark, historical, and budget to actual comparative analysis. Prepares loan reports from which loan decisions are based upon and performs underwriting analysis. Provides quality customer service through friendly, professional, and efficient service to customers and outside associates. Assures effective and efficient administration of installment, commercial and real estate loan collateral files by the timely and accurate processing of all documents and entries, which are in compliance with bank, State, and Federal regulations. Assists commercial lenders with credit analysis and credit approval.
The pay range for this position is $27.34 - 41.01 per hour.
PRINCIPAL RESPONSIBLITES AND DUTIES:
  • Prepares and/or oversees the preparation of credit authorizations, supporting documents and loan information sheets for new and existing accounts Spreads and/or analyzes financial statements and tax returns of potential and existing customers using appropriate tools and credit criteria.
  • Analyze financial statements and tax returns and develop and convey questions and comments pertaining to financial trends and relevant borrower and industry data.
  • Assists the assigned Loan Officer(s) in the management of the portfolio of loans. Responsibilities include but are not limited to:
  • Performs analysis of financial statements, cashflows, and pricing analysis.
  • Completes borrower background and qualification of the credit approval package.
  • Prepares presentation materials for new and additional credit proposals.
  • May prepare draft loan reports for loan officer review and finalization.
  • Independently researches and analyzes company and industry data.
  • May recommend loan terms and/or pricing structures to commercial lender.
  • Helps track credit package completion.
  • Helps prepare files for the audit/exam process and tracks their progress to assure their security.
  • Assists the loan officer in the research and follow up of responses to audits/exams.
  • Completes the closing loan process with customers.
  • Begins collection efforts of late accounts.
  • Provides support to Loan Officers by preparing all necessary credit approval documents accurately and within guidelines. Assists loan officers with preparation of correspondence, periodic reports, financial statements and loan analysis reports. Provide effective verbal and written communications to customers, business associates, affiliates, bank supervision, management and staff.
  • Assures quality customer service and portrays a positive and professional image for the bank by friendly and efficient handling of all customers and by developing and maintaining professional relationships with government agencies (FSA & SBA), insurance agents, title company personnel, state and county auditors and other outside associates.
  • Avoids possible loss to the bank by ensuring all installment, commercial and real estate loans are processed within the policies and processes established by the bank.
  • Ensures the accurate and timely processing of commercial loans by providing computer input as needed, insurance and UCC-1 tracking and filing of legal documents. Ensures maximum collateral protection to the bank. Maintains orderly files so that unnecessary documents are purged. Maintains a list of pending and exception items and follow-up to assure receipt and completion of assigned collateral files. Prepare and release forms on paid out loans.
  • Prepares and mails loan renewal packets in a timely manner.
  • Prepares copies of customer provided financial and legal documents as requested.
  • Responsibilities and duties may vary by the delegation of the Commercial Banking Officer or Commercial Loan Officer.
  • Assist in the development and maintenance of certain management reports at the direction of the Chief Banking Officer.
  • Comply with Bank policies and procedures, applicable laws and regulations, including but not limited to, the Bank Secrecy Act, the Patriot Act, and the Office of Foreign Assets Control.

ADDITIONAL RESPONSIBILITIES:
  • Adhere to Wheatland Bank Core Values
  • Keep management informed of area activities and any significant problems
  • Provide exceptional customer service to all customers, both internal and external.
  • Represent Wheatland Bank in a Professional fashion to include; professional image, confidentiality, regular and consistent attendance, punctual.

POSITION CONTACT:
  • Regular contact with supervisor, commercial loan officers and bank personnel regarding daily flow of work.
  • Frequent contact with insurance agents, title company personnel, state and county auditors, credit approval, and other outside associates.
  • Frequent contact with customers to ensure accuracy and updating of loan files, make loan disbursements as assigned and provide answers to inquiries and cross-sell bank products and services.

About You
EXPERIENCE, EDUCATION, AND SKILLS:
  • 2 years of experience in accounting or financial analysis skills or related Associates Degree
  • High School diploma/GED.
  • Bachelors Degree in finance, accounting or related field preferred.
  • A minimum of 1 years banking experience preferred.
  • Proficiency with Microsoft applications (Word, Excel, Outlook)
  • Ability to maintain strict confidentiality
  • Strong written and oral communications skills
  • Strong customer service skills
  • Strong organizational skills with attention to detail
  • Experience with jack henry systems highly desired.
  • Accuracy with financial calculations.

PHYSICAL REQUIREMENTS:
Perform primarily sedentary work with limited physical exertion and occasional lifting of up to 10 lbs. Must be capable of climbing / descending stairs in emergency situation. Must be able to operate routine office equipment including telephone, copier, facsimile, and calculator. Must be able to routinely perform work on computer for an average of 6-8 hours per day, when necessary. Must be able to work extended hours when required or requested by management. Must be capable of regular, reliable and timely attendance.
What We Offer
COMPENSATION & BENEFITS: Starting salary is dependent upon relevant experience and may vary based on the geographic location of the position. We offer an extensive benefits package that includes, but is not limited to medical, dental, vision, and life insurance. Coverage is available to employees and their eligible dependents in accordance with our written plan documents. You may also be eligible for a health savings account option, an Employee Assistance Program (EAP), a health rewards program, a retirement savings plan, including 401(k) and Profit-Sharing plans, short and long-term disability benefits, education and training benefits, and discounts on banking products and services. We also offer a generous Paid Time Off (PTO) plan and paid holidays. PTO accruals begin at .0745 per hour worked for our part time employees up to a maximum accrual of 240 hours per year for certain Full-Time employees. PTO accruals are dependent on position, status (Full time or Part time), and years of experience in accordance with our PTO policy. Most Full-Time employees are also offered 6 paid holidays and Part Time employees are offered pro-rated paid holidays. In addition, employees in Utah and Nevada may be eligible for pay for certain state recognized holidays. Visit our website for more details. Check it out!
We are an Equal Opportunity Employer and qualified applicants, or employees will receive consideration for employment without regard to race, color, religion, national origin, sex (including pregnancy), sexual orientation, gender identity, mental or physical disability, genetic information, protected veteran status, or any other category protected by applicable federal, state, or local laws.
Glacier Bancorp, Inc. does not sponsor applicants for work visas. All applicants must be legally authorized to work in the US.
No Recruiters or unsolicited agency referrals please.

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