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Associate Credit Jobs in Tennessee (NOW HIRING)

We work to ensure that every associate embraces what makes Pinnacle different and excellent. For us ... A Credit Advisor should demonstrate commitment to delivering distinctive service. The position will ...

Credit Analyst

Nashville, TN · On-site

$60 - $80/hr

... associates unlock their full potential with capital and counsel. Headquartered in Memphis, TN, the banking subsidiary First Horizon Bank operates in 12 states across the southern U.S. The Company and ...

The Regional Credit Officer is responsible for providing strategic credit leadership and oversight ... Respectful demeanor toward other associates and managers that promotes a positive and professional ...

The Regional Credit Officer is responsible for providing strategic credit leadership and oversight ... Respectful demeanor toward other associates and managers that promotes a positive and professional ...

The Regional Credit Officer is responsible for providing strategic credit leadership and oversight ... Respectful demeanor toward other associates and managers that promotes a positive and professional ...

Regional Credit Officer

Nashville, TN · On-site

$200 - $250/hr

The Regional Credit Officer is responsible for providing strategic credit leadership and oversight ... Respectful demeanor toward other associates and managers that promotes a positive and professional ...

Summary Candidate will analyze municipal credits across various sectors and across the credit ... At Raymond James our associates use five guiding behaviors (Develop, Collaborate, Decide, Deliver ...

At Regions, we believe associates deserve more than just a job. We believe in offering performance ... At Regions, the Credit Risk Review Examiner continuously monitors and examines activities. This ...

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Associate Credit information

What is an associate credit?

Associate Credit professionals are entry- to mid-level employees who work in financial institutions or corporate finance teams, focusing on assessing the creditworthiness of individuals or companies. Their responsibilities often include analyzing financial statements, preparing credit reports, assisting in loan underwriting, and monitoring existing credit portfolios. They play a crucial role in ensuring that lending decisions are based on sound financial analysis and risk assessment. Associate Credit professionals typically work under the supervision of senior credit analysts or managers and may interact with clients to gather necessary financial information.

What is a credit associate?

A credit associate or analyst determines whether or not clients are good candidates for credit cards, loans, or financing options. Credit associate jobs are found in the banking industry and other corporate settings that provide financial services, like vehicle dealerships. Job duties include gathering data about potential clients, analyzing their financial information, and making a recommendation about their credit risk. The qualifications for this career are a bachelor’s degree in accounting or finance, experience in the financial industry, and quantitative analysis skills.

What are the key skills and qualifications needed to thrive as an associate credit?

To thrive as an Associate Credit professional, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically backed by a degree in finance, accounting, or a related field. Proficiency with credit analysis tools, financial modeling software, and CRM systems is often required. Excellent communication, problem-solving abilities, and teamwork are essential soft skills for effectively collaborating with clients and internal teams. These competencies ensure accurate credit assessments, risk management, and the building of strong client relationships, all of which are critical for organizational success.

What are some common challenges faced by an associate credit, and how can they be overcome?

Associate Credit professionals often encounter challenges such as analyzing complex financial data, balancing multiple client accounts, and meeting tight deadlines for credit assessments. Effective time management and strong analytical skills are crucial to handle these tasks efficiently. Collaboration with senior credit analysts and other departments, such as sales or risk management, can provide valuable insights and support. Continuous learning about industry regulations and credit risk models also helps in staying updated and improving performance.

What is the difference between Associate Credit vs Credit Analyst?

AspectAssociate CreditCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some roles may require certifications like CFA or CPABachelor's degree in finance, accounting, or related field; certifications like CFA are common but not mandatory
Work EnvironmentTypically in banking or financial institutions, working in teams to assess creditworthinessOften in banks, credit bureaus, or financial firms, analyzing data and preparing reports
Employer & Industry UsageUsed by banks, lending companies, and financial institutions for credit assessmentUsed by banks, credit agencies, and financial firms for evaluating credit risk

Both Associate Credit and Credit Analyst roles involve assessing creditworthiness, requiring similar educational backgrounds and working in financial environments. The main difference lies in job scope: Associate Credit often supports credit decision processes, while Credit Analysts perform detailed credit risk analysis and reporting.

More about Associate Credit jobs

What are the most commonly searched types of Credit jobs in Tennessee?

The most popular types of Credit jobs in Tennessee are:

What cities in Tennessee are hiring for Associate Credit jobs?

Cities in Tennessee with the most Associate Credit job openings:

Associate Credit Representative

Ingram Content Group

La Vergne, TN

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 24 days ago


Ingram Content Group rating

7.7

Company rating: 7.7 out of 10

Based on 33 frontline employees who took The Breakroom Quiz

102nd of 365 rated logistics


Job description

Job Description

Ingram Content Group (ICG) is hiring an Associate Credit Representative to contribute to our team in our La Vergne, TN office. 

As the Associate Credit Representative, you will support basic accounts receivable (AR) related Credit/Collection functions for Ingram Content Group.  You will ensure efficiency, accuracy and timely processing of transactions including order release, accounts receivable collections, accounts payable offsets, and reconciliation functions for assigned accounts. In addition, you will learn AR, Billing Systems, various contracts, publisher websites, Home-state Tax Requirements, and Corporate Procedures for various Ingram Divisions.

Ingram Content Group (“Ingram”) connects people with content in all forms. Providing comprehensive services for publishers, retailers, libraries, and educators, Ingram makes these services seamless and accessible through technology, innovation, and creativity. With an expansive global network of offices and facilities, Ingram’s services include digital and physical book distribution, print-on-demand, and digital learning.

Required Qualifications:

  • Bachelor’s degree in business, finance or related field or directly related years of experience
  • 1 year of experience in a customer-facing role
  • 1 year of experience with Microsoft 365 including Work, Outlook and Excel

Key Responsibilities:

  • Provides basic account management for assigned accounts, including daily order release, based on established guidelines.
  • Monitors and updates customer account status and/or collection activity in the note system.
  • Learns how to identify, draft and submit credit review recommendations to management for consideration/approval.
  • Contacts customers proactively after review with department management when assigned credit limit exceeds orders, a special order is submitted, a past due balance prohibits the release of orders, etc.
  • Partners with Management or other Credit Reps to evaluate customer records and recommends payment plans based on sales compensation, payment history, length of relationship and reason for arrears.
  • Contacts and reports on all customers/accounts with a past due balance of 31+ days monthly via a spreadsheet for management review (Aged Trial Balance).
  • Accesses various data bases for research and processing, including, but not limited to CyberSource, Web-Admin, Oracle, and Lightning Bug system etc.
  • Handles credit card data, updates the customer/publisher website with cc information, or initiates assistance as needed for the customer/publisher to navigate/update themselves.
  • Learns to escheat unclaimed property per applicable state laws and prepares and mails escheatment letters.
  • Interacts with various other departments including Client Services, Sales, Accounts Payable, Returns, and IT to resolve issues.
  • May Initiate Third Party Placements via their on-line system and acts as liaison between agency and Management..

Hiring Salary Range: $18.35/hr - $22.20/hr. This range represents the anticipated low and high end of the salary for this position. It will be determined by factors including but not limited to: the applicant’s education, experience, knowledge, skills, and abilities, geographic location, as well as internal equity and alignment with market data.

Additional Information

Perks/Benefits:

  • A highly competitive compensation package with generous benefits beginning first day of employment for Medical/Prescription Drug plans, HSA, Vision, Dental and Health Care FSA.
    • 10 vacation days & 10 sick days accrued annually and 3 personal days
    • 401K match, Life and AD&D, Employee Assistant programs, Group Legal, & more
    • Wellness program with access to onsite gym and basketball court for associates
  • Encouraged continued education with our tuition reimbursement program
  • Financial and in-kind opportunities to engage with non-profits in your community
    • Company match program for United Way donations
    • Volunteer opportunities and in-kind drives for non-profits throughout the year
  • Take breaks or brainstorm in our game room with ping pong & foosball
  • Casual Dress Code

Ingram Content Group is a part of Ingram Industries Inc. and includes Ingram Book Group LLC, Ingram Publisher Services LLC, Lightning Source LLC, Ingram Library Services LLC, Tennessee Book Company LLC, Ingram Content Group UK Ltd. and Ingram Content Group Australia Pty Ltd. 

All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, age, work related mental or physical disability, veteran status, sexual orientation, gender identity, or genetic information.

  • EOE-Race/Gender/Veterans/Disabled
  • We participate in EVerify.
  • EEO Poster in English 
  • EEO Poster in Spanish 

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