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Associate Credit Jobs in Mississippi (NOW HIRING)

Citizens National Bank

Credit Analyst

Meridian, MS · On-site

Credit Risk Manager Summary/Objective The Credit Analyst is responsible for assisting with ... High School Graduate or GED and either Associates Degree or 2 years of related experience.

JCPenney

Specialty Associate - Northpark Mall

Ridgeland, MS · On-site

$12.50 - $14.25/hr

As a Specialty Associate you will contribute to profitable sales growth by combining in-depth ... Promotes FindMore, assists with credit, reward, and gift card programs and engages customers to ...

Puckett Machinery

Warehouse Associate

Flowood, MS · On-site

$13.50 - $16/hr

Warehouse Associate PMC Flowood - Flowood, MS 39232 The Warehouse Associate is responsible to ... credit and shipment in accordance with prescribed re-manufacturer guidelines and company policy.

Tjx

Processing Associate

Olive Branch, MS · On-site

$13 - $13.50/hr

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

TJX Companies

Processing Associate

Olive Branch, MS · On-site

$13 - $13.50/hr

Promotes credit and loyalty programs * Maintains and upholds merchandising philosophy and follows ... Associate discount; EAP; smoking cessation; bereavement; 401(k) Associate contributions; child care ...

Puckett Machinery

Warehouse Associate

Gulfport, MS · On-site

$16 - $19/hr

Warehouse Associate PMC Gulfport - Gulfport, MS 39503 Overview Position Type Full Time Education ... credit and shipment in accordance with prescribed re-manufacturer guidelines and company policy.

Triangle Federal Credit Union

MSR

Columbus, MS · On-site

Associate's degree or relevant coursework in business or finance is a plus. * Experience: * 1+ year of customer service or cash handling experience (credit union or banking experience preferred)

Triangle Federal Credit Union

MSR

Starkville, MS · On-site

Associate's degree or relevant coursework in business or finance is a plus. * Experience: * 1+ year of customer service or cash handling experience (credit union or banking experience preferred)

Triangle Federal Credit Union

MSR

West Point, MS · On-site

Associate's degree or relevant coursework in business or finance is a plus. * Experience: * 1+ year of customer service or cash handling experience (credit union or banking experience preferred)

Triangle Federal Credit Union

MSR

Columbus, MS · On-site

Associate's degree or relevant coursework in business or finance is a plus. * Experience: * 1+ year of customer service or cash handling experience (credit union or banking experience preferred)

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All JobsAssociate Credit JobsAssociate Credit Jobs in Mississippi

Associate Credit information

What is an associate credit?

Associate Credit professionals are entry- to mid-level employees who work in financial institutions or corporate finance teams, focusing on assessing the creditworthiness of individuals or companies. Their responsibilities often include analyzing financial statements, preparing credit reports, assisting in loan underwriting, and monitoring existing credit portfolios. They play a crucial role in ensuring that lending decisions are based on sound financial analysis and risk assessment. Associate Credit professionals typically work under the supervision of senior credit analysts or managers and may interact with clients to gather necessary financial information.

What is a credit associate?

A credit associate or analyst determines whether or not clients are good candidates for credit cards, loans, or financing options. Credit associate jobs are found in the banking industry and other corporate settings that provide financial services, like vehicle dealerships. Job duties include gathering data about potential clients, analyzing their financial information, and making a recommendation about their credit risk. The qualifications for this career are a bachelor’s degree in accounting or finance, experience in the financial industry, and quantitative analysis skills.

What are the key skills and qualifications needed to thrive as an associate credit?

To thrive as an Associate Credit professional, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically backed by a degree in finance, accounting, or a related field. Proficiency with credit analysis tools, financial modeling software, and CRM systems is often required. Excellent communication, problem-solving abilities, and teamwork are essential soft skills for effectively collaborating with clients and internal teams. These competencies ensure accurate credit assessments, risk management, and the building of strong client relationships, all of which are critical for organizational success.

What are some common challenges faced by an associate credit, and how can they be overcome?

Associate Credit professionals often encounter challenges such as analyzing complex financial data, balancing multiple client accounts, and meeting tight deadlines for credit assessments. Effective time management and strong analytical skills are crucial to handle these tasks efficiently. Collaboration with senior credit analysts and other departments, such as sales or risk management, can provide valuable insights and support. Continuous learning about industry regulations and credit risk models also helps in staying updated and improving performance.

What is the difference between Associate Credit vs Credit Analyst?

AspectAssociate CreditCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some roles may require certifications like CFA or CPABachelor's degree in finance, accounting, or related field; certifications like CFA are common but not mandatory
Work EnvironmentTypically in banking or financial institutions, working in teams to assess creditworthinessOften in banks, credit bureaus, or financial firms, analyzing data and preparing reports
Employer & Industry UsageUsed by banks, lending companies, and financial institutions for credit assessmentUsed by banks, credit agencies, and financial firms for evaluating credit risk

Both Associate Credit and Credit Analyst roles involve assessing creditworthiness, requiring similar educational backgrounds and working in financial environments. The main difference lies in job scope: Associate Credit often supports credit decision processes, while Credit Analysts perform detailed credit risk analysis and reporting.

More about Associate Credit jobs

What are the most commonly searched types of Credit jobs in Mississippi?

The most popular types of Credit jobs in Mississippi are:

What cities in Mississippi are hiring for Associate Credit jobs?

Cities in Mississippi with the most Associate Credit job openings:

Associate Credit jobs near you

Credit Analyst

Meridian, MS • On-site

Citizens National Bank of Mississippi
See more jobs at Citizens National Bank of Mississippiexternal

Full-time

Posted 4 days ago

Job description

Job Description

Credit Analyst

Classification: Non-Exempt

Reports to: Credit Risk Manager

Summary/Objective

The Credit Analyst is responsible for assisting with underwriting new commercial loans and maintaining the health of existing commercial loan portfolio.

Primary Functions

  1. Spreads financial data. Prepares in depth analysis and cash flow shocks based on customer/loan type.
  2. Prepares narrative analysis of findings and identifies trends, strengths and weaknesses and makes recommendations.
  3. Conducts credit investigations as requested using 3rd party and other resources and conducts collateral evaluations and audits as requested.
  4. Assists in managing financial expiring documentation.
  5. Monitors borrowing base and other loan covenants.

Secondary Functions

  1. Participates, with account officers, on customer and prospect calls when necessary.
  2. Assists in “special projects” as needed.

Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Supervisory Responsibility

This position has no supervisory responsibilities.

Work Environment

This job operates in a professional office environment. This role routinely uses standard office equipment such as computers, phones, photocopiers, and fax machines.

Physical Demands

  1. Prolonged periods working at a desk

Position Type/Expected Hours of Work
This is a full-time position. Days and hours of work are Monday through Friday, 8:00 a.m. to 5:00 p.m.

Travel
Minimal travel is expected for this position.

Required Education and Experience

  1. High School Graduate or GED and either Associate’s Degree or 2 years of related experience.
  2. Proficiency in computer applications, Word and Excel.
  3. Excellent verbal and written communication skills.

Preferred Education and Experience

  1. Bachelor’s Degree or 3 years of related experience.
  2. Knowledge of bank operations and control systems.

Other Duties
Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.

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