ZipRecruiter

Log In

1

Associate Credit Jobs in Florida (NOW HIRING)

Elevance Health

Credit & Collections Specialist Sr

Tampa, FL · Hybrid

$20.50 - $27.50/hr

Credit & Collections Specialist Sr Credit & Collections Specialist Sr Location: Hybrid1 ... This role requires associates be in the office 1-2 days per week, fostering collaboration and ...

New

previous page

Showing results 41-60

All JobsAssociate Credit JobsAssociate Credit Jobs in Florida

Associate Credit information

What is an associate credit?

Associate Credit professionals are entry- to mid-level employees who work in financial institutions or corporate finance teams, focusing on assessing the creditworthiness of individuals or companies. Their responsibilities often include analyzing financial statements, preparing credit reports, assisting in loan underwriting, and monitoring existing credit portfolios. They play a crucial role in ensuring that lending decisions are based on sound financial analysis and risk assessment. Associate Credit professionals typically work under the supervision of senior credit analysts or managers and may interact with clients to gather necessary financial information.

What is a credit associate?

A credit associate or analyst determines whether or not clients are good candidates for credit cards, loans, or financing options. Credit associate jobs are found in the banking industry and other corporate settings that provide financial services, like vehicle dealerships. Job duties include gathering data about potential clients, analyzing their financial information, and making a recommendation about their credit risk. The qualifications for this career are a bachelor’s degree in accounting or finance, experience in the financial industry, and quantitative analysis skills.

What are the key skills and qualifications needed to thrive as an associate credit?

To thrive as an Associate Credit professional, you need strong analytical skills, attention to detail, and a solid understanding of financial principles, typically backed by a degree in finance, accounting, or a related field. Proficiency with credit analysis tools, financial modeling software, and CRM systems is often required. Excellent communication, problem-solving abilities, and teamwork are essential soft skills for effectively collaborating with clients and internal teams. These competencies ensure accurate credit assessments, risk management, and the building of strong client relationships, all of which are critical for organizational success.

What are some common challenges faced by an associate credit, and how can they be overcome?

Associate Credit professionals often encounter challenges such as analyzing complex financial data, balancing multiple client accounts, and meeting tight deadlines for credit assessments. Effective time management and strong analytical skills are crucial to handle these tasks efficiently. Collaboration with senior credit analysts and other departments, such as sales or risk management, can provide valuable insights and support. Continuous learning about industry regulations and credit risk models also helps in staying updated and improving performance.

What is the difference between Associate Credit vs Credit Analyst?

AspectAssociate CreditCredit Analyst
Required CredentialsBachelor's degree in finance, economics, or related field; some roles may require certifications like CFA or CPABachelor's degree in finance, accounting, or related field; certifications like CFA are common but not mandatory
Work EnvironmentTypically in banking or financial institutions, working in teams to assess creditworthinessOften in banks, credit bureaus, or financial firms, analyzing data and preparing reports
Employer & Industry UsageUsed by banks, lending companies, and financial institutions for credit assessmentUsed by banks, credit agencies, and financial firms for evaluating credit risk

Both Associate Credit and Credit Analyst roles involve assessing creditworthiness, requiring similar educational backgrounds and working in financial environments. The main difference lies in job scope: Associate Credit often supports credit decision processes, while Credit Analysts perform detailed credit risk analysis and reporting.

More about Associate Credit jobs

What are the most commonly searched types of Credit jobs in Florida?

The most popular types of Credit jobs in Florida are:

What cities in Florida are hiring for Associate Credit jobs?

Cities in Florida with the most Associate Credit job openings:

Associate Credit jobs near you

Credit & Collections Specialist

Stowers Machinery Corporation

Miami, FL • On-site

$20.75 - $27.75/hr

Full-time

Posted 6 days ago

Job description

Description

Stowers Machinery is proud to expand from East Tennessee into Southern Florida through the opening of Coastal Construction Equipment, LLC, the region's CAT Compact Equipment Dealer. This expansion strengthens our ability to provide customers with exceptional sales, rental, parts, and service support.


Don't miss the opportunity to join our team during this exciting period of growth and help build the future of our Southern Florida operation. Apply today!


Position Scope:

The Credit and Collections Specialist is responsible for managing customer credit risk and ensuring timely collection of outstanding receivables. This role supports financial health by maintaining accurate records, resolving payment issues, and fostering positive customer relationships. This position will also help process new customer credit applications.



Requirements

 Knowledge and Skill Requirements:

  • Strong understanding of credit principles, collections processes, and financial documentation
  • Proficiency in ERP systems and Microsoft Excel
  • Excellent communication, negotiation, and conflict resolution skills
  • Ability to analyze data and make informed decisions
  • High level of accuracy and attention to detail

Preferred Qualification(s):

  • 3+ years of experience in credit and collections or accounts receivable
  • Familiarity with credit scoring models and risk assessment tools
  • Experience working with B2B customers and large account portfolios

Education Requirements:

  • High school diploma, GED or equivalent required
  • Associate or Bachelor's degree in Accounting, Finance, or related field preferred

Essential Job Functions:

  • Review and assess customer credit applications and set appropriate credit limits
  • Monitor aging reports and follow up on overdue accounts
  • Resolve billing discrepancies and customer disputes
  • Maintain accurate records of collection activities and communications by documenting in the company's system
  • Collaborate with sales and customer service teams to support account resolution
  • Prepare reports for management on collection status and risk exposure
  • Assist with legal documents for the Credit Manager, as needed

Leadership Responsibilities:While this role does not include direct supervisory duties, the specialist will:

  • Take ownership of assigned accounts and collection strategies
  • Lead initiatives to improve collection efficiency and reduce DSO (Days Sales Outstanding)
  • Provide insights and recommendations to leadership on credit risk trends

Preferred Experience and Skills:

  • Experience in manufacturing, industrial, or heavy equipment industries is a plus
  • Knowledge of lien laws, collections regulations, and dispute resolution practices
  • Ability to work independently and manage multiple priorities

Physical and Mental Requirements:

  • Ability to sit for extended periods and work at a computer
  • Clear verbal and written communication
  • Strong focus and mental agility for handling complex account issues

Work Environment:

  • Office-based role with standard business hours
  • Collaborative team setting with cross-functional interaction
  • Occasional flexibility required during month-end or audit periods

Most work is conducted in a comfortable office environment but exposure to site conditions may also occur. Personal protective equipment must be worn in areas as required. Although the work usually is not considered inherently dangerous, employees must be careful while performing onsite services. 


This job description is not intended to be all-inclusive, and the employee will also perform other reasonably related business duties as assigned by immediate supervisor and other management as required. Stowers Machinery Corporation reserves the right to revise or change duties as the need arises. This job description does not constitute a written or implied contract of employment.
 

Apply