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Assistant Underwriter Jobs in Oak Ridge, TN (NOW HIRING)

Underwriter III

Knoxville, TN · On-site

$60 - $80/hr

Position Summary The Underwriter III plays an important role in the organization by performing a number of activities related to the company's retail operations functions. The role is primarily ...

Presents underwriting information to Commercial Loan Officers or the Business Loan Committee as ... present structure. Assist with special projects as needed (i.e., marketing, presentations ...

Agency Support Associate

Knoxville, TN · On-site

$16.25 - $21/hr

Become an expert in use of proprietary software to prepare coverage, bordereaux and experience reports related to underwriting functions. * Assist with preparation of monthly bordereaux and agency ...

Mortgage Loan Processor

Knoxville, TN · On-site

$33K - $45K/yr

Support underwriting: Perform basic financial calculations and assist in evaluating loan applications against guidelines. * Ensure compliance: Follow underwriting standards, regulatory requirements ...

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Assistant Underwriter information

See Oak Ridge, TN salary details

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How much do assistant underwriter jobs pay per hour?

As of Sep 7, 2026, the average hourly pay for assistant underwriter in Oak Ridge, TN is $19.74, according to ZipRecruiter salary data. Most workers in this role earn between $16.25 and $22.31 per hour, depending on experience, location, and employer.

What is an assistant underwriter?

Assistant Underwriters are professionals who support underwriters in evaluating insurance applications, assessing risk, and determining appropriate coverage and premiums. They gather and review relevant information, process paperwork, and communicate with clients, agents, and other stakeholders. Assistant Underwriters play a crucial role in ensuring the underwriting process runs smoothly and efficiently, often serving as a bridge between clients and senior underwriters. Their responsibilities may also include data entry, preparing reports, and maintaining accurate records. This entry-level position offers valuable experience for those interested in advancing within the insurance industry.

What are some common challenges assistant underwriters face when supporting the underwriting process?

Assistant Underwriters often manage multiple tasks simultaneously, such as gathering client information, analyzing risk factors, and ensuring documentation accuracy. One common challenge is balancing administrative duties with the need to develop a strong understanding of underwriting guidelines and risk assessment criteria. Additionally, Assistant Underwriters must effectively communicate with brokers, agents, and senior underwriters to clarify requirements and resolve discrepancies. Adapting to evolving industry regulations and technology platforms is also essential for success in this role.

What are the key skills and qualifications needed to thrive as an assistant underwriter, and why are they important?

To thrive as an Assistant Underwriter, you need strong analytical skills, attention to detail, and a foundational understanding of insurance principles, often supported by a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and sometimes certifications such as the Chartered Property Casualty Underwriter (CPCU) designation are valuable. Excellent organizational skills, communication abilities, and teamwork make candidates stand out in supporting underwriters and interacting with clients. These competencies are crucial for accurately assessing risk, ensuring compliance, and contributing to efficient underwriting processes.

What is the difference between Assistant Underwriter vs Underwriter?

AspectAssistant UnderwriterUnderwriter
CredentialsTypically requires a bachelor's degree, sometimes an insurance certificationSame as Assistant Underwriter, often with additional experience or certifications
Work EnvironmentSupports senior underwriters, reviews applications, gathers dataEvaluates risks, makes final approval decisions
Industry UsageCommon entry-level or support role in insurance companiesMid-level or senior role responsible for risk assessment

The main difference between an Assistant Underwriter and an Underwriter lies in responsibility and decision-making authority. Assistant Underwriters support underwriters by preparing and reviewing applications, while underwriters make the final risk assessments and approval decisions. Both roles require similar credentials and work within the same industry environment, but the underwriter holds greater responsibility and experience.

Can I become an assistant underwriter with no experience?

Assistant underwriters often start with little or no experience, as employers may provide on-the-job training and look for candidates with strong attention to detail, basic math skills, and good communication. Relevant education such as a high school diploma or a related certification can be helpful, but many roles prioritize willingness to learn and foundational skills over prior experience.

How much do assistant underwriters earn?

Assistant underwriters typically earn between $45,000 and $65,000 annually, depending on experience, location, and the employer. Entry-level positions may start lower, while experienced assistants or those with specialized skills can earn higher salaries. The role often requires knowledge of underwriting processes and relevant certifications.

Is an assistant underwriter a good job?

An assistant underwriter is an entry-level role in the insurance industry that involves supporting underwriters with data analysis, risk assessment, and documentation. It can be a good starting point for a career in underwriting or insurance, offering opportunities for skill development and advancement with experience and relevant certifications. The job typically requires attention to detail, analytical skills, and familiarity with underwriting software.

What are the most commonly searched types of Underwriter jobs in Oak Ridge, TN?

The most popular types of Underwriter jobs in Oak Ridge, TN are:

What are popular job titles related to Assistant Underwriter jobs in Oak Ridge, TN?

For Assistant Underwriter jobs in Oak Ridge, TN, the most frequently searched job titles are:

What cities near Oak Ridge, TN are hiring for Assistant Underwriter jobs?

Cities near Oak Ridge, TN with the most Assistant Underwriter job openings:

$60 - $80/hr

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Posted 6 days ago


Guild Mortgage rating

8.5

Company rating: 8.5 out of 10

Based on 20 frontline employees who took The Breakroom Quiz


Job description

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm we are dedicated to serving the home owner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.

Position Summary

The Underwriter III plays an important role in the organization by performing a number of activities related to the company’s retail operations functions. The role is primarily responsible, under intermittent to infrequent supervision, for underwriting conventional, FHA, VA, USDA, new construction, and condominium project loans according to company, secondary market investor, and government agency standards. This includes ensuring all tax, title, insurance, and closing documentation associated with the loan applications are accurate and complete, and approving or denying loan applications based on compliance with underwriting standards and risk management factors. The Underwriter III is considered the "go to" subject matter expert when the Lead/Supervisor/Manager is not available.

Essential Functions
  • Review and evaluate loan documents to ensure accuracy, completeness, and compliance with company standards, federal and agency standards and guidelines, as well as any applicable state-specific and or local regulations, ordinances, etc.
  • Analyze customer’s loan-to-value ratio, debt-to-income ratio, credit report, application, income and assets, source(s) of down payment funds, and supporting documentation to identify potential fraud or misrepresentation.
  • Review appraisals to ensure that loans meet secondary market, investor, and company standards.
  • Work with Loan Processors and Loan Officers on collecting information and documentation necessary to finalize incomplete loan packages.
  • Determine if additional documentation or information would aid loan decision; request additional documentation or information accordingly.
  • Provide options and recommendations to borrowers regarding suitable loan programs.
  • Stay abreast of current regulations and industry trends that
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