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Architect Card Payment Solution Jobs (NOW HIRING)

OKX

Senior Mobile Engineer (Card & Payment)

San Jose, CA · On-site

$156K - $195K/yr

Learn the card issuing and payment domains deeply, and translate business, user, payment, and regulatory requirements into sound architecture, clear trade-offs, and executable delivery plans. * Own ...

OKX

Senior Mobile Engineer (Card & Payment)

San Jose, CA · On-site

$156K - $195K/yr

Learn the card issuing and payment domains deeply, and translate business, user, payment, and regulatory requirements into sound architecture, clear trade-offs, and executable delivery plans. * Own ...

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Architect Card Payment Solution information

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How much do architect card payment solution jobs pay per hour?

As of Sep 10, 2026, the average hourly pay for architect card payment solution in the United States is $70.17, according to ZipRecruiter salary data. Most workers in this role earn between $60.58 and $79.81 per hour, depending on experience, location, and employer.

What does an Architect Card Payment Solution do?

An Architect Card Payment Solution is responsible for designing and overseeing the implementation of secure and efficient card payment systems for financial institutions or businesses. They ensure that payment platforms comply with industry standards like PCI DSS and integrate with various payment processors, banks, and third-party services. Their role involves collaborating with stakeholders to identify requirements, creating scalable system architectures, addressing security concerns, and keeping up-to-date with emerging payment technologies. Ultimately, they help organizations deliver reliable, seamless, and secure card payment experiences to customers.

How does an Architect Card Payment Solution typically collaborate with cross-functional teams during a project?

As an Architect of Card Payment Solutions, you’ll frequently work alongside software engineers, business analysts, compliance experts, and product managers to deliver secure and scalable payment systems. You’ll be responsible for translating business requirements into technical solutions, ensuring alignment with regulatory standards, and guiding development teams on best practices. Effective communication and documentation skills are essential, as you’ll need to articulate complex payment flows and system integrations to both technical and non-technical stakeholders. Collaboration often involves regular design reviews, sprint planning, and troubleshooting sessions to maintain project momentum and quality.

What are the key skills and qualifications needed to thrive as an Architect Card Payment Solution, and why are they important?

To thrive as an Architect Card Payment Solution, you need deep expertise in payment processing, secure transaction design, and knowledge of card network protocols, usually backed by a degree in computer science or a related field. Familiarity with industry standards like PCI DSS, EMV, and experience with payment gateways, APIs, and security certifications are essential. Strong problem-solving, communication, and stakeholder management skills distinguish top performers in this role. These capabilities ensure the design of secure, scalable, and compliant payment solutions that meet business and regulatory requirements.

What is the difference between Architect Card Payment Solution vs Card Payment Specialist?

AspectArchitect Card Payment SolutionCard Payment Specialist
CredentialsRelevant certifications in payment systems, architecture, and securityCertifications in payment processing, customer service, and technical support
Work EnvironmentDesigning and developing payment solutions, collaborating with IT and development teamsSupporting payment transactions, troubleshooting, and client communication
Industry UsageUsed by financial institutions, fintech companies, and payment solution providersEmployed by merchants, banks, and payment service providers

The Architect Card Payment Solution focuses on designing and implementing payment systems, requiring technical expertise and system architecture skills. In contrast, the Card Payment Specialist handles transaction support and customer service. Both roles are essential in the payment industry but serve different functions based on technical design versus operational support.

What are popular job titles related to Architect Card Payment Solution jobs?

For Architect Card Payment Solution jobs, the most frequently searched job titles are:

Infographic showing various Architect Card Payment Solution job openings in the United States as of September 2026, with employment types broken down into 1% As Needed, 82% Full Time, 15% Part Time, and 2% Contract. Highlights an 97% Physical, 1% Hybrid, and 2% Remote job distribution, with an average salary of $145,963 per year, or $70.2 per hour.

Senior Lead Architect - Card Present

Plano, TX • On-site

JPMorgan Chase & Co.
Finance and Insurance • 10K+ employees
Learn more about JPMorgan Chase & Co.external

Other

Re-posted 4 days ago

Key responsibilities

  • Develop high-quality architecture solutions for various software applications and platform products within the product family.

  • Provide technical guidance and support to the business, technical teams, contractors, and vendors, and influence architecture governance practices.

  • Evaluate current and emerging technologies, including AI capabilities, to inform architecture decisions and drive product design and technical operations.

JPMorgan Chase & Co. rating

7.9

Company rating: 7.9 out of 10

Based on 500 frontline employees who took The Breakroom Quiz

Job description

Join our team to shape the future of payments architecture, driving innovation and delivering high-impact solutions at enterprise scale.

Job Description

If you are excited about shaping the future of technology and driving significant business impact in financial services, we are looking for people just like you. Join our team and help us develop game-changing, high-quality solutions.

As a Senior Lead Architect at JPMorganChase within the Commercial & Investment Bank(Payments Technology), you are an integral part of a team that works to develop high-quality architecture solutions for various software applications and platform products. You drive significant business impact and help shape the target state architecture through your capabilities in multiple architecture domains.

Job Responsibilities

  • Represent a product family in technical governance bodies and propose improvements to architecture governance practices
  • Regularly provide technical guidance and direction to support the business and its technical teams, contractors, and vendors
  • Leverage enterprise-authorized AI capabilities within the work environment to accelerate architecture analysis and decisioning across the product family, with human-in-the-loop validation and appropriate handling of sensitive data
  • Guide evaluation of current and new technologies using existing standards and frameworks, influencing peers and decision-makers to adopt leading-edge solutions where appropriate
  • Drive decisions that influence product design, application functionality, and technical operations and processes
  • Develop secure and high-quality production code, and review and debug code written by others
  • Serve as a function-wide subject matter expert and contribute to the engineering community as an advocate of firmwide software development lifecycle frameworks and practices
  • Establish reuse-first AI-enabled engineering patterns and governance across software development lifecycle and toolchain practices, ensuring traceability, auditability, resiliency, and security controls

Required qualifications, capabilities, and skills

  • Formal training or certification on architecture concepts and 5+ years applied experience
  • Hands-on practical experience delivering system design, application development, testing, and operational stability
  • Advanced in one or more programming languages and deep expertise in software architecture, applications, and technical processes within one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile)
  • Demonstrated experience applying enterprise-authorized AI capabilities within the work environment in architecture and engineering workflows with strong validation habits and awareness of data sensitivity
  • Ability to evaluate and integrate AI-enabled capabilities into enterprise-grade architectures while meeting resiliency, security, and auditability requirements
  • Ability to tackle design and functionality problems independently with little to no oversight
  • Ability to evaluate current and emerging technologies to select or recommend the best solutions for the future state architecture
  • Strong judgment and communication skills to influence technical direction across teams

Preferred qualifications, capabilities, and skills

  • Experience in point-of-sale systems and card-present processing
  • Experience in device and estate management
  • Strategic mindset in acquiring payments business, including value-added services for optimizing payments, risk, vault, tokenization, and other payment protection solutions such as encryption and 3D Secure
  • Experience with in-store or eCommerce merchant payments
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