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Aprp Jobs in California (NOW HIRING)

Aprp information

What is an APRP?

APRPs, or Accredited ACH Professionals, are individuals who have demonstrated expertise in the rules and operations of the Automated Clearing House (ACH) network, which is used for electronic payments and money transfers in the United States. Earning the APRP designation involves passing a comprehensive exam administered by Nacha, the organization that governs the ACH network. APRPs are recognized for their deep knowledge of payment systems, risk management, and compliance requirements. This credential is valuable for professionals working in banking, payments, and financial services who want to advance their careers and help their organizations manage ACH payments effectively.

What are the key skills and qualifications needed to thrive as an APRP?

To thrive as an Accredited Payables and Receivables Professional (APRP), you need a strong understanding of payment systems, risk management, and regulatory compliance, typically supported by the APRP certification. Familiarity with ACH, wire transfers, and related payment technologies, as well as proficiency in financial software, are essential. Analytical thinking, attention to detail, and effective communication are standout soft skills in this role. These skills ensure accurate payment processing, regulatory adherence, and help mitigate financial risks in an organization.

What are some common challenges faced by an APRP in managing payment system risks?

As an APRP, one of the main challenges is staying ahead of constantly evolving fraud schemes and regulatory changes in the payments industry. Professionals in this role must ensure that risk management policies are up-to-date and effectively communicated across the organization. Additionally, APRPs often collaborate with IT, compliance, and operations teams to implement security measures and educate staff. Balancing the need for robust risk controls with maintaining efficient payment processing can also be a frequent challenge.

What is the difference between Aprp vs Appraiser?

AspectAprpAppraiser
CredentialsRequires Aprp certification, real estate licenseRequires appraiser certification, real estate license
Work EnvironmentReal estate firms, appraisal companiesReal estate agencies, banks, government agencies
Industry UsageUsed in real estate valuation, mortgage lendingUsed in property valuation, insurance, legal cases
Common Search IntentAprp vs AppraiserAprp vs Appraiser

Both Aprp and Appraiser roles involve property valuation and require similar certifications. Aprp professionals often work within real estate firms or appraisal companies, focusing on property assessments for various financial and legal purposes. Appraisers are employed across banks, government agencies, and private firms, performing similar valuation tasks. While their certifications and work environments overlap, Aprp professionals may have additional real estate licensing requirements. Understanding these differences helps in choosing the right career path or service provider.

Manager, Back Office & Payment Operations

San Francisco, CA • Hybrid

Full-time

Posted 18 days ago


Job description

Banking Operations at Brex
Operations is the backbone of Brex's mission to power businesses through our Intelligent Finance Platform. We own credit, fraud, money movement, and payments, protecting our customers and our company. From product operations that ensure flawless launches to scalable systems that drive innovation and precision, we operate at the intersection of product, design, engineering, and customer success. If you want to work at the heart of the business, Operations is where you belong.

What you'll do

As a Manager, Banking Operations at Brex, you'll lead a team at the center of how money moves through the platform. You'll coach analysts, strengthen judgment and documentation standards, and build the operating rhythms that keep a high-stakes monitoring function accurate, resilient, and ready to scale. Operations sits at the heart of Brex, owning money movement and partnering across product, engineering, compliance, and customer-facing teams to deliver with speed and precision.

In this role, you'll oversee payment monitoring across Fedwire, SWIFT, ACH, checks, and stablecoins, guiding your team through exceptions, escalations, and complex decisions in real time. You'll shape people, process, and technology: developing talent, improving onboarding, strengthening controls, and turning frontline insight into better workflows. If you're excited by leading great people, solving hard operational problems, and building systems that help Brex move faster without compromising quality or compliance, this is a high-impact role with real room to shape how Banking Operations scales.
Where you'll work

This role will be based in our San Francisco office. We are a hybrid environment that combines the energy and connections of being in the office with the benefits and flexibility of working from home. We currently require a minimum of three coordinated days in the office per week, Monday, Wednesday and Thursday. As a perk, we also have up to four weeks per year of fully remote work!

Responsibilities

  • Lead a team of Banking Operations analysts by setting priorities, coaching performance, and building a high-accountability culture grounded in sound judgment, accuracy, and strong documentation standards.
  • Oversee payment monitoring across Fedwire, SWIFT, ACH, checks, and stablecoins, ensuring alerts, exceptions, and escalations are reviewed on time and resolved with clear, risk-based decisions.
  • Build scalable operating frameworks for onboarding, quality assurance, escalation management, and coverage planning that improve consistency as the team and business grow.
  • Advance Brex's AI-native goals by identifying high-impact use cases, driving thoughtful AI adoption across the team, and partnering on tools and workflows that improve speed, quality, and control.
  • Partner closely with Compliance, Legal, Product, Engineering, and external banking partners to strengthen controls, resolve issues quickly, and support operational readiness for new workflows and product changes.
  • Drive continuous improvement by identifying root causes, refining procedures, and advancing automation that increases throughput without compromising control quality.
  • Translate frontline insights into clear reporting and actionable recommendations for leadership, surfacing trends, risks, and process gaps that matter to the broader Banking Operations strategy.

Requirements

  • 5+ years of experience in banking operations, payments operations, compliance operations, or a related function within a bank, fintech, or other regulated financial services environment with hands-on experience in high-risk money movement (wires, ACH, SWIFT, checks) and audit ready risk management
  • 2+ years of direct people management experience with a track record of coaching employees, raising performance, and building strong, accountable teams.
  • Practical fluency with AI tools such as Claude, Hex, Granola, and Glean, with a strong point of view on where AI can improve team effectiveness, decision quality, and operational scale in a control-heavy environment.

Bonus points

These are a plus, not a requirement. If you meet most of the qualifications above, we'd still encourage you to apply.

  • Strong judgment, including the ability to assess risk, make sound escalation decisions, and maintain clear, audit-ready documentation.
  • Strong written and verbal communication skills, with the ability to turn operational complexity into concise guidance, actionable feedback, and leadership-ready updates.
  • A builder mindset with strong operational discipline and the ability to improve workflows, strengthen procedures, and use data or automation to scale quality and efficiency
  • Licensing & Credentials: FINRA Series 7, 63, and 24 or Accredited ACH Professional (AAP) and Accredited Payments Professional (APRP)
  • Comfort using data, dashboards, SQL, Excel, or AI tools to identify trends, improve decision-making, or automate manual work.
  • Experience using AI copilots or LLM-based tools to streamline operational workflows such as SOP drafting, exception analysis, QA reviews, reporting, or incident response.
  • Experience leading through audits, incidents, regulatory exams, or high-severity operational escalations.
  • Exposure to working with external banking partners, vendors, or fintech infrastructure providers to improve operational workflows and controls

Compensation

The expected salary range for this role is USD $119,328 - $149,160.  However, the starting base pay will depend on a number of factors including the candidate's location, skills, experience, market demands, and internal pay parity. Depending on the position offered, equity and other forms of compensation may be provided as part of a total compensation package.

Brex LLC is a wholly owned subsidiary of Capital One, N.A.