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Annuity Broker Jobs (NOW HIRING)

The Annuity Account Manager will serve as a primary relationship manager for Guardian Annuities ... Experience working with broker-dealers, banks, RIAs, or other third-party financial institutions.

... annuity options at competitive rates tailored to meet each family's unique needs. Our licensed ... Through our brokerage, TA manages all contracting with top-rated national carriers, many of which ...

... annuity options at competitive rates tailored to meet each family's unique needs. Our licensed ... Through our brokerage, TA manages all contracting with top-rated national carriers, many of which ...

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Annuity Broker information

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$11K

$82.4K

$182.5K

How much do annuity broker jobs pay per year?

As of Aug 21, 2026, the average yearly pay for annuity broker in the United States is $82,428.00, according to ZipRecruiter salary data. Most workers in this role earn between $45,000.00 and $131,500.00 per year, depending on experience, location, and employer.

What is an annuity broker?

Annuity brokers are financial professionals who help clients purchase annuity products from insurance companies. They assess a client’s financial needs and retirement goals, then recommend suitable annuity options, such as fixed, variable, or indexed annuities. Brokers act as intermediaries, facilitating the application process and ensuring clients understand the terms, benefits, and potential risks of each product. They may also provide ongoing support and advice as clients’ financial situations evolve.

What are the key skills and qualifications needed to thrive as an annuity broker, and why are they important?

To thrive as an Annuity Broker, you need a strong understanding of financial products, insurance regulations, and sales techniques, typically supported by relevant licenses such as a state insurance license and, in some cases, FINRA securities licenses. Familiarity with CRM software, financial planning tools, and quoting platforms is commonly required. Exceptional interpersonal skills, active listening, and the ability to build client trust set top performers apart in this role. These skills ensure you can effectively match clients with suitable annuity products while maintaining compliance and fostering long-term client relationships.

What are some typical challenges an annuity broker might face when assisting clients with selecting the right annuity products?

Annuity Brokers often encounter the challenge of navigating a wide array of complex annuity products, each with different features, fees, and benefits. Clients may have varying levels of financial literacy, making it essential for brokers to clearly explain options and tailor recommendations to individual needs and long-term goals. Additionally, staying up-to-date with changing regulations and market conditions is crucial to ensure clients receive accurate, compliant advice. Building trust and managing client expectations throughout the decision-making process are also key aspects of the role.

What is the difference between Annuity Broker vs Insurance Agent?

AspectAnnuity BrokerInsurance Agent
CredentialsLicenses for securities and annuitiesInsurance license for various policies
Work EnvironmentFinancial advisory firms, brokerage firmsInsurance companies, independent agencies
Industry UsageFinancial planning, retirement productsLife, health, property insurance
Search & ComparisonOften compared for retirement planningCompared for general insurance needs

While both Annuity Brokers and Insurance Agents work within the financial and insurance sectors, Annuity Brokers specialize in retirement income products and securities licenses, focusing on advising clients on annuities. Insurance Agents typically sell a broader range of insurance policies. The key difference lies in their licensing, product focus, and industry roles, making Annuity Brokers more aligned with financial planning for retirement.

How much do annuity brokers make?

Annuity brokers typically earn a combination of commissions and fees, with average annual incomes ranging from $50,000 to $150,000 or more depending on experience, sales volume, and client base. Successful brokers with strong sales skills and industry certifications can earn higher commissions and bonuses.

Is selling an annuity broker a good job?

An annuity broker is a financial professional who sells annuities and other investment products, often earning commissions and fees. The job requires strong sales skills, knowledge of financial products, and licensing or certifications such as the Series 7 or Series 63. It can offer high earning potential but also involves regulatory compliance and a competitive sales environment.

What does an annuity broker do?

An annuity broker helps clients select and purchase annuity products that provide income during retirement. They assess clients' financial goals, explain different annuity options, and facilitate the application process, often requiring licensing and knowledge of insurance and investment principles.
More about Annuity Broker jobs

What are the most commonly searched types of Annuity Broker jobs?

The most popular types of Annuity Broker jobs are:

Infographic showing various Annuity Broker job openings in the United States as of August 2026, with employment types broken down into 3% As Needed, 88% Full Time, 5% Part Time, and 4% Contract. Highlights an 74% Physical, 8% Hybrid, and 18% Remote job distribution, with an average salary of $82,428 per year, or $39.6 per hour.

Full-time

Re-posted 19 hours ago


Job description

The Annuity Account Manager will serve as a primary relationship manager for Guardian Annuities' third-party distribution partners, including broker-dealers, banks, and registered investment advisors. This role is responsible for driving annuity sales growth, strengthening partner relationships, and ensuring a seamless experience across onboarding, product support, and ongoing account management.

You are

  • Excellent with relationship management, communication, and presentation skills.

  • Able to manage multiple accounts and priorities in a fast-paced environment.

  • Proficient with CRM tools, sales reporting, and Microsoft Office.

  • Willig to obtain a FINRA licenses (Series 6/7, 63/66) if you dont already have licensure.

You will
  • Manage and grow relationships with assigned third-party distribution partners to drive annuity sales and asset growth.

  • Act as the primary point of contact for product, operational, and relationship needs across partner firms.

  • Collaborate with internal sales, operations, compliance, and product teams to support partner onboarding, launches, and ongoing servicing.

  • Educate partners and their advisors on Guardian annuity products, positioning, and value propositions through training sessions, calls, and presentations.

  • Monitor sales activity, pipeline, and performance metrics, providing insights and recommendations to leadership.

  • Support rollout of new products, pricing updates, and strategic initiatives with third-party partners.

  • Identify opportunities to expand distribution, increase wallet share, and improve partner engagement.

  • Resolve escalated issues efficiently while maintaining strong partner satisfaction and trust.

You have

  • Bachelor's degree in Business, Finance, or a related field (or equivalent experience).

  • 5+ years of experience in annuities, insurance, wealth management, or third-party distribution.

  • Strong understanding of fixed, indexed, and/or variable annuity products.

  • Experience working with broker-dealers, banks, RIAs, or other third-party financial institutions.

Location

This is a remote role with 30-50% national travel, heavy NE territory- Travel to/from regional offices as needed for project work/team meeting.

Salary Range:

$0.00 - $0.00

The salary range reflected above is a good faith estimate of base pay for the primary location of the position. The salary for this position ultimately will be determined based on the education, experience, knowledge, and abilities of the successful candidate. In addition to salary, this role may also be eligible for annual, sales, or other incentive compensation.


Our Promise


At Guardian, you'll have the support and flexibility to achieve your professional and personal goals. Through skill-building, leadership development and philanthropic opportunities, we provide opportunities to build communities and grow your career, surrounded by diverse colleagues with high ethical standards.


Inspire Well-Being


As part of Guardian's Purpose - to inspire well-being - we are committed to offering contemporary, supportive, flexible, and inclusive benefits and resources to our colleagues. Explore our company benefits at www.guardianlife.com/careers/corporate/benefits.Benefits apply to full-time eligible employees. Interns are not eligible for most Company benefits.


Equal Employment Opportunity


Guardian is an equal opportunity employer. All qualified applicants will be considered for employment without regard to age, race, color, creed, religion, sex, affectional or sexual orientation, national origin, ancestry, marital status, disability, military or veteran status, or any other classification protected by applicable law.


Accommodations


Guardian is committed to providing access, equal opportunity and reasonable accommodation for individuals with disabilities in employment, its services, programs, and activities.Guardian also provides reasonable accommodations to qualified job applicants (and employees) to accommodate the individual's known limitations related to pregnancy, childbirth, or related medical conditions, unless doing so would create an undue hardship. If reasonable accommodation is needed to participate in the job application or interview process, to perform essential job functions, and/or to receive other benefits and privileges of employment, please contact MyHR@glic.com. Please note: this resource is for accommodation requests only. For all other inquires related to your application and careers at Guardian, refer to the Guardian Careers site.


Visa Sponsorship


Guardian Life is not currently or in the foreseeable future sponsoring employment-based visas (e.g., such as an H-1B). In order to be a successful applicant, you must be legally authorized to work in the United States, without the need for employer sponsorship/support now or at any time in the future.


Notice Regarding Guardian's Use of Artificial Intelligence in Recruitment

As part of Guardian's job application process, Guardian may use artificial intelligence tools ("AI Tools") to automate the sorting and filtering of information provided by applicants as part of its preliminary screening. This preliminary screening may be used to help identify applicant materials and resumes relative to their indication that the applicant meets the requirements for the specific job for which they are applying, as specified in the listing posted on Guardian's jobs website (Careers at Guardian at https://www.guardianlife.com/careers). At Guardian, we do not use AI Tools to substantially assist or replace human judgment or discretionary decision making in our hiring process. All hiring decisions will be made by Guardian colleagues.

Please be aware that if you apply for a specific position with Guardian, you will have the choice of opting out of Guardian's use of AI Tools during the job application process. If you would like to request an alternative process that does not utilize AI Tools or would like to request a reasonable accommodation, within ten business days of your position application, you must email your request to MyHR@glic.com, making sure to provide your name and job requisition identification number. Guardian will retain your applicant materials and resume and all information therefrom in accordance with Guardian's document retention policy, a copy of which you may request via MyHR@glic.com.

Additionally, at applicable times, Guardian will make public the most recent bias audit results for such AI tools, which may be found here.


Current Guardian Colleagues: Please apply through the internal Jobs Hub in Workday.