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Annuity Analyst Jobs (NOW HIRING)

Internal Annuity Wholesaler

Saint Paul, MN ยท On-site +1

$85K - $125K/yr

*At Securian Financial the internal title for this position is Internal Sales Sr Analyst - Annuities. Overview: Securian Financial is currently hiring an Internal Annuity Wholesaler to join our fast ...

... risk analysis and monitoring, experience studies, and client relationship management; all with ... The expectation of the EVP, Head of Annuity Solutions role is that they will lead by example and ...

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Annuity Analyst information

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$29.5K

$71.5K

$123K

How much do annuity analyst jobs pay per year?

As of Jun 9, 2026, the average yearly pay for annuity analyst in the United States is $71,511.00, according to ZipRecruiter salary data. Most workers in this role earn between $54,500.00 and $79,000.00 per year, depending on experience, location, and employer.

What are some common challenges Annuity Analysts face when working with complex client portfolios?

Annuity Analysts often encounter challenges when managing complex client portfolios, such as interpreting intricate contract terms, keeping up with changing regulatory requirements, and ensuring accuracy in benefit calculations. They must pay close attention to detail to identify discrepancies and prevent costly errors. Collaboration with actuaries, underwriters, and client service teams is essential to resolve issues efficiently. Staying organized and continuously updating their knowledge of annuity products helps Annuity Analysts navigate these challenges successfully.

What does an Annuity Analyst do?

An Annuity Analyst is responsible for analyzing and managing annuity products, which are financial contracts that provide regular payments to individuals, typically after retirement. Their duties include evaluating annuity applications, ensuring compliance with regulations, assessing risk, and preparing reports for management. They also help design and price annuity products, working closely with actuaries and other financial professionals. Annuity Analysts play a key role in helping insurance companies and financial institutions manage their annuity portfolios effectively.

What are the key skills and qualifications needed to thrive as an Annuity Analyst, and why are they important?

To thrive as an Annuity Analyst, you need strong analytical skills, a solid understanding of financial products, and typically a bachelor's degree in finance, mathematics, or a related field. Proficiency with financial modeling tools, Microsoft Excel, and familiarity with actuarial or accounting software is often required. Attention to detail, problem-solving abilities, and effective communication are valuable soft skills that distinguish top performers in this role. These skills ensure accurate analysis, compliance with regulations, and clear reporting to stakeholders, which are critical for supporting sound financial decisions in the annuity sector.

What is the difference between Annuity Analyst vs Actuary?

AspectAnnuity AnalystActuary
Required CredentialsBachelor's degree, possibly some actuarial examsBachelor's degree, multiple actuarial exams, professional certification (e.g., ASA, FSA)
Work EnvironmentFinancial institutions, insurance companies, investment firmsInsurance companies, consulting firms, government agencies
Industry UsageFocuses on annuity products, risk analysis, and pricingBroader risk assessment, pricing, and financial modeling across insurance and pensions

While both roles involve financial analysis and risk assessment, an Annuity Analyst specializes in annuity products and related pricing, whereas an Actuary has a broader scope, including various insurance and pension risks, often requiring advanced certifications.

More about Annuity Analyst jobs
What cities are hiring for Annuity Analyst jobs? Cities with the most Annuity Analyst job openings:
Infographic showing various Annuity Analyst job openings in the United States as of May 2026, with employment types broken down into 2% As Needed, 59% Full Time, 3% Part Time, 3% Temporary, and 33% Contract. Highlights an 91% Physical, 3% Hybrid, and 6% Remote job distribution, with an average salary of $71,511 per year, or $34.4 per hour.
AVP, Annuity Risk Management and Pricing

AVP, Annuity Risk Management and Pricing

Ohio National Financial Services

Cincinnati, OH โ€ข On-site

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 13 days ago


Job description

The AVP, Annuity Risk Management & Pricing plays a key leadership role in overseeing the risk and pricing strategy for the company's annuity product portfolio, with a focus on Variable Annuities (VA) and Registered Index-Linked Annuities (RILA).
Your role and impact
Here's a glimpse of your responsibilities and the meaningful impact you'll create as the AVP, Annuity Risk Management & Pricing:
  • Playing a key role in pricing and risk oversight for VA and RILA products, including model development, assumption setting, and profitability analysis
  • Providing leadership in the design, development, and governance of actuarial and financial models used in pricing and risk management
  • Performing stress testing, scenario analysis, and sensitivity testing to assess market and policyholder risks
  • Partnering with investments and hedging teams to support risk mitigation and asset-liability management (ALM) strategies
  • Providing input and recommendations throughout the product development and approval lifecycle
  • Developing tools, analytics, and processes to improve modeling efficiency and decision-making
  • Communicating complex actuarial and financial insights to senior leadership and non-technical stakeholders
  • Leading and mentoring actuarial and quantitative team members, fostering technical development and strong collaboration

What's in it for you
  • Competitive pay: Fair compensation for your hard work.
  • Healthcare coverage: Comprehensive medical, dental, and vision from day one.
  • Life insurance: Company-paid coverage for you and your loved ones.
  • 401(k) plan: Matching contributions to help secure your financial future.
  • Family support: Paid parental leave and reimbursement for adoption and surrogacy expenses.
  • Work-life balance: Flexible time-off policy to recharge and pursue passions.
  • Dress for your day: Express your style comfortably at work.
  • Inclusion and Culture: A respectful environment that values unique contributions.
  • Flexible work options: Remote, hybrid, and onsite opportunities at various locations across the U.S. for better work-life integration.
  • Well-being focus: Programs to support a healthy balance between work and home life.
  • Community connections: Build strong relationships through virtual and in-person interactions, with resources for your growth.

What sets you up for success
  • Bachelor's degree in actuarial science, mathematics, statistics, financial engineering, or a related field
  • ASA required; FSA strongly preferred
  • 8+ years of experience in actuarial, risk management, or annuity-related roles
  • Strong expertise in annuity products, particularly VA, RILA, and/or FIA
  • Experience with actuarial modeling platforms (e.g., AXIS preferred or similar tools)
  • Proficiency in programming and data analysis (e.g., Python, C++, MATLAB, or similar)
  • Strong understanding of financial markets and their impact on annuity products
  • Proven ability to manage multiple priorities in a fast-paced environment
  • Excellent communication skills with the ability to convey complex concepts clearly

Preferred
  • Experience with hedging strategies, derivatives, and capital markets as applied to annuity guarantees
  • Knowledge of regulatory and capital frameworks (e.g., statutory valuation, VM-21, CTE metrics)
  • Experience working with large datasets and databases (e.g., SQL)
  • Prior experience leading or managing teams