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Aca Insurance Agent Jobs in Arizona (NOW HIRING)

Aca Insurance Agent information

What is an ACA insurance agent?

ACA insurance agents are licensed professionals who help individuals and families find, compare, and enroll in health insurance plans under the Affordable Care Act (ACA), also known as Obamacare. They are knowledgeable about the different health plan options available through the Health Insurance Marketplace and can provide guidance on eligibility, subsidies, and coverage details. ACA insurance agents assist clients in understanding their options and ensuring they choose a plan that meets their healthcare and financial needs. Their services are often free to consumers, as they are compensated by insurance companies.

What are the key skills and qualifications needed to thrive as an ACA insurance agent?

To thrive as an ACA Insurance Agent, you need a thorough understanding of health insurance regulations, the Affordable Care Act, and sales practices, typically backed by state licensure. Familiarity with enrollment platforms, CRM systems, and health insurance marketplaces is essential. Strong interpersonal skills, active listening, and the ability to explain complex information clearly help agents build trust and guide clients effectively. These skills ensure accurate enrollment, regulatory compliance, and high client satisfaction in a competitive insurance market.

What are some common challenges ACA insurance agents face when helping clients choose health plans?

ACA Insurance Agents often encounter challenges such as explaining complex policy details, helping clients understand subsidy eligibility, and navigating frequent updates to healthcare regulations. Agents must stay up-to-date with changing enrollment periods and plan options to provide accurate guidance. Building trust with clients is essential, especially when assisting those new to health insurance or with limited English proficiency. Effective communication and patience are key to ensuring clients make informed decisions that best meet their healthcare needs.

What is the difference between Aca Insurance Agent vs Health Insurance Agent?

AspectAca Insurance AgentHealth Insurance Agent
CertificationsTypically requires health insurance licenses and ACA-specific trainingRequires health insurance licenses, often including ACA training
Work EnvironmentWorks with ACA plans, government regulations, and individual or group health policiesHandles various health insurance products, including private and government plans
Employer & Industry UsagePrimarily in health insurance industry, focusing on ACA complianceIn health insurance sector, covering a broader range of health plans

Both Aca Insurance Agents and Health Insurance Agents require similar licenses and work within the health insurance industry. However, Aca Insurance Agents specialize in plans under the Affordable Care Act, focusing on ACA compliance and government-regulated plans, while Health Insurance Agents may handle a wider variety of health insurance products beyond ACA plans.

What job categories do people searching Aca Insurance Agent jobs in Arizona look for?

The top searched job categories for Aca Insurance Agent jobs in Arizona are:

What cities in Arizona are hiring for Aca Insurance Agent jobs?

Cities in Arizona with the most Aca Insurance Agent job openings:

Infographic showing various Aca Insurance Agent job openings in Arizona as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution.

Licensed Medicare Field Sales Agent

Summit Shores Advisors

Phoenix, AZ • On-site

$60K - $90K/yr

Other

Medical, Dental, Vision, Life

Posted 5 days ago


Job description

Join Summit Shores Advisors in Phoenix, AZ!

We're a fast-growing field agency looking for licensed agents who want to get paid fast, build their own book, and serve the Phoenix senior community. Free leads, up-front pay, and 60+ carriers – including Aetna, Humana, WellCare, SCAN, Devoted Health, UnitedHealthcare and Mutual of Omaha.

With over 50 active adult communities in the Phoenix metro, this is one of the strongest Medicare markets in the country. We're looking for agents ready to take advantage of that opportunity.


Company Description

Summit Shores Advisors is an insurance advisory firm focused on helping individuals navigate Medicare and related healthcare coverage options. We emphasize clear guidance, personalized service, and ethical practices to support customers in making informed decisions about their benefits. Our team members work closely with customers to explain complex insurance information in a straightforward, approachable manner. We value collaboration, professional growth, and a customer-centered approach in everything we do.

Guidance You Can Trust. Protection You Deserve.


Role Description

The Licensed Medicare Field Sales Agent position is a contract role responsible for supporting customers in understanding and selecting appropriate Medicare and ACA plans. This role is based in the United States with a mix of in-person field visits and work-from-home activities. Day-to-day tasks include:

  • Meeting with customers at their homes or community locations

  • Conducting needs assessments to understand customer healthcare requirements

  • Explaining Medicare and ACA plan options in clear, simple terms

  • Assisting customers with enrollment and plan selection

  • Following up with customers to address questions and concerns

  • Maintaining accurate records and documentation

  • Adhering to regulatory and company compliance standards

  • Collaborating with internal teams and participating in training sessions

  • Leveraging new tools to manage appointments and customer communication


A Typical Day Includes:

  • Meeting with 2–3 clients in their homes or local community centers

  • Educating seniors on Medicare, ACA, and supplemental options

  • Building relationships and generating referrals

  • Leveraging free leads and scheduling follow-ups


What We Offer (The Partnership Advantage)


GET PAID FAST – NOT IN 30-60 DAYS

We offer two compensation options so you can choose what works best for you:

Partnership Payout – Up to $250 per enrollment, paid every 2 weeks. No waiting 30-60 days.

New to Medicare – Up to $500 per enrollment for New to Medicare enrollments.

Direct Carrier Payout – Keep higher backend carrier commissions if you prefer. Wait 30-60 days for payout.

Plus, earn additional income through multiple product lines – including:

  • Life Insurance

  • Dental & Vision

  • Supplemental Coverage

  • ACA (Affordable Care Act) policies – with carrier appointments available to give you year-round earning opportunities beyond Medicare AEP

This means you're not limited to one season or one product – you have multiple revenue streams to maximize your income throughout the year.


6 MONTHS OF FREE DATA LEADS

We provide you with 6 months of data leads at no cost to fill your pipeline and get you started immediately.


WHITE-GLOVE TRAINING & SUPPORT

  • Daily open-door training meetings (3x per day)

  • Weekly sales reviews with top leaders

  • Product training and Medicare refreshers

  • Deep dives on Health and Life products

  • Retention strategies and business-building guidance


OWN YOUR BOOK

You build your own community presence, customer base, and territory with our support behind you.


ZERO ADMIN HEADACHES

We handle compliance and backend operations so you can focus on selling.


Qualifications

Required:

  • Active Health Insurance License (resident and/or non-resident)

  • AHIP certification (2026-2027)

  • Errors and Omissions (E&O) insurance ($1 million per claim, $3 million aggregate)

  • High school diploma or equivalent

  • Valid driver's license and reliable transportation for field visits

  • Eligibility to work in the United States

  • Strong communication and interpersonal skills

  • Comfort with in-person customer visits and community outreach

  • Ability to work independently in a hybrid environment

  • Ability to manage schedules and use CRM or digital tools for documentation

Preferred:

  • Previous experience as a Medicare/ACA/P&C Field Agent or Telemarketing Agent

  • Knowledge of Medicare and Health Insurance concepts

  • Sales or consultative experience

  • Training or coaching abilities

Nice-to-Haves:

  • Existing book or customer relationships in the Phoenix area

  • Experience with direct carrier contracting

  • Familiarity with ACA plans


Benefits (Access to):

  • Flexible Schedule – Set your own hours and manage your own calendar

  • Work from Home – Hybrid model with field visits

  • Immediate Cash Flow – Paid every 2 weeks through our partnership program

  • Free Leads – 6 months of data leads at no cost

  • Ongoing Training – Daily support and weekly reviews

  • Career Growth – Build your own book and territory

  • Partnership Options – Two compensation paths to choose from

  • Supportive Team Environment – Join a winning team that values your success from day one


Compensation

Revenue is commission-based and paid per enrollment, every two weeks rather than in 30 to 60 days. Estimated first-year revenue of $70,000 to $120,000 reflects combined commissions across Medicare enrollments, ACA policies, and ancillary product lines (Life, Dental, Vision, and supplemental coverage).

Earnings are uncapped – top performers earn significantly more through:

  • Renewals and residual income (year-over-year)

  • Referrals and community relationships

  • Expanding into multiple product lines

Partnership Program:

  • Standard Enrollment (Existing Medicare Customer) – Up to $250, paid every 2 weeks

  • New to Medicare – Up to $500, paid every 2 weeks

Direct Carrier Option:

  • Keep higher backend carrier commissions

  • Standard payout timing (30-60 days)

Additional Revenue Streams:

Beyond Medicare enrollments, our agents earn additional income through:

  • Life, Dental, Vision, and supplemental coverage

  • ACA (Affordable Care Act) policies – with full carrier appointment support

This creates multiple revenue streams and significantly increases overall earning potential – with opportunities available year-round, not just during AEP.


About You

We are looking for licensed agents who:

  • Hold an active Health Insurance License

  • Want to own their own field territory

  • Are hungry, coachable, and ready to build a long-term career in Medicare

  • Are passionate about helping people navigate their healthcare options

  • Have strong field service and customer-facing skills

  • Are self-motivated and able to work independently


Why Join Summit Shores Advisors?

  • Get paid in 2 weeks, not 2 months

  • Up to $250 per enrollment – all year round

  • Up to $500 per enrollment for New to Medicare

  • 6 months of free data leads

  • Daily training and support

  • Build your own book and own your territory

  • Choose your compensation path – partnership or direct carrier

  • Sell Medicare, ACA, Life, Dental, Vision & more – multiple income streams

  • Join a winning team that values your success


Ready to Apply?

If you're ready to stop waiting for a check and start building your future, we want to hear from you. Apply today to learn how you can start earning up to $250–$500 per enrollment and getting paid in two weeks, not two months.

We are hiring immediately in the Phoenix metro area.

Click Apply to submit your resume – a member of our team will be in touch within 24 hours.