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Abl Underwriter Jobs (NOW HIRING)

Senior Underwriter

Dallas, TX · On-site

$97K - $115K/yr

... ABL, equipment finance, and syndicated/participated facilities). * Perform full financial analysis and global cash flow on borrowers, sponsors, and guarantors (spreading historical and projected ...

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Abl Underwriter information

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$32.5K

$78.9K

$139.5K

How much do abl underwriter jobs pay per year?

As of Aug 17, 2026, the average yearly pay for abl underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is an ABL underwriter?

An ABL (Asset-Based Lending) Underwriter is responsible for evaluating and assessing loan applications that are secured by a company's assets, such as accounts receivable, inventory, and equipment. They analyze financial statements, collateral, and credit risk to determine loan eligibility and structure. Their role includes mitigating risk for the lender while ensuring the borrower can meet repayment obligations. Strong financial analysis and industry knowledge are key to success in this role.

What are some typical challenges faced by an ABL underwriter?

As an ABL Underwriter, you may encounter challenges such as accurately valuing collateral, assessing the financial health of borrowers with fluctuating cash flows, and staying abreast of market or industry shifts that impact asset values. You must often balance thorough due diligence with tight deal timelines, requiring strong organizational and prioritization skills. Collaborating with relationship managers, credit officers, and field examiners is integral to gathering complete information and ensuring your underwriting is both comprehensive and timely. Proactively addressing these challenges helps you mitigate risk and support the bank or lender’s growth objectives.

What are the key skills and qualifications needed to thrive as an ABL underwriter?

To excel as an ABL Underwriter, you need a strong understanding of asset-based lending practices, financial analysis, and risk assessment, usually supported by a degree in finance, accounting, or a related field. Familiarity with loan origination systems, advanced Excel skills, and knowledge of industry regulations or certifications like CFA are often required. Attention to detail, problem-solving skills, and effective communication enhance your ability to evaluate complex portfolios and collaborate with internal and external stakeholders. These combined skills are crucial for making sound credit decisions and maintaining the profitability and integrity of the lending portfolio.

Are Abl underwriters in high demand?

Abl underwriters are in steady demand within the commercial lending and insurance industries, especially as businesses seek specialized risk assessment for asset-based loans. The role often requires strong analytical skills and knowledge of credit analysis, with demand influenced by economic conditions and lending activity. Overall, job opportunities are available for qualified candidates with relevant experience and certifications.

Do I need a degree to be an Abl Underwriter?

Abl Underwriters typically do not require a specific degree, but a background in finance, business, or related fields can be beneficial. Employers often value relevant experience, analytical skills, and knowledge of credit analysis over formal education. Certifications such as the Certified Commercial Underwriter (CCU) can also enhance qualifications.

How hard is it to get an underwriting job?

Getting an underwriting job can be competitive, often requiring relevant education such as a degree in finance, economics, or related fields, along with strong analytical skills. Entry-level positions may be accessible with internships or certifications like the Chartered Property Casualty Underwriter (CPCU), but advancing typically requires experience and industry knowledge.

Is underwriting a good career choice?

Underwriting is a stable career in the insurance and finance industries, involving assessing risk and determining policy terms. It requires analytical skills, attention to detail, and often involves working with specialized software. The profession offers opportunities for advancement and certification, making it a viable long-term career option.
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What cities are hiring for Abl Underwriter jobs?

Cities with the most Abl Underwriter job openings:

What states have the most Abl Underwriter jobs?

States with the most job openings for Abl Underwriter jobs include:

Infographic showing various Abl Underwriter job openings in the United States as of August 2026, with employment types broken down into 96% Full Time, 2% Part Time, and 2% Contract. Highlights an 68% Physical, 12% Hybrid, and 20% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

Senior Underwriter- Factoring/Asset Based Lending

Southstar Capital LLC

Atlanta, GA • On-site

$93K - $110K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 11 days ago


Job description

Senior Underwriter - Factoring/Asset Based Lending

Location: Dallas, Texas or may consider remote | Type: Full-time | Experience Level: Senior

About the Role

We are seeking an experienced Senior Underwriter specializing in Factoring/ABL to join our growing team. This role is critical in evaluating, structuring, and approving credit facilities for small to mid-sized businesses. The ideal candidate will bring deep a knowledge of Factoring with the ability to balance credit risk with business growth objectives.

Key Responsibilities

  • Transaction Underwriting & Credit Analysis
    • Lead the underwriting process for Factoring/ABL credit facilities, from initial assessment through final approval.
    • Conduct in-depth analysis of client and account debtor financials, cash flow trends, debt levels, and liquidity to determine repayment capacity.
    • Evaluate collateral quality, with an emphasis on accounts receivable verification, debtor concentrations, and invoice aging reports.
  • Risk Assessment & Structuring
    • Identify potential risks, including credit, operational, legal, and fraud-related risks, and recommend appropriate mitigants.
    • Structure facilities in alignment with company credit policies, capital requirements, and regulatory guidelines.
    • Recommend advance rates, reserves, and concentration limits based on client profile and collateral quality.
  • Credit Memo Preparation & Presentation
    • Prepare comprehensive credit memoranda that clearly outline client strengths, weaknesses, and risk factors.
    • Present and defend underwriting recommendations to the Credit Committee, senior management, and executive leadership.
  • Cross-Functional Collaboration
    • Partner with the Sales team to structure competitive yet risk-appropriate proposals.
    • Work closely with legal counsel to ensure loan documents, factoring agreements, and collateral filings are accurate and enforceable.
    • Support operations and account management teams during onboarding to ensure smooth client transitions.
  • Portfolio Management & Monitoring
    • Provide ongoing oversight of approved facilities, monitoring client performance against projections and covenants.
    • Analyze trends in client AR quality and debtor payment performance.
    • Recommend facility modifications, risk rating changes or exit strategies as needed.
  • Mentorship & Leadership
    • Provide training, guidance, and coaching to junior underwriters and analysts.
    • Help standardize underwriting best practices, credit risk frameworks, and approval processes.
    • Contribute to continuous improvement initiatives within the Credit & Risk department.
  • Market & Industry Insight
    • Stay informed on economic conditions, industry trends, and competitive practices impacting factoring.
    • Leverage industry knowledge to anticipate risks and identify new underwriting opportunities.

Qualifications

  • Bachelor’s degree in Finance, Accounting, Business, or related field (MBA or CPA preferred).
  • 10+ years of underwriting experience in, factoring, or commercial finance.
  • Strong analytical and financial modeling skills.
  • In-depth knowledge of UCC filings, lien searches, and collateral documentation.
  • Proven ability to assess risk and structure transactions within policy and compliance frameworks.
  • Excellent communication skills, both written and verbal, with the ability to present findings to executives and committees.
  • Detail-oriented, organized, and able to handle multiple transactions simultaneously.

What We Offer

  • Competitive compensation and performance-based incentives
  • Comprehensive benefits package (medical, dental, vision, 401k and matching, life, short-term disability, paid time off)
  • A collaborative and growth-oriented company culture