Sunflower Bank, N.A.

60 Sunflower Bank Senior Credit Analyst Jobs Hiring Near You

Model Risk Analyst

Irvine, CA · On-site

$85K - $95K/yr

At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been ... This role ensures that models--used for credit risk, liquidity risk, market risk, capital planning ...

Model Risk Analyst

Denver, CO · On-site

$85K - $95K/yr

At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been ... This role ensures that models--used for credit risk, liquidity risk, market risk, capital planning ...

At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been ... This role ensures that models--used for credit risk, liquidity risk, market risk, capital planning ...

Private Banker

San Diego, CA · On-site

$132.50K - $205K/yr

At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been ... Follow established lending procedures and perform adequate credit analysis. * Work with team of ...

Private Banker

Irvine, CA · On-site

$132.50K - $205K/yr

At Sunflower Bank, N.A., we're experiencing great growth. Since our founding in 1892, we've been ... Follow established lending procedures and perform adequate credit analysis. * Work with team of ...

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Sunflower Bank, N.A. Jobs Information

What are the key skills and qualifications needed to thrive as a Senior Credit Analyst, and why are they important?

To thrive as a Senior Credit Analyst, you need expertise in financial analysis, risk assessment, and a solid understanding of accounting principles, typically supported by a bachelor’s degree in finance or a related field. Familiarity with financial modeling software, credit risk management systems, and possibly certifications such as CFA or FRM are highly valuable. Strong analytical thinking, attention to detail, and effective communication skills set top performers apart in this role. These competencies are critical to making sound credit decisions, minimizing risk, and supporting the financial health of the organization.

What are some common challenges Senior Credit Analysts face when evaluating complex credit portfolios?

Senior Credit Analysts often encounter challenges such as assessing the creditworthiness of clients with limited financial information, managing large and diverse portfolios, and keeping up with rapidly changing market and regulatory conditions. Additionally, they must balance risk mitigation with supporting business growth, which requires close collaboration with relationship managers, risk officers, and senior management. Staying updated on industry trends and employing advanced analytical techniques are essential to effectively address these complexities.

What are Senior Credit Analysts?

Senior Credit Analysts are finance professionals who assess the creditworthiness of individuals, companies, or securities. They analyze financial statements, market trends, and other data to evaluate the risk of lending money or extending credit. Senior Credit Analysts often work in banks, investment firms, or credit rating agencies and may have supervisory responsibilities, guiding junior analysts and making recommendations on large or complex credit decisions. Their expertise helps organizations make informed lending and investment choices while managing risk.

What is the difference between Senior Credit Analyst vs Credit Analyst?

AspectSenior Credit AnalystCredit Analyst
Required CredentialsBachelor's degree, often CFA or CPA, experience in credit analysisBachelor's degree, relevant certifications optional
Work EnvironmentFinancial institutions, corporate credit departmentsBanks, lending firms, credit agencies
Employer & Industry UsageUsed in banking, investment, and corporate finance sectorsCommon in banking and lending industries
Comparison Search IntentUnderstanding seniority and responsibilitiesEntry to mid-level credit analysis roles

The main difference between a Senior Credit Analyst and a Credit Analyst lies in experience, responsibilities, and qualifications. Senior Credit Analysts typically have more experience, advanced certifications, and handle more complex credit assessments. Credit Analysts are often entry-level or mid-level roles focusing on initial credit evaluations. Both roles are vital in financial institutions, but the senior position involves greater decision-making authority and oversight.

What are the most popular jobs at Sunflower Bank?
What are the most popular categories at Sunflower Bank?
Infographic showing various Senior Credit Analyst job openings at Sunflower Bank in the United States as of May 2026, with employment types broken down into 96% Full Time, and 4% Part Time. Highlights an 99% Physical, and 1% Remote job distribution.

Business Banking Senior Credit Analyst

Sunflower Bank, N.A.

Albuquerque, NM • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 20 days ago


Sunflower Bank rating

7.1

Company rating: 7.1 out of 10

Based on 7 frontline employees who took The Breakroom Quiz

99th of 141 rated banks


Job description

Description:

At Sunflower Bank, N.A., we’re experiencing great growth. Since our founding in 1892, we've been committed to serving our communities and supporting the team members who make it all possible. As a full-service financial institution, we offer a full range of relationship-focused services to meet personal, business, and wealth-management financial objectives. Creating Possibility is not just our mission, it’s what we do every day for clients and associates. Learn more about Sunflower Bank at sunflowerbank.com.


Sunflower Bank, N.A. is looking for an energetic, highly motivated individual to fill the position of a full-time Business Banking Senior Credit Analyst.


Description:


The Senior Credit Analyst position will be in a leading role in supporting the Business Banking team with centralized underwriting needs, assist with line of business portfolio management and other complex credit functions.


Responsibilities:

  • Producing complex credit analysis assignments for the line of business including new extensions of credit, renewals of credit, annual reviews, modifications and other assignments. In addition taking a leading role in the underwriting goals to provide guidance and training to other analysts on the team.
  • Understanding the bank’s metrics and conditions for tracking its client’s operating/financial performance after loan origination including covenant monitoring and borrowing base compliance.
  • Firm understanding of bank’s loan policy/program for extending credit to its clients.
  • Provide front end support of loan request packages to ensure all pertinent financial information is in the credit file.
  • Strong understanding of loan documentation and capable of producing summaries of important loan conditions and collateral structures.
  • Become efficient in the use of all system and procedures used by the business banking in its daily functioning including spreading software, credit approval software and formats for all formal credit recommendations of various types.
  • Responsibilities may require an adjusted work schedule, overtime, and evening/weekend hours in order to meet deadlines.


Education / Experience Preferred:

  • Bachelor’s Degree in Accounting, Finance or other applicable undergraduate or graduate degree, preferred. In lieu of a degree, applicant must have completed a formal credit training program or certification.
  • Minimum of three (3) years in commercial credit analysis function.
  • Analyzing complex credit data and financial statements to determine the degree of risk involved in extending credit
  • Must possess proven ability to think critically and communicate results concisely and clearly, both verbally and in writing.
  • Must possess solid business communication skills including ability to write in a professional business manner utilizing correct grammar and sentence structure.
  • Must possess ability to prioritize and complete tasks or projects on time.
  • Must have the ability to remain educated and informed on industry trends, market conditions and regulatory requirements and actively work to continuously develop professionally.
  • Must possess strong customer service skills.
  • Must possess good organizational skills, a high level of accuracy and strong attention to detail.
  • Ability to handle sensitive information with complete confidentiality and professionalism.
  • Must possess knowledge of, and the ability to use current technology proficiently, including a personal computer, keyboard and mouse, Microsoft Office (Outlook, Word and Excel) and other technology based tools.
  • Must possess aptitude for learning new systems and applications quickly, specifically Salesforce.com and nCino Bank Operating System.
  • Travel may be required, as needed.


Pay is dependent on knowledge, skills, abilities, experience, and location.



Working Conditions


The physical demands of this position require the ability to perform essential job functions with or without reasonable accommodation. Employees may spend extended periods sitting or standing, using hands to operate computers or other equipment, and reaching for work-related tasks. Regular walking may be required, along with occasional bending, stooping, kneeling, or climbing. The role may involve lifting or moving items weighing up to 10 pounds. Vision requirements include close and distance vision, color and peripheral vision, depth perception, and the ability to adjust focus.


Sunflower Bank Benefits


People choose to “bank” with us, but for those we serve, we’re more than a bank. We strive to be the financial backbone of their lives, and we know that starts with our team.



Our supportive culture empowers team members to grow and seize new opportunities. Like our namesake, the sunflower, we are:

  • Rooted in Strength
  • Propelled by Growth
  • Individuals in a Great Whole
  • Creating Possibility
  • Community Focused


Associates enjoy outstanding benefits, including:

  • 401(k) Plan with 6% Match
  • Health/Dental/Vision Insurance
  • Company-paid Life Insurance
  • Tuition Reimbursement
  • Fitness Reimbursement
  • Paid Time Off
  • Volunteer Leave
  • Paid Holidays
  • Plus many more associate perks & incentives!



If you qualify, apply online at www.sunflowerbank.com/careers.



You’ve never worked anyplace like Sunflower Bank!



EOE/AA: Minorities/Females/Disabled/Vets



Sunflower Bank, N.A. is an equal opportunity employer, and all qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, protected veteran status, status as a qualified individual with a disability, sexual orientation, gender identity, or any other characteristic protected by law.



Open until filled; early application encouraged. This vacancy announcement may be used to fill similar positions within 90 days.



If you are a California resident, you may be entitled to certain rights regarding your personal information, which is information that identifies, relates to, or could reasonably be linked with a particular California resident or household. Additional information about our data collection practices and location specific notices is available on our privacy policy.

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