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Work From Home Underwriter Jobs (NOW HIRING)

Occasional travel for work for in-person conferences. If you are not currently licensed but have a ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Cedar Rapids, IA · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Providence, RI · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Richmond, VA · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Box Springs, GA · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Fresno, CA · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Fort Wayne, IN · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Phoenix, AZ · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Bowling Green, KY · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Springfield, MA · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Cincinnati, OH · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Thonotosassa, FL · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Brunswick, GA · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Asheville, NC · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Reno, NV · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Murfreesboro, TN · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Allentown, PA · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Bend, OR · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Anaheim, CA · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

WORK FROM HOME

Norman, OK · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales ... See the application through the underwriting process and get our clients covered. Requirements for ...

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Showing results 1-20

Work From Home Underwriter information

See salary details

$32.5K

$78.9K

$139.5K

How much do work from home underwriter jobs pay per year?

As of Aug 24, 2026, the average yearly pay for work from home underwriter in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What is a work from home underwriter?

Work from home underwriters are professionals who assess and evaluate insurance applications or loan requests remotely, determining the risk level and eligibility of potential clients. They review documentation, analyze financial and personal information, and make decisions about whether to approve or deny applications, all from a home office. These underwriters often use specialized software and maintain communication with clients, agents, or lenders via digital channels. Their work is crucial to ensuring that companies make sound financial decisions while minimizing risk. Remote underwriters must be detail-oriented, organized, and comfortable working independently.

What does a work from home underwriter do?

As an underwriter, you evaluate loans, assessing risks associated with the customer’s credit status and earning capacity. Banks and credit unions often allow underwriters to work from home since you can fulfill the responsibilities of this job using electronic documents submitted to you by the customer or your employer. You weigh various factors, including the customer’s occupation, the stability of their employment, factors impacting their credit score, and other assets they hold. You also verify the accuracy of documents the customer provides and confirm earnings and debts with their employer and creditors. Depending on your findings, you then approve or deny the customer’s application for a mortgage.

What are the key skills and qualifications needed to thrive as a work from home underwriter, and why are they important?

To thrive as a Work From Home Underwriter, you need strong analytical skills, attention to detail, and a background in finance, business, or a related field, often supported by relevant certifications like Chartered Property Casualty Underwriter (CPCU) or Associate in Commercial Underwriting (AU). Proficiency with underwriting software, customer relationship management (CRM) systems, and secure remote communication tools is typically required. Excellent time management, self-motivation, and effective communication are vital soft skills for independent work and collaborating remotely with team members. These competencies ensure accurate risk assessment, regulatory compliance, and efficient processing of applications in a remote setting.

How does working remotely as an underwriter impact collaboration with team members and other departments?

As a remote underwriter, you'll often collaborate with colleagues, loan officers, and risk analysts using digital communication tools such as email, instant messaging, and video conferencing. While you may not have in-person interactions, most companies provide robust virtual platforms to facilitate teamwork, share documents, and discuss complex cases. Regular team meetings and open communication channels help ensure you stay aligned with organizational goals and support the decision-making process. It's important to be proactive in communication and comfortable using technology to maintain strong working relationships.

What is the difference between Work From Home Underwriter vs Work From Home Claims Adjuster?

AspectWork From Home UnderwriterWork From Home Claims Adjuster
Required CredentialsInsurance license, underwriting certificationsClaims adjusting license, insurance knowledge
Work EnvironmentHome office, computer-based tasksHome office, investigation and evaluation tasks
Employer & Industry UsageInsurance companies, underwriting firmsInsurance carriers, claims departments
Common Search & ComparisonYesYes

Work From Home Underwriters and Work From Home Claims Adjusters both operate remotely within the insurance industry, requiring relevant licenses and certifications. Underwriters focus on evaluating risks and approving policies, while Claims Adjusters investigate and settle claims. Both roles involve remote work environments and are commonly compared by job seekers exploring insurance careers from home.

What cities are hiring for Work From Home Underwriter jobs?

Cities with the most Work From Home Underwriter job openings:

What states have the most Work From Home Underwriter jobs?

States with the most job openings for Work From Home Underwriter jobs include:

Infographic showing various Work From Home Underwriter job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, and 3% Contract. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution, with an average salary of $78,878 per year, or $37.9 per hour.

WORK FROM HOME

The Jernigan Agency

Hartford, CT • On-site, Remote

Part-time

Posted 21 days ago


Job description

This Jernigan Agency is looking for individuals interested in working remotely as sales representatives. We are hiring coachable individuals comfortable with a 100% commission based income helping our clients who have asked for our help with life insurance backed products.
As this is a commission based income, there is no cap on your earnings. We use data driven systems and cutting edge lead generation that gets you connected with interested clients quickly.
The candidate we are looking for is disciplined, honest, confident, and passionate about helping people achieve their financial goals. Occasional travel for work for in-person conferences. If you are not currently licensed but have a desire to learn this business, we will help guide you in that process.
Sales Job Description:
  • Call on our lead prospects to set up appointments.
  • Help each client to review their options and apply for that coverage.
  • See the application through the underwriting process and get our clients covered.
Requirements for Sales Position:
  • Must be licensed in life products or willing to get licensed.
  • Must have a computer and phone to service the clients.
  • This is all online so and internet connection is a must.
  • We provide all of the training.
  • We have warm leads available who have contacted us first. No COLD calling.
We provide:
  • Training
  • Mentorship
  • Lead system for getting in front of clients

If you are interested in learning more about working with us, please schedule an interview through jerniganagency.org