As an underwriter, you evaluate loans, assessing risks associated with the customer’s credit status and earning capacity. Banks and credit unions often allow underwriters to work from home since you can fulfill the responsibilities of this job using electronic documents submitted to you by the customer or your employer. You weigh various factors, including the customer’s occupation, the stability of their employment, factors impacting their credit score, and other assets they hold. You also verify the accuracy of documents the customer provides and confirm earnings and debts with their employer and creditors. Depending on your findings, you then approve or deny the customer’s application for a mortgage.