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Work From Home Loan Modification Jobs (NOW HIRING)

Guild

Loan Modification Coordinator

$27.36 - $45.59/hr

Our goal is to provide affordable home financing for our customers, utilizing the best terms ... Manage and oversee the daily execution of the loan modification process from initial review through ...

AO Globe Life

Work From Home

Virginia Beach, VA · On-site +1

Join our fully virtual, work-from-home team where you can earn an exceptional income while still cherishing every precious moment with your loved ones. With the freedom to set your own hours, you can ...

The Jernigan Agency

WORK FROM HOME

Hartford, CT · On-site +1

Occasional travel for work for in-person conferences. If you are not currently licensed but have a desire to learn this business, we will help guide you in that process. Sales * Call on our lead ...

AO Globe Life

Work From Home

Virginia Beach, VA · On-site +1

Join our fully virtual, work-from-home team where you can earn an exceptional income while still cherishing every precious moment with your loved ones. With the freedom to set your own hours, you can ...

AO Globe Life

Work From Home

Virginia Beach, VA · On-site +1

Join our fully virtual, work-from-home team where you can earn an exceptional income while still cherishing every precious moment with your loved ones. With the freedom to set your own hours, you can ...

AO Globe Life

Work From Home

Virginia Beach, VA · On-site +1

Join our fully virtual, work-from-home team where you can earn an exceptional income while still cherishing every precious moment with your loved ones. With the freedom to set your own hours, you can ...

The Jernigan Agency

WORK FROM HOME

Cedar Rapids, IA · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales representatives. We are hiring coachable individuals comfortable with a 100% commission based income ...

The Jernigan Agency

WORK FROM HOME

Providence, RI · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales representatives. We are hiring coachable individuals comfortable with a 100% commission based income ...

The Jernigan Agency

WORK FROM HOME

Richmond, VA · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales representatives. We are hiring coachable individuals comfortable with a 100% commission based income ...

The Jernigan Agency

WORK FROM HOME

Phoenix, AZ · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales representatives. We are hiring coachable individuals comfortable with a 100% commission based income ...

The Jernigan Agency

WORK FROM HOME

Fresno, CA · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales representatives. We are hiring coachable individuals comfortable with a 100% commission based income ...

The Jernigan Agency

WORK FROM HOME

Fort Wayne, IN · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales representatives. We are hiring coachable individuals comfortable with a 100% commission based income ...

The Jernigan Agency

WORK FROM HOME

Box Springs, GA · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales representatives. We are hiring coachable individuals comfortable with a 100% commission based income ...

The Jernigan Agency

WORK FROM HOME

Bowling Green, KY · On-site +1

$300 - $500/wk

We are looking for individuals interested in working from home, remotely, as life insurance sales representatives. We are hiring coachable individuals comfortable with a 100% commission based income ...

IQVIA

Work from Home

Grand Junction, CO · Remote

$18/hr

We are excited to announce that currently we are looking for a 100% remote (work from home-WFH) contract Pharmacy Support Call Center Representative to join our team. In this position, you will ...

IQVIA

Work from Home

Boise, ID · Remote

$18/hr

We are excited to announce that currently we are looking for a 100% remote (work from home-WFH) contract Pharmacy Support Call Center Representative to join our team. In this position, you will ...

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Work From Home Loan Modification information

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How much do work from home loan modification jobs pay per hour?

As of Aug 22, 2026, the average hourly pay for work from home loan modification in the United States is $21.30, according to ZipRecruiter salary data. Most workers in this role earn between $18.03 and $24.04 per hour, depending on experience, location, and employer.

What is a work from home loan modification specialist?

A work from home loan modification specialist is a professional who assists homeowners in renegotiating the terms of their mortgage loans remotely. They communicate with clients and lenders via phone, email, or online platforms to help reduce monthly payments, lower interest rates, or alter repayment schedules to prevent foreclosure. Working from home allows these specialists to handle paperwork, gather necessary documentation, and provide guidance without needing to be in a traditional office setting. Their goal is to help clients achieve more manageable loan terms while ensuring all legal and lender requirements are met.

What are the key skills and qualifications needed to thrive as a work from home loan modification specialist?

To thrive as a Work From Home Loan Modification Specialist, you need a strong understanding of mortgage processes, financial analysis, and relevant regulations, often supported by experience in lending or loan servicing. Familiarity with loan origination systems, customer relationship management (CRM) software, and electronic document management tools is typically required. Excellent communication, problem-solving abilities, and attention to detail are vital soft skills for effectively assisting clients remotely. These skills ensure accurate modification processing, maintain compliance, and foster positive client relationships in a virtual environment.

What are some common challenges faced by work from home loan modification specialists, and how can they be addressed?

Work from home loan modification specialists often face challenges such as maintaining clear communication with clients, staying organized across multiple cases, and adapting to evolving lender guidelines. To address these, it's important to establish a structured daily routine, leverage secure digital tools for document management, and participate in ongoing training sessions. Regular team meetings and open lines of communication with supervisors help ensure alignment and support, even in a remote environment.
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What states have the most Work From Home Loan Modification jobs?

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Work From Home Loan Modification jobs near you
Infographic showing various Work From Home Loan Modification job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 79% Full Time, 17% Part Time, and 3% Contract. Highlights an 89% Physical, 2% Hybrid, and 9% Remote job distribution, with an average salary of $44,308 per year, or $21.3 per hour.

Loan Modification Coordinator

Guild

Remote

$27.36 - $45.59/hr

Full-time

Medical, Dental, Vision, Life, Retirement

Posted 24 days ago

Job description

Guild Mortgage Company, closing loans and opening doors since 1960. As a mortgage banking firm, we are dedicated to serving the homeowner/buyer. Our goal is to provide affordable home financing for our customers, utilizing the best terms available while providing a level of professionalism and service unsurpassed in the lending industry.
Position Summary
The Loan Modification Coordinator is responsible for overseeing the end-to-end loan modification or payoff process. This role ensures loan modification milestones, workflows, and documentation progress accurately, efficiently, and in compliance with investor, regulatory, and internal requirements. The position serves as the operational owner of the modification lifecycle and acts as the primary liaison across Servicing, Legal, Underwriting, Closing, Post-Closing, and Systems teams.
Essential Functions
  • Manage and oversee the daily execution of the loan modification process from initial review through completion.
  • Ensure loan files progress through Encompass milestones in accordance with established workflow rules and timelines.
  • Review and resolve stalled, delayed, or exception driven modification files.
  • Provide guidance and escalation support to loan modification processors, underwriters, and support staff.
  • Serve as the primary operational point of contact for loan modification activities across Servicing, Legal, Underwriting, Construction/Repair, Closing, and Post-Closing teams.
  • Ensure timely communication of modification terms, approvals, documentation requirements, and execution status.
  • Coordinate execution and receipt of final modification agreements and ensure proper system updates.
  • Analyze workflow inefficiencies and recommend operational, staffing, or system improvements.
  • Develop and maintain process documentation, job aids, and training materials related to loan modification workflows.
  • Support change management efforts tied to system upgrades, policy updates, or investor changes.
  • Ensure all loan modifications comply with applicable investor guidelines, regulatory requirements, and internal policies.
  • Support internal and external audits, regulatory examinations, and investor reviews.
  • Identify process, system, or control gaps and implement corrective actions.
  • Handle internal and external inquiries from borrowers, builders, loan officers, and other parties to the transaction.
  • Ensure proper safeguarding of confidential and proprietary information of consumers and other protected information under the Company's Information Security Policy.
  • Unless properly licensed under the SAFE Act or applicable state laws, and the duties of the position so require, the incumbent will not perform such tasks as taking mortgage applications, offering or negotiating rates or terms of a mortgage loan with the consumer, soliciting, arranging or finding mortgage loans, or counseling consumers about residential mortgage loan rates or terms, as those actions may be defined by applicable laws and regulations.
  • Other job duties as assigned.

Qualifications
  • Education Level: Bachelor's Degree directly related to the position or equivalent, preferred
  • Experience: Minimum five years' experience in a variety of different roles is required.
  • Additional Qualifications:
    • Ability to compute rate, ratio, and percent and to draw and interpret bar graphs, as well as the ability to calculate figures and amounts such as discounts, interest, commissions, proportions, percentages, area, circumference, and volume.
    • Ability to apply concepts of basic algebra and geometry. Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry.
  • Company Required Skills:
    • Excellent verbal and written communication skills required.
    • Highly organized and detail-oriented; ability to work in a fast-paced, metrics-driven environment required.
    • Proficiency in Microsoft Office Suite, Word, Excel, Wiki, collaborative cloud-based programs, and third-party software applications required.
  • Commitment to company values:
    • Customer Service - Proactive attention to each person
    • Integrity - Do and say what's right
    • Respect - Treat others with dignity
    • Collaboration - Listen and work together
    • Learning - Seek knowledge and strive for improvement
    • Excellence - Deliver the unexpected

Physical Demands
  • Physical Demands: Work is primarily sedentary; mobility in an office setting.
  • Manual Dexterity: Ability to operate standard office equipment and keyboards
  • Audio/Visual:
    • Ability to accurately interpret sounds and associated meanings at a volume consistent with interpersonal conversation.
    • Regularly required to accurately perceive, distinguish and interpret information received visually and through audio; e.g., words, numbers and other data broadcasted aloud/viewed on a screen, as well as print and other media.
  • Environmental: Office environment - moderate noise, no substantial exposure to adverse environmental conditions.
  • Travel: 5% or less
  • Mental: Learn new tasks, remember processes, maintain focus, complete tasks independently, and make timely decisions in the context of a workflow.
  • Schedules: Work is primarily performed during the business week, Monday - Friday

Authority Level
  • Job Scope: Responsible for understanding the department/functional area objectives and goals and how own job contributes to achievement of these goals; may contribute insights and ideas on policies, processes, procedures, and efficiency; may recommend changes and enhancements based on analysis and evaluation of circumstances.
  • Complexity: Problems encountered are limited to area/unit and are varied and require investigation, analysis, and review of professional/organizational standards; general precedents may exist to guide resolution.
  • Impact: Decisions and actions have a direct impact on the outcomes of the department, projects, and programs.
  • Interaction/Supervision: Works under broad direction with some latitude for independent actions; guided by professional standards, desired outcomes and unit/project/program specifications.
  • Direct Reports: None
  • Indirect Reports: None

Statement
This document describes the general content and identifies essential functions and requirements for performing this position. It is not intended to be an exhaustive statement of duties, responsibilities, or requirements. Guild Mortgage complies with the ADA and considers reasonable accommodation measures that may be necessary for eligible applicants/employees to perform essential job functions. Employment with Guild Mortgage is "at-will," meaning that either the Company or an employee may terminate the employment relationship at any time, with or without cause, advance notice or stated justification.
Guild offers a pleasant work environment, competitive compensation and excellent benefits package; including medical, dental, vision, life insurance, AD&D, LTD and 401(k) with employer match.
Guild Mortgage Company is an Equal Opportunity Employer.
Target Salary Range: $56,900.00 - $94,833.00
Compensation at Guild is influenced by a wide array of factors including but not limited to local and federal minimum wage requirements, education, level of experience, and applicant's geographical location.
Equal Opportunity Employer
This employer is required to notify all applicants of their rights pursuant to federal employment laws.
For further information, please review the Know Your Rights notice from the Department of Labor.

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