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Vice President Credit Jobs in Puerto Rico (NOW HIRING)

Deca Analytics

CTO - Chief Technology Officer

San Juan, PR · On-site

  • Medical

  • Dental

  • Vision

  • Retirement

Whether securing tax credits, financing acquisitions, or optimizing compliance, we provide the ... as a CTO or VP Engineering. * Proven experience scaling platforms from early-stage to growth ...

DECA

CTO - Chief Technology Officer

San Juan, PR · On-site

$160 - $240/hr

  • Retirement

Whether securing tax credits, financing acquisitions, or optimizing compliance, we provide the ... a CTO or VP Engineering. * Proven experience scaling platforms from early‑stage to growth ...

All JobsVice President Credit JobsVice President Credit Jobs in Puerto Rico

Vice President Credit information

What does a vice president credit do?

A Vice President of Credit is a senior executive responsible for overseeing a company's credit policies, risk management, and lending procedures. They lead teams that evaluate the creditworthiness of potential clients, set credit limits, and ensure compliance with regulations. Their role also involves developing strategies to minimize bad debt and maximize profitable lending opportunities, as well as collaborating with other departments to support overall business goals.

What are the key skills and qualifications needed to thrive as a vice president credit?

To thrive as a Vice President Credit, you need deep expertise in credit analysis, risk assessment, and financial management, usually supported by a degree in finance, accounting, or a related field. Familiarity with credit management software, financial modeling tools, and relevant certifications such as CFA or FRM is highly valuable. Strong leadership, strategic thinking, and excellent communication skills help build effective teams and foster client relationships. These competencies ensure sound credit decisions, minimize risk exposure, and support the organization's financial health and growth.

What are typical challenges faced by a vice president credit when managing risk across a diverse portfolio?

A Vice President of Credit often navigates challenges such as ensuring consistent risk assessment standards across various regions or business units, adapting to changing market conditions, and responding to evolving regulatory requirements. Balancing the need for profitable lending with risk mitigation can be complex, especially in volatile markets. The role also involves fostering collaboration between credit analysts, relationship managers, and executive leadership to maintain portfolio quality while supporting business growth.

What is the difference between Vice President Credit vs Credit Manager?

AspectVice President CreditCredit Manager
Required CredentialsBachelor's degree, often an MBA, plus extensive experience in credit analysisBachelor's degree in finance, accounting, or related field; experience in credit analysis
Work EnvironmentStrategic leadership, executive meetings, high-level decision makingOperational focus, overseeing credit approval processes, team management
Employer & Industry UsageFinancial institutions, large corporations, banksCorporations, banks, credit agencies
Common Search & ComparisonYesYes

The Vice President Credit typically holds a senior leadership role focused on strategic credit policies and high-level decision making, often requiring advanced degrees and extensive experience. Credit Managers handle day-to-day credit operations, managing teams and credit approval processes. While both roles involve credit analysis, the VP Credit is more strategic and executive-oriented, whereas the Credit Manager is operational and team-focused.

What are the most commonly searched types of Credit jobs in Puerto Rico?

The most popular types of Credit jobs in Puerto Rico are:

What are popular job titles related to Vice President Credit jobs in Puerto Rico?

For Vice President Credit jobs in Puerto Rico, the most frequently searched job titles are:

What job categories do people searching Vice President Credit jobs in Puerto Rico look for?

The top searched job categories for Vice President Credit jobs in Puerto Rico are:

Vice President Credit jobs near you
Infographic showing various Vice President Credit job openings in Puerto Rico as of August 2026, with employment types broken down into 1% Internship, 80% Full Time, 16% Part Time, 2% Temporary, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution.

CTO - Chief Technology Officer

Deca Analytics

San Juan, PR • On-site

Full-time

Medical, Dental, Vision, Retirement

Posted 25 days ago

Job description

About DECA

DECA is a leading analytics, advisory, and tax platform dedicated to unlocking government incentive opportunities for businesses. Our mission is to streamline access to public funding through cutting-edge technology, data-driven insights, and expert guidance.

Operating at the intersection of finance, compliance, and strategic growth, we help companies navigate Puerto Rico’s complex business landscape by leveraging quantitative analytics and qualitative expertise. Our holistic approach ensures that organizations maximize available monetary incentives, optimize tax structures, and secure capital solutions tailored to their needs.

Our Core Competencies

  • Foundational Business Setup – Establishing a strong operational framework for long-term success.
  • Incentives Decree Applications – Navigating government programs to unlock financial benefits.
  • Ongoing Compliance & Tax Strategy – Ensuring regulatory adherence while optimizing tax efficiency.
  • Access to Capital – Facilitating funding through monetizable tax credits, local cash grants, federal R&D grants, and green energy investment incentives.

At DECA, we empower businesses with strategic financial solutions that drive sustainable growth. Whether securing tax credits, financing acquisitions, or optimizing compliance, we provide the expertise and tools to help organizations thrive in Puerto Rico’s dynamic economic environment.

Role Summary
The CTO will define, lead, and scale DECA’s technology vision. This is a hands-on executive leadership role responsible for infrastructure strategy, product engineering alignment, security standards, and scaling a world-class technical organization. The CTO will partner with executive peers and cross-functional teams to ensure that DECA’s technology stack is scalable, compliant, and aligned with our mission.

Key Responsibilities
Technology Leadership

  1. Define and drive the long-term technology vision, roadmap, and architectural standards.
  2. Oversee infrastructure, product engineering, DevOps, QA, and compliance readiness.

Team Building & Culture

  1. Build and lead a high-performing technical team, including DevOps, QA, and full stack developers.
  2. Champion a culture of security, testing discipline, automation, and engineering excellence.

Systems & Infrastructure

  1. Own the design and evolution of DECA’s platform architecture and cloud infrastructure (GCP).
  2. Ensure high availability, reliability, and audit-ready compliance (SOC 2, ISO 27001).

Executive Collaboration

  1. Partner with Product, Operations, and Compliance leaders to align technical solutions with client impact.
  2. Report directly to the CEO and advise on investment, risk, and vendor technology decisions.


Qualifications

  1. 10+ years in engineering or technology leadership, with prior experience as a CTO or VP Engineering.
  2. Proven experience scaling platforms from early-stage to growth (ideally in SaaS, fintech, or govtech).
  3. Deep understanding of DevOps practices, software development lifecycles, and audit frameworks.
  4. Expertise in cloud infrastructure (GCP preferred), security operations, and data governance.
  5. Executive presence with strong communication skills for board-level reporting and strategic alignment.


Compensation & Benefits

  1. Competitive executive salary
  2. 401K with employer contribution up to 6%
  3. Equity participation
  4. Full health, dental, vision benefits
  5. Flexible remote work policy
  6. Opportunity to build a tech stack and team from the ground up


Why Join DECA?

You’ll be the architect of our operational backbone—helping us ship faster, more securely, and with confidence. This is an opportunity to lay the groundwork for our Technology team at DECA as we scale, with the autonomy to shape systems, tools, and culture from the ground up.


Monday thru Fridays, from 9am to 6pm