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Vice President Credit Risk Officer Jobs (NOW HIRING)

What We're Looking For The Vice President, Commercial Credit Risk serves as a critical second line ... This position reports directly to the Chief Credit Risk Officer (CCRO). Responsibilities: Second ...

What We're Looking For The Vice President, Commercial Credit Risk serves as a critical second line ... This position reports directly to the Chief Credit Risk Officer (CCRO). Responsibilities: Second ...

... tail credit risk across the full investment book. This VP role will lead the development of models that measure portfolio-level default and downgrade exposure, inform capital allocation, and ...

$165K - $185K/yr

By balance sheet size - The Banker, Juillet 2025 Reference 2026-113611 Update date 24/06/2026 Business type Types of Jobs - Risk Management / Control Job title VP Credit Risk - Loan Review Contract ...

We're seeking a future team member for the role of SVP Counterparty Credit Risk Manager -Alternative Asset Managers and Regulated Funds to join our Credit Risk team. This role is located in New York ...

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Vice President Credit Risk Officer information

See salary details

$43.5K

$157.5K

$277.5K

How much do vice president credit risk officer jobs pay per year?

As of Aug 20, 2026, the average yearly pay for vice president credit risk officer in the United States is $157,532.00, according to ZipRecruiter salary data. Most workers in this role earn between $115,000.00 and $190,000.00 per year, depending on experience, location, and employer.

What does a Vice President Credit Risk Officer do?

A Vice President Credit Risk Officer is responsible for overseeing and managing the credit risk policies and procedures within a financial institution. They assess the creditworthiness of clients, set risk limits, and ensure compliance with regulatory requirements. This role involves analyzing complex financial data, developing risk mitigation strategies, and working closely with other departments to minimize potential losses. They also play a key part in shaping the company’s risk appetite and communicating credit risk exposures to senior management.

What are the key skills and qualifications needed to thrive as a Vice President Credit Risk Officer?

To thrive as a Vice President Credit Risk Officer, you need a deep understanding of credit risk analysis, financial modeling, and regulatory compliance, often supported by a degree in finance, economics, or a related field. Familiarity with risk management software (like SAS, Moody’s Analytics, or S&P Global), and certifications such as FRM or CFA are highly valued. Strong leadership, strategic thinking, and effective communication are crucial soft skills for managing teams and influencing decision-making. These competencies are vital for identifying, assessing, and mitigating credit risks while ensuring organizational stability and regulatory adherence.

How does a Vice President Credit Risk Officer typically collaborate with other departments to manage organizational risk?

A Vice President Credit Risk Officer works closely with departments such as lending, finance, legal, and compliance to identify and mitigate credit risks. Collaboration often involves regular meetings to review portfolio performance, discussing risk trends, and ensuring credit policies are adhered to across the organization. The role also requires frequent interaction with senior management to provide insights and recommendations on risk exposure, as well as supporting regulatory reporting and audit processes. This cross-functional teamwork is key to maintaining a balanced risk profile while supporting the institution's growth objectives.

What is the difference between Vice President Credit Risk Officer vs Credit Analyst?

AspectVice President Credit Risk OfficerCredit Analyst
CredentialsBachelor's degree, often advanced certifications in risk management or financeBachelor's degree in finance, economics, or related field
Work EnvironmentSenior-level management, strategic planning, overseeing credit risk policiesAnalytical role, assessing creditworthiness, preparing reports
Industry UsageUsed in banking, financial services, and large corporationsCommon in banks, lending institutions, and credit agencies

The Vice President Credit Risk Officer focuses on strategic risk management and policy oversight, while the Credit Analyst primarily evaluates individual credit applications and reports. Both roles are essential in credit risk management but differ in scope and seniority.

What cities are hiring for Vice President Credit Risk Officer jobs?

Cities with the most Vice President Credit Risk Officer job openings:

What are the most commonly searched types of Credit Risk Officer jobs?

The most popular types of Credit Risk Officer jobs are:

What states have the most Vice President Credit Risk Officer jobs?

States with the most job openings for Vice President Credit Risk Officer jobs include:

Infographic showing various Vice President Credit Risk Officer job openings in the United States as of August 2026, with employment types broken down into 83% Full Time, 16% Part Time, and 1% Contract. Highlights an 95% Physical, 1% Hybrid, and 4% Remote job distribution, with an average salary of $157,532 per year, or $75.7 per hour.

VP, Consumer & Counterparty Credit Risk

Cross River

Fort Lee, NJ • On-site

$200K - $250K/yr

Full-time

Re-posted 10 days ago


Job description

Who We Are
Cross River builds the infrastructure behind the world's most innovative financial products. Our technology and capital solutions power payments, cards, lending, and digital asset capabilities that move money safely, instantly, and inclusively - trusted by leading fintechs, enterprises, and disruptors across the globe.
Our mission is simple: to build the financial infrastructure that expands access and opportunity for all. Guided by a culture of collaboration, curiosity, and purpose, Cross River has been named one of American Banker's Best Places to Work in Fintech year after year. Whether you're designing code, solving regulatory puzzles, or developing strategy, you'll join a team where innovation and integrity drive everything we do - and where your work helps shape the future of finance.
What We're Looking For
Reporting into the Chief Credit Risk Officer, we are seeking a VP, Consumer Credit Risk & Counter Parrty who will be responsible for the 2nd line oversight of Consumer Credit Risk for retained Consumer Portfolios, Payments, and Structured Financing risk arising from lending against consumer assets to partners or settlement risk with payment processes.
The Head of Consumer Credit Risk will identify, assess, measure, and manage retained credit risk for consumer assets on CRB's balance sheet. This person will also be responsible for conducting independent credit risk assessments for consumer assets originated through partners, providing effective challenge to first line teams and partner risk teams, and ensuring that significant risks are promptly identified and collateralized.
Responsibilities:
  • Monitoring and continued enhancement of the credit risk appetite framework as applied to consumer assets.
  • Identify and develop credit risk metrics reporting (e.g., KRIs and KPIs) to continuously monitor and oversee risk of consumer assets
  • Provide effective challenge to first line and partner risk teams through independent reviews of critical credit risk processes which includes underwriting, and portfolio management, collections, and recoveries.
  • Independently review structured credit facilities offered to partners originating consumer assets.
  • Ongoing monitoring of consumer loan retained portfolios
  • Approval of limits and reserve settings
  • Escalate issues and emerging risks in accordance with risk appetite program to Chief Credit Risk Officer and senior management

Qualifications:
  • 15+ years leadership experience in consumer life-cycle risk management covering underwriting, portfolio management, collections, and recoveries.
  • Experience in profitability-based risk reward assessments (NPV) and use of model-based assessment frameworks.
  • Significant experience in unsecured closed end, and revolving products. Secured consumer product experience a plus.
  • Experience in end to end prime-sub-prime portfolio management
  • Experience with Payments, Nacha rules, and network chargeback rules.
  • Familiarity with Stress Testing
  • Strong business acumen with a risk-reward control perspective.
  • Familiarity with applicable consumer regulatory requirements.
  • Demonstrated ability to successfully manage multiple priorities under pressure;
  • Degree in quantitative or a related field

#LI-JJ1 #LI-Hybrid #LI-Onsite
Salary Range: $200,000.00 - $250,000.00
Cross River is an Equal Opportunity Employer. Cross River does not discriminate on the basis of race, religion, color, sex, gender identity, sexual orientation, age, non-disqualifying physical or mental disability, national origin, veteran status or any other basis covered by appropriate law. All employment is decided on the basis of qualifications, merit, and business need.
By submitting your application, you give Cross River permission to email, call, or text you using the contact details provided. We will only contact you with job related information.