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Universal Jobs in Kentucky (NOW HIRING)

Peoples Bank

Universal Banker

Morgantown, KY · On-site

$16.50 - $20.75/hr

Build Your Future Here: Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well, you are in the right place. Join us on our journey to being the ...

Hancock Whitney Bank

Universal Banker

Highway, KY · On-site

$15 - $19/hr

Thank you for your interest in our company! To apply, click on the button above. You will be required to create an account (or sign in with an existing account). Your account will provide you access ...

Peoples Bank

Universal Banker

Louisville, KY · On-site

$16.50 - $20.50/hr

Build Your Future Here: Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well, you are in the right place. Join us on our journey to being the ...

Peoples Bank

Universal Banker

Louisville, KY · On-site

$17.25 - $21.50/hr

Build Your Future Here Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well, you are in the right place. Join us on our journey to being the Best ...

Truist

Universal Banker- Hamburg

Lexington, KY · On-site

$18 - $22.25/hr

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to ...

Truist

Universal Banker- Hamburg

Lexington, KY · On-site

$18 - $22.25/hr

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to ...

Peoples Bank

Universal Banker - Float

Greenup, KY · On-site

$13.25 - $16.50/hr

Build Your Future Here: Thinking of changing jobs or starting your career at a growing company with an award-winning culture? Well, you are in the right place. Join us on our journey to being the ...

Truist

Universal Banker- Crescent Springs

Crescent Springs, KY · On-site

$17 - $21.25/hr

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to ...

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Universal information

What is the difference between Universal vs Customer Service Representative?

AspectUniversalCustomer Service Representative
Required CredentialsHigh school diploma or equivalent; sometimes certifications in communication or customer serviceHigh school diploma; often customer service certifications
Work EnvironmentCall centers, retail, online supportCall centers, retail stores, corporate offices
Industry UsageBroadly used across various sectors including retail, tech, healthcarePrimarily in retail, telecom, and service industries
Search & Comparison IntentUnderstanding general roles or job optionsLooking for specific customer service roles or job details

The term 'Universal' generally refers to a broad category of roles or skills applicable across multiple industries, while 'Customer Service Representative' is a specific job title focused on assisting customers. Both roles often require similar credentials and are found in similar environments, but 'Universal' is more generic, whereas 'Customer Service Representative' specifies a particular function within customer support.

What are the key skills and qualifications needed to thrive as a universal banker?

To thrive as a Universal Banker, you need a solid understanding of banking products, sales techniques, and customer service, typically supported by a high school diploma or equivalent. Familiarity with banking software, cash handling systems, and compliance platforms is important for daily operations. Strong interpersonal skills, problem-solving abilities, and attention to detail help build client trust and efficiently address banking needs. These skills and qualities are crucial for delivering exceptional service, meeting sales goals, and ensuring operational accuracy in a competitive financial environment.

What are some common challenges universal employees face when working in cross-functional teams?

Employees at Universal often collaborate with colleagues from diverse departments such as marketing, product development, and operations. One common challenge is aligning different priorities and communication styles to achieve shared goals. Team members need to be proactive in sharing updates and clarifying expectations to prevent misunderstandings. Adapting to various workflows and fostering strong relationships across teams can significantly improve both project outcomes and personal growth within the company.

What is a universal?

The term 'Universal jobs' typically refers to positions or roles that can be found across a wide range of industries and organizations, rather than being specific to one sector. These jobs often include roles such as administrative assistants, customer service representatives, or maintenance workers—positions that are essential to the functioning of many types of businesses. Universal jobs are valued for their transferable skills and adaptability, making them a good entry point for many job seekers. If you're searching for a universal job, it's important to highlight versatile skills like communication, organization, and problem-solving.
Universal jobs near you
Infographic showing various Universal job openings in Kentucky as of August 2026, with employment types broken down into 1% As Needed, 63% Full Time, 18% Part Time, and 18% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution.

Universal Banker

First & Farmers National Bank, Inc.

Columbia, KY • On-site

$15.50 - $19.25/hr

Full-time

Posted 11 days ago

Job description

Description:

Summary

Process monetary transactions such as cashing checks, accepting deposits, loan payments, withdrawing cash, coin redemption, etc. Balance accounts daily, maintain adequate cash supply in the cash drawer, and work directly with the public to provide customer service.


Duties/Responsibilities:

Teller

  • Perform all teller functions and transactions related to the daily operations of the bank.
  • Rotating open and closing duties with other tellers
  • Process and log night deposits under dual control, release night deposit bags to customer insuring logs are properly signed.
  • Demonstrate a thorough knowledge of teller operation and bank policies and procedures through accurate and efficient balancing.
  • Maintain cash drawer in a neat and clean manner, balance cash drawer adhering to teller procedures.
  • Follow management approved over/short procedures.
  • Prepare cash transfer tickets for vault cash request and record on the in/out vault log as required.
  • Balance the branch ATM and process ATM tickets daily. Pull reports and print out transactions needed.
  • Receive and complete change order requests.
  • Operate and balance coin and bill counting machines.
  • Redeem savings bonds.
  • Complete all cash monitoring reports.
  • Ensure adequate cash drawer money balances for normal peak operating hours.
  • Accept request for address changes and stop payments and forward to bookkeeping department.
  • Request teller supplies through appropriate personnel.
  • Work drive thru window as requested.
  • Assist customers in accessing safe deposit boxes and ensure approved safe deposit box procedures are followed.
  • Completion of Digital Banking Applications.
  • Prepare and Process holds in compliance with Reg E.
  • Accept and complete POA documentation and processes.

CSR

  • Receive phone calls responding accurately, professionally, and timely.
  • Professional direct customers to the appropriate personnel.
  • Accurately check documentation with customers safe deposit entrance.
  • Process wire transfer forms, phone transfer deposits, and check orders.
  • Process and order debit cards.


Requirements:

Other/Required Skills:

  • Effectively communicate with customers and co-workers while ensuring confidentiality of information.
  • Ability to work with others and demonstrate self-reliance and resourcefulness.
  • Maintain knowledge of trends, best practices, regulatory changes, and new technologies in banking.
  • Educate customers regarding bank products, fees, services, bank legal responsibilities and legal restrictions.
  • Increase non-interest income for the bank through proper assessment of fees.
  • Rotate Saturday schedule.



Goals & Objectives:

(All)

  • Listen to the customer’s needs and provide education regarding bank products, fees, and services.
  • Take responsibility for at least one charity activity every three years.
  • Complete all assigned trainings on time.
  • Learn competencies of Universal Banker I.


Physical Requirements:

  • Ability to stand for extended periods of time
  • Ability to lift up to 25 pounds
  • Ability to operate a computer and other office equipment



EOE including Disability/Vets

Member FDIC