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Universal Life Insurance Agent Jobs (NOW HIRING)

Lifeline Insurance

Life Insurance Agent

Tampa, FL · On-site

... universal and indexed policies, as well as children's plans. By comparing offerings from multiple ... Role Description The Life Insurance Agent will work full-time on-site in Tampa, FL, meeting with ...

New York Life Insurance

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Life Insurance Agent

Charlotte, NC · On-site

$60K - $100K/yr

Life Insurance Agent Position Summary As a Life Insurance Agent, you will help individuals and families protect their financial future by providing personalized life insurance solutions. You will ...

Universal Benefits Marketing Firm,

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Life Insurance Agent

Charlotte, NC · On-site

$75K - $100K/yr

It's time to take your success to the next level by joining Universal Benefits Marketing Firm! 2026 ... As an Life Insurance Agent, you'll have the opportunity to enjoy the perks of commission paid daily ...

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Universal Benefits Marketing Firm,

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Life Insurance Agent

Charlotte, NC · On-site

$75K - $100K/yr

It's time to take your success to the next level by joining Universal Benefits Marketing Firm! 2026 ... As an Life Insurance Agent, you'll have the opportunity to enjoy the perks of commission paid daily ...

Urgent

New York Life Insurance

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Life Insurance Agent

Charlotte, NC · On-site

$60K - $100K/yr

Life Insurance Agent Position Summary As a Life Insurance Agent, you will help individuals and families protect their financial future by providing personalized life insurance solutions. You will ...

Universal Benefits Marketing Firm,

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Life Insurance Agent

Pittsburgh, PA · On-site

It's time to take your success to the next level by joining Universal Benefits Marketing Firm! 2026 ... As an Life Insurance Agent, you'll have the opportunity to enjoy the perks of commission paid daily ...

Urgent

Universal Benefits Marketing Firm,

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Life Insurance Agent

Philadelphia, PA · On-site

It's time to take your success to the next level by joining Universal Benefits Marketing Firm! 2026 ... As an Life Insurance Agent, you'll have the opportunity to enjoy the perks of commission paid daily ...

Urgent

Insurance Sales

Life Insurance Agent

San Diego, CA · On-site

Company Description Life & Health Independent Insurance Agent is an independent agency specializing in tailored life and health insurance solutions for individuals and families. The agency focuses on ...

Alchemy Financial Group

Life Insurance Agent

Columbia, SC · On-site

$70K - $95K/yr

Insurance Agent Responsibilities * Identify opportunities to sell life insurance to a variety of clients and working with them to find the policy that best suits their needs * Go through policies ...

Alchemy Financial Group

Life Insurance Agent

Columbia, SC · On-site

$70K - $95K/yr

Insurance Agent Responsibilities * Identify opportunities to sell life insurance to a variety of clients and working with them to find the policy that best suits their needs * Go through policies ...

New York Life

Life Insurance Agent

Greenville, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Raleigh, NC

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

New York Life

Life Insurance Agent

Fayetteville, NC · On-site

$69K - $130K/yr

The New York Life Insurance Agent's role is all about building relationships with and providing the right products and services that can best meet the needs of their clients. Adding up to a rewarding ...

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Universal Life Insurance Agent information

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$18K

$89K

$145K

How much do universal life insurance agent jobs pay per year?

As of Sep 8, 2026, the average yearly pay for universal life insurance agent in the United States is $88,968.00, according to ZipRecruiter salary data. Most workers in this role earn between $57,500.00 and $122,000.00 per year, depending on experience, location, and employer.

What does a universal life insurance agent do?

A Universal Life Insurance Agent helps clients understand, purchase, and manage universal life insurance policies, which provide both life insurance coverage and a cash value savings component. They assess clients’ financial needs, explain policy features, and help clients tailor their coverage, including selecting premiums and death benefits. Agents also provide ongoing service, assisting with policy changes, loans, and withdrawals, and updating beneficiaries as needed.

What are the key skills and qualifications needed to thrive as a universal life insurance agent?

To thrive as a Universal Life Insurance Agent, you need a solid understanding of insurance products, financial planning, and regulatory requirements, typically supported by a valid state insurance license. Familiarity with customer relationship management (CRM) systems, insurance quoting software, and ongoing continuing education certifications is essential. Strong interpersonal skills, active listening, and the ability to build trust with clients set top agents apart. These skills and tools are crucial for accurately assessing client needs, providing tailored solutions, and maintaining long-term client relationships in a competitive market.

What are some common challenges universal life insurance agents face when helping clients choose policies?

Universal Life Insurance Agents often encounter challenges such as explaining complex policy features, like flexible premiums and cash value accumulation, in a way that is easy for clients to understand. Clients may have varying financial goals and risk tolerances, so agents must tailor recommendations and ensure clients comprehend the long-term implications of their choices. Navigating regulatory requirements and keeping up with ongoing product changes also requires agents to stay well-informed and adaptable.

What are popular job titles related to Universal Life Insurance Agent jobs?

For Universal Life Insurance Agent jobs, the most frequently searched job titles are:

Infographic showing various Universal Life Insurance Agent job openings in the United States as of August 2026, with employment types broken down into 1% As Needed, 73% Full Time, 20% Part Time, and 6% Contract. Highlights an 85% Physical, 1% Hybrid, and 14% Remote job distribution, with an average salary of $88,968 per year, or $42.8 per hour.

Life Insurance Agent

Waco, TX • Remote

Team Nexa Insurance Solutions
See more jobs at Team Nexa Insurance Solutionsexternal

$55K - $275K/yr

Contractor

Re-posted 6 days ago

Job description

Life Insurance Agent – Final Expense & Mortgage Protection (Waco, TX Area)

Team Nexa Insurance Solutions

Location: Waco, TX & surrounding areas (Hybrid / Field / Remote Options)
Compensation: Commission-based (Advances, renewals, overrides available)
Position Type: Independent Agent (1099)

About the Opportunity

Team Nexa Insurance Solutions is expanding in Central Texas and is actively seeking motivated life insurance agents to help families protect what matters most.

We specialize in Final Expense, Mortgage Protection, Term, Indexed Universal Life and other life insurance products, working with multiple top-rated carriers to ensure our agents can match clients with the right coverage — without being tied to a single product or company.

Whether you are an experienced producer or a newly licensed agent, we provide the systems, support, and training to help you build a sustainable book of business.

What You’ll Do

  • Meet with clients who have requested information about life insurance

  • Present Final Expense and life insurance solutions clearly and ethically

  • Help families secure coverage that fits their needs and budget

  • Manage follow-ups, applications, and client service with support from our team

  • Build long-term income through renewals and persistency

What We Offer

  • Multiple A-rated carriers (no captive contracts)

  • Competitive commissions with advances

  • Weekly pay & Daily pay

  • Renewals and growth opportunities

  • Leads Programs available (no cold-calling required for lead-based agents)

  • Structured onboarding & ongoing training

  • Mentorship and team support — you’re never on your own

  • Opportunity to build a team and earn overrides (optional)

Who We’re Looking For

  • Active life insurance license (or willing to obtain one quickly)

  • Coachable, self-motivated professionals

  • Strong communication and people skills

  • Reliable transportation and basic tech skills

  • Desire to build long-term income, not just make a quick sale

Why Team Nexa?

We focus on doing business the right way — with transparency, strong carrier relationships, and a culture built around training, accountability, and agent success.

If you’re tired of:

  • Limited product options

  • Poor support after onboarding

  • Unclear compensation structures

…you’ll find Team Nexa to be a refreshing change.

Join our Live Informational Session where you can get your questions answeredRegister Here

Join Team Nexa Insurance Solutions and build a business — not just a job

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