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Underwriting Jobs in Irmo, SC (NOW HIRING)

Summary Oversees the day-to-day underwriting operations including budget and staff planning as well as direct supervision of personnel to successfully accomplish company underwriting objectives and ...

Underwriting Consultant

Columbia, SC ยท On-site

$63K - $120K/yr

The Underwriting Consultant will demonstrate expert risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner ...

Entry Level Underwriter

Columbia, SC ยท On-site

$52 - $68/hr

Auto-Owners Insurance, a top-rated insurance carrier, is seeking a motivated underwriting trainee to join our team. This job performs and applies insurance coverage, rules and guidelines to execute ...

This is a hybrid role where you'll spend approximately 75% of your time marketing and selling, and 25% underwriting. You'll be the driving force behind revenue growth--connecting Retail Agents with ...

Senior Underwriter

Columbia, SC ยท On-site

$53K - $100K/yr

The Senior Underwriter will demonstrate strong risk evaluation, selection and retention of profitable business within assigned authority limits. This also requires a strong ability to partner with ...

Assess potential risks and identify factors that may influence underwriting decisions. * Complete and submit applications in compliance with company policies and industry regulations. * Act as a ...

Sales Agent (Insurance)

Columbia, SC ยท On-site +1

$70K - $100K/yr

Assess potential risks and identify factors that may influence underwriting decisions. * Complete and submit applications in compliance with company policies and industry regulations. * Act as a ...

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Underwriting information

See Irmo, SC salary details

$39.2K

$84.2K

$129.4K

How much do underwriting jobs pay per year?

As of Sep 6, 2026, the average yearly pay for underwriting in Irmo, SC is $84,172.00, according to ZipRecruiter salary data. Most workers in this role earn between $62,900.00 and $98,800.00 per year, depending on experience, location, and employer.

What is underwriting?

Underwriting is the process by which financial institutions, such as banks or insurance companies, assess the risk and eligibility of a potential client or transaction. Underwriters review applications for loans, insurance policies, or securities to determine if they meet the organization's guidelines and standards. They analyze information such as credit history, financial statements, and other risk factors to make informed decisions. The goal of underwriting is to ensure that the institution takes on acceptable levels of risk while providing financial products or services.

How does an underwriter typically collaborate with other departments within an organization?

Underwriters regularly interact with teams such as sales, risk assessment, and claims to ensure accurate evaluation of applications and adherence to company policies. They may consult with sales agents to clarify application details, work with risk analysts to assess complex cases, and communicate with claims departments to review historical claims data. This collaborative approach helps create balanced decisions that protect the company's interests while supporting client needs. Strong communication and teamwork skills are essential for underwriters to manage these cross-functional relationships effectively.

What are the key skills and qualifications needed to thrive as an underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and industry certifications such as CPCU or ARM is often required. Effective communication, sound judgment, and decision-making abilities are critical soft skills for collaborating with clients and colleagues. These competencies ensure accurate risk evaluation, contribute to profitable decision-making, and maintain the integrity of the underwriting process.

What is the difference between Underwriting vs Claims Adjuster?

AspectUnderwritingClaims Adjuster
Primary RoleAssessing risk and determining policy termsInvestigating and settling insurance claims
Required CredentialsInsurance licenses, sometimes certifications like CPCUInsurance licenses, sometimes adjuster certifications
Work EnvironmentOffice-based, analytical tasksFieldwork and office work, investigative
Industry UsageInsurance companies, underwriting firmsInsurance companies, third-party claims services

Underwriting and claims adjuster roles both operate within the insurance industry but focus on different stages. Underwriters evaluate risks before policies are issued, while claims adjusters handle claims after incidents occur. Both roles require insurance licenses and analytical skills, but their daily tasks and work environments differ significantly.

Do underwriters earn good money?

Underwriters typically earn competitive salaries that vary based on experience, industry, and location. Entry-level underwriters may start with lower pay, but experienced professionals with specialized skills or certifications can earn higher wages, often supplemented by bonuses and benefits.

Is underwriting a hard career?

Underwriting is a detail-oriented profession that requires strong analytical skills, attention to detail, and knowledge of insurance or financial products. It can be challenging due to the need to assess risk accurately and make decisions under pressure, but with training and experience, it becomes more manageable. Success often depends on developing technical skills, understanding industry standards, and obtaining relevant certifications.

What does an underwriting job do?

An underwriting job involves evaluating and assessing the risk of insuring individuals or assets, such as in insurance or lending. Underwriters review applications, analyze financial and personal information, and determine approval, denial, or terms for coverage or loans, often using specialized software and adhering to company guidelines.

What underwriting gets paid the most?

Senior or specialized underwriters, such as those in complex or high-value insurance lines like reinsurance, tend to earn the highest salaries in underwriting. Experience, certifications, and industry sector also influence compensation, with those in leadership roles or working for large firms typically earning more.

What are the most commonly searched types of Underwriting jobs in Irmo, SC?

The most popular types of Underwriting jobs in Irmo, SC are:

What are popular job titles related to Underwriting jobs in Irmo, SC?

For Underwriting jobs in Irmo, SC, the most frequently searched job titles are:

What cities near Irmo, SC are hiring for Underwriting jobs?

Cities near Irmo, SC with the most Underwriting job openings:

Infographic showing various Underwriting job openings in Irmo, SC as of August 2026, with employment types broken down into 100% Full Time. Highlights an 100% In-person job distribution, with an average salary of $84,172 per year, or $40.5 per hour.

Manager, Underwriting

Ourhrconnect

Columbia, SC โ€ข Hybrid

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Re-posted 12 days ago


Job description


Summary
ย Oversees the day-to-day underwriting operations including budget and staff planning as well as direct supervision of personnel to successfully accomplish company underwriting objectives and compliance. Identifies, analyzes, and manages the assigned line of business for maximum profitability. Develops corporate underwriting guidelines and strategies for risk acceptability.
Description
ย 

Why should you join the BlueCross BlueShield of South Carolina family of companies? Other companies come and go, but we've been part of the national landscape for more than seven decades, with our roots firmly embedded in the South Carolina community. We are the largest insurance company in South Carolina ... and much more. We are one of the nation's leading administrators of government contracts. We operate one of the most sophisticated data processing centers in the Southeast. We also have a diverse family of subsidiary companies, allowing us to build on various business strengths. We deliver outstanding service to our customers. If you are dedicated to the same philosophy, consider joining our team!

Position Purpose:

Oversees the day-to-day underwriting operations including budget and staff planning as well as direct supervision of personnel to successfully accomplish company underwriting objectives and compliance. Identifies, analyzes, and manages the assigned line of business for maximum profitability. Develops corporate underwriting guidelines and strategies for risk acceptability.

Location:

This is hybrid position, we are looking for candidates in South Carolina, North Carolina, and Georgia. After the training period this individual will be in office either one or two days a week. Typical hours are Monday - Friday, from 8:30am - 5pm.

WhatYou'llDo:

  • Implement and enforce underwriting policy and procedures with respect to technical risk analysis, risk selection standards, and pricing methodologies. Audits, monitors, and analyzes the underwriting and policyholder service activities for risk acceptability and adherence to company service and quality standards. Supervise, monitor, and direct the performance of the policy issuance and policyholder service activities. Preparing daily, weekly, and quarterly reports as required.
  • Responsible for the oversight of servicing carrier operations, primarily underwriting and policy administration. Manages and administers all aspects of the corporate risk management and insurance program, for all exposures with assigned line.
  • Fosters customer relations and resolves issues/problems with agents and prospective business partners. Establishes and maintains a positive, congenial working relationship with agents, policyholders, coworkers and others. Responsible for relationships with reinsurers, including monitoring of agreements, selecting/negotiating retentions, and facultative needs.
  • Establishing and maintaining appropriate processing procedures to ensure compliance with plan rules and regulations. Participates in formulation of underwriting policy and procedures, preparing manual revisions and updates, and sending out frequent e-mails to company personnel with updated information for assigned line of business.
  • Provide assistance to the director and other management as necessary on special projects.

To QualifyForThis Position, You'll NeedThe Following:

  • Required Work Experience: 7 years Underwriting. 2 years in a supervisory role OR equivalent military experience in grade E4 or above.
  • Required Education: Bachelor's
  • Degree Equivalency: 4 years job related work experience or Associate's and 2 years job related work experience
  • Required Work Experience: 7 years Underwriting. 2 years in a supervisory role OR equivalent military experience in grade E4 or above.
  • Required Skills and Abilities: Extensive knowledge of underwriting policies and procedures. Excellent interpersonal, organizational, communication, presentation, and problem solving skills strong understanding of automated systems. Demonstrates efficient supervisory/motivational ability.
  • Required Software and Other Tools: Microsoft Office.

We Prefer That You HaveTheFollowing:

  • Preferred Skills and Abilities: Knowledge of the reinsurance market. Ability to identify important insurance exposures and evaluate various alternatives for treating
  • Preferred Software and Other Tools: Knowledge of presentation software.
  • Preferred Licenses and Certificates: Professional designation, certification, or association.


OurComprehensiveBenefitsPackageIncludesTheFollowing:

We offer our employees great benefits and rewards.You will be eligible toparticipateinourbenefitsprogramthe first of the month following28 daysof employment.

  • Subsidized health plans, dental and vision coverage

  • 401kretirement savings plan with company match

  • Life Insurance

  • Paid Time Off (PTO)

  • On-site cafeterias and fitness centers in major locations

  • EducationAssistance

  • Service Recognition

  • National discounts to movies, theaters, zoos, theme parks and more

What We Can Do for You:

We understand the value of a diverse and inclusive workplace and strive to be an employer where employees across all spectrumshave the opportunity todevelop their skills, advance their careers and contribute their unique abilities to the growth of our company.

WhatTo Expect Next:

After submitting your application, our recruiting team members will review your resume to ensure you meet the qualifications.This may include a brief telephone interview or email communication with our recruiter to verify resume specifics and salary requirements.

Equal Employment Opportunity Statement

BlueCross BlueShield of South Carolina and our subsidiary companies maintain a continuing policy of nondiscrimination in employment to promote employment opportunities for persons regardless of age, race, color, national origin, sex, religion, veteran status, disability, weight, sexual orientation, gender identity, genetic information or any other legally protected status. Additionally, as a federal contractor, the company maintains affirmative action programs to promote employment opportunities for individuals with disabilitiesand protected veterans. It is our policy to provide equal opportunities in all phases of the employment process and to comply with applicable federal, state and local laws and regulations.

We are committed to working with and providing reasonable accommodations to individuals with disabilities, pregnant individuals, individuals with pregnancy-related conditions, and individuals needing accommodations for sincerely held religious beliefs, provided that those accommodations do not impose an undue hardship on the Company.

If you need special assistance or an accommodation while seeking employment, please email mycareer.help@bcbssc.comor call 800-288-2227, ext. 47480 with the nature of your request. We will make a determination regarding your request for reasonable accommodation on a case-by-case basis.

We participate in E-Verify and comply with the Pay Transparency Nondiscrimination Provision. We are an Equal Opportunity Employer. Here's moreinformation.

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