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Underwriting Jobs in Utah (NOW HIRING)

Bluevine - US

Manager, Underwriting

Salt Lake City, UT

$97K - $119K/yr

As the Manager, Underwriting at Bluevine, you will lead and develop a high-performing team of underwriters responsible for making sound credit decisions, including evaluating new loan applications ...

InforCapital

Manager, Underwriting

Salt Lake City, UT · On-site

$97.80 - $119.80/hr

As the Manager, Underwriting at Bluevine, you will lead and develop a high-performing team of underwriters responsible for making sound credit decisions, including evaluating new loan applications ...

Bluevine - US

Manager, Underwriting

Salt Lake City, UT · On-site

$97K - $119K/yr

As the Manager, Underwriting at Bluevine, you will lead and develop a high-performing team of underwriters responsible for making sound credit decisions, including evaluating new loan applications ...

Menlo Ventures

Manager, Underwriting

Salt Lake City, UT · On-site

$97.80 - $119.80/hr

As the Manager, Underwriting at Bluevine, you will lead and develop a high-performing team of underwriters responsible for making sound credit decisions, including evaluating new loan applications ...

Prime Insurance Company

Be Seen First

Insurance Underwriting Associate

Sandy, UT · On-site

$45K - $250K/yr

It operates as a training program to learn the company's underwriting methodology and may provide an opportunity to become a full underwriter after a training period to be determined on a case-by ...

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All JobsUnderwriting JobsUnderwriting Jobs in Utah

Underwriting information

See Utah salary details

$43.7K

$93.8K

$144.3K

How much do underwriting jobs pay per year?

As of Aug 23, 2026, the average yearly pay for underwriting in Utah is $93,843.00, according to ZipRecruiter salary data. Most workers in this role earn between $70,100.00 and $110,200.00 per year, depending on experience, location, and employer.

What is underwriting?

Underwriting is the process by which financial institutions, such as banks or insurance companies, assess the risk and eligibility of a potential client or transaction. Underwriters review applications for loans, insurance policies, or securities to determine if they meet the organization's guidelines and standards. They analyze information such as credit history, financial statements, and other risk factors to make informed decisions. The goal of underwriting is to ensure that the institution takes on acceptable levels of risk while providing financial products or services.

How does an underwriter typically collaborate with other departments within an organization?

Underwriters regularly interact with teams such as sales, risk assessment, and claims to ensure accurate evaluation of applications and adherence to company policies. They may consult with sales agents to clarify application details, work with risk analysts to assess complex cases, and communicate with claims departments to review historical claims data. This collaborative approach helps create balanced decisions that protect the company's interests while supporting client needs. Strong communication and teamwork skills are essential for underwriters to manage these cross-functional relationships effectively.

What are the key skills and qualifications needed to thrive as an underwriter, and why are they important?

To thrive as an Underwriter, you need strong analytical skills, attention to detail, and a solid understanding of risk assessment, typically supported by a degree in finance, business, or a related field. Familiarity with underwriting software, risk modeling tools, and industry certifications such as CPCU or ARM is often required. Effective communication, sound judgment, and decision-making abilities are critical soft skills for collaborating with clients and colleagues. These competencies ensure accurate risk evaluation, contribute to profitable decision-making, and maintain the integrity of the underwriting process.

What is the difference between Underwriting vs Claims Adjuster?

AspectUnderwritingClaims Adjuster
Primary RoleAssessing risk and determining policy termsInvestigating and settling insurance claims
Required CredentialsInsurance licenses, sometimes certifications like CPCUInsurance licenses, sometimes adjuster certifications
Work EnvironmentOffice-based, analytical tasksFieldwork and office work, investigative
Industry UsageInsurance companies, underwriting firmsInsurance companies, third-party claims services

Underwriting and claims adjuster roles both operate within the insurance industry but focus on different stages. Underwriters evaluate risks before policies are issued, while claims adjusters handle claims after incidents occur. Both roles require insurance licenses and analytical skills, but their daily tasks and work environments differ significantly.

Do underwriters earn good money?

Underwriters typically earn competitive salaries that vary based on experience, industry, and location. Entry-level underwriters may start with lower pay, but experienced professionals with specialized skills or certifications can earn higher wages, often supplemented by bonuses and benefits.

Is underwriting a hard career?

Underwriting is a detail-oriented profession that requires strong analytical skills, attention to detail, and knowledge of insurance or financial products. It can be challenging due to the need to assess risk accurately and make decisions under pressure, but with training and experience, it becomes more manageable. Success often depends on developing technical skills, understanding industry standards, and obtaining relevant certifications.

What does an underwriting job do?

An underwriting job involves evaluating and assessing the risk of insuring individuals or assets, such as in insurance or lending. Underwriters review applications, analyze financial and personal information, and determine approval, denial, or terms for coverage or loans, often using specialized software and adhering to company guidelines.

What underwriting gets paid the most?

Senior or specialized underwriters, such as those in complex or high-value insurance lines like reinsurance, tend to earn the highest salaries in underwriting. Experience, certifications, and industry sector also influence compensation, with those in leadership roles or working for large firms typically earning more.

What are the most commonly searched types of Underwriting jobs in Utah?

The most popular types of Underwriting jobs in Utah are:

What cities in Utah are hiring for Underwriting jobs?

Cities in Utah with the most Underwriting job openings:

Underwriting jobs near you
Infographic showing various Underwriting job openings in Utah as of August 2026, with employment types broken down into 86% Full Time, 12% Part Time, and 2% Contract. Highlights an 73% Physical, 9% Hybrid, and 18% Remote job distribution, with an average salary of $93,843 per year, or $45.1 per hour.

Manager, Underwriting

Bluevine - US

Salt Lake City, UT

$97K - $119K/yr

Full-time

Posted 24 days ago

Job description

About the Role:

As the Manager, Underwriting at Bluevine, you will lead and develop a high-performing team of underwriters responsible for making sound credit decisions, including evaluating new loan applications, credit line increases, and escalated underwriting cases. As a subject matter expert in cash flow underwriting, you will play a key role in driving underwriting consistency, decision quality, operational excellence, and continuous process improvement across Credit Operations.

In this role, you will coach, mentor, and develop your team while balancing day-to-day underwriting responsibilities and contributing to strategic initiatives that support Bluevine's continued growth. You'll partner closely with cross-functional teams to refine underwriting processes, improve automation, and help build a world-class lending organization that empowers small businesses with the working capital they need to start, run, and grow their businesses.

What You'll Do:

  • Lead and develop a global underwriting team, driving consistency, decision quality, and SLA performance, while maintaining an individual case queue workload.
  • Partner with cross-functional teams on special projects and strategic initiatives as needed.
  • Partner with the Head of Credit Operations and cross-functional stakeholders to optimize underwriting workflows, improve queue management, and drive operational efficiencies.
  • Build and maintain a strong understanding of Bluevine's credit models, policies, and systems to support the development of underwriting tools, processes, and best practices.
  • Partner with the fraud team to identify emerging fraud trends across new applications and the existing portfolio, implementing process improvements to minimize losses.
  • Collaborate with risk operations leadership to identify and implement automation opportunities that improve scalability, efficiency, and the customer experience.
  • Build strong cross-functional relationships and influence stakeholders across other business teams.
  • Maintain SLAs while ensuring a high-quality customer experience through effective communication and collaboration across departments.

What We Look For:

  • 8+ years of underwriting experience, ideally within the credit, consumer/business lending, banking, or similar spaces.
  • Experience leveraging AI tools to improve workflows, enhance productivity, and streamline processes is preferred.
  • Cash flow underwriting experience preferred
  • Strong people management skills including providing feedback, performance management, and development of direct reports
  • Relishes solving tough problems that have no obvious solutions and deals well with judgmental lending
  • Able to clearly and effectively communicate verbally and in writing
  • Maintains a positive attitude and stays determined when the going gets tough
  • BA/BS degree in Business Administration, Finance, or similar
  • Impeccable judgment and acute attention to detail
  • Familiarity with underwriting loans, financial statements, tax documents

New Hire Base Salary Range: $97,800 - $119,800

This role is also eligible to earn annual performance-based incentive compensation in the form of a cash bonus. At Bluevine, we recognize the importance of fair and competitive compensation. Exact compensation may vary based on a variety of factors, including your experience, skills, and qualifications, as well as market trends.

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