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Underwriting Program Jobs in Toronto, ON (NOW HIRING)

... programs and contracts or as a wholesaler * Collaborate with colleagues on current and future opportunities * Understand all wordings/products and underwriting guidelines * Understand all contracts ...

Provide underwriting support to internal and external customers in a timely, professional manner by ... Employee recognition programs that include referral incentives * Potential for performance-based ...

Provide underwriting support to internal and external customers in a timely, professional manner by ... Employee recognition programs that include referral incentives * Potential for performance-based ...

Profit-sharing program * 100% employer-paid professional development and training opportunities Ready to Join Us? If you're looking for an opportunity to leverage your underwriting expertise ...

... Profit-sharing program 100% employer-paid professional development and training opportunities Ready to Join Us? If you're looking for an opportunity to leverage your underwriting expertise ...

You will also act as a resource person and expert, contributing to our underwriting excellence and ... ergonomic furniture program, performance bonus, discounts on iA products, and much more ...

You'll have the opportunity to deepen your technical knowledge, exercise your underwriting judgment ... Employee referral bonus program * Comprehensive group benefits and telemedicine access * RRSP ...

Senior Underwriter

Toronto, ON · Hybrid

CA$90K - CA$115K/yr

You will also serve as a subject matter expert and resource person, contributing to underwriting ... program, an ergonomic furniture program, performance bonuses, discounts on iA products, and much ...

You'll have the opportunity to deepen your technical knowledge, exercise your underwriting judgment ... program Profit-sharing program 100% employer-paid professional development and training ...

Senior Underwriter

Toronto, ON · Hybrid

CA$90K - CA$115K/yr

You will also serve as a subject matter expert and resource person, contributing to underwriting ... program, an ergonomic furniture program, performance bonuses, discounts on iA products, and much ...

AVP, Casualty

Toronto, ON · Hybrid

$200K - $250K/yr

... underwriting, with a specific focus on large-scale, complex corporate risks. Multinational Expertise: Proven experience managing or contributing to multinational insurance programs is highly ...

As Soon As Possible Build the Future with Us Are you passionate about underwriting and looking to ... program, ergonomic furniture program, performance bonus, discounts on iA products, and much more!

Showing results 41-60

Underwriting Program information

What is an underwriting program?

An underwriting program is a structured process used by financial institutions, insurance companies, or lenders to evaluate the risk and eligibility of applicants for loans, insurance policies, or other financial products. The program sets the guidelines and criteria for assessing factors such as creditworthiness, health, or property value before approving or denying an application. By standardizing this evaluation, underwriting programs help organizations make informed decisions, minimize risk, and ensure compliance with regulations.

What are the key skills and qualifications needed to thrive in an underwriting program, and why are they important?

To excel in an Underwriting Program, strong analytical skills, attention to detail, and a relevant degree in finance, business, or a related field are essential. Familiarity with underwriting software, risk assessment tools, and industry certifications such as CPCU or AU are typically required. Effective communication, critical thinking, and decision-making skills help underwriters collaborate with stakeholders and evaluate complex information. These abilities ensure accurate risk evaluation, regulatory compliance, and profitable decision-making for financial institutions.

What are some common challenges faced by professionals working in an underwriting program, and how can they be addressed?

Professionals in underwriting programs often encounter challenges such as balancing risk assessment with business growth goals, managing tight deadlines, and adapting to evolving regulatory requirements. Staying updated with industry guidelines, leveraging advanced data analytics tools, and cultivating strong communication skills are essential strategies for overcoming these hurdles. Additionally, collaborating closely with sales, legal, and claims teams helps underwriters make well-informed decisions and maintain consistency across the organization.

What is the difference between Underwriting Program vs Underwriter?

AspectUnderwriting ProgramUnderwriter
CredentialsTypically requires insurance or finance certifications, such as CPCU or FCASSame certifications often required, with additional experience in risk assessment
Work EnvironmentFocuses on developing, managing, and implementing underwriting policies and programsPerforms risk evaluation, decision-making, and approval of individual insurance applications
Employer & Industry UsageCommonly employed by insurance companies, brokers, and underwriting firmsFound within insurance companies, underwriting agencies, and brokers

In summary, an Underwriting Program focuses on creating and managing underwriting strategies and policies, while an Underwriter evaluates individual risks and approves insurance applications. Both roles require similar credentials and work within the insurance industry, but their responsibilities differ in scope and focus.

Senior Underwriting Consultant, High Net Worth

Sun Life Financial

Toronto, ON • Hybrid

Full-time

Retirement, PTO

Posted 8 days ago


Sun Life Assurance Company of Canada rating

8.6

Company rating: 8.6 out of 10

Based on 18 frontline employees who took The Breakroom Quiz

91st of 311 rated insurance


Job description

You are as unique as your background, experience and point of view. Here, you'll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do.


At Sun Life, we're driven by our Purpose: helping our Clients achieve lifetime financial security and live healthier lives. Our values shape how we work: caring, authentic, bold, inspiring, and impactful.


When you join Sun Life, you'll work with passionate colleagues and empowering leaders who support your growth and celebrate your contributions, so you can make a meaningful difference in our Clients' lives.


Discover how you can make a difference in the lives of individuals, families and communities around the world.


Job Description:

Location: Hybrid, work from home

Sun Life's High Net Worth Team creates a remarkable new business experience through an unparalleled proactive and responsive process that supports both the advisor and their client throughout the entire acquisition process, that is complimented by immediate inforce support through dedicated point(s) of contact. With the ability to work from home, an amazing collaborative client-centric team, Sun Life's High Net Worth Team may be the place for you.

Life's brighter under the sun

Joining our team at Sun Life means you can expect:

  • A hybrid working environment, giving you the best parts of in-office collaboration and work from home flexibility
  • Flexible Benefits from the day you join, meeting the needs of you and your loved onesr stock ownership program and pension plan give you the chance to invest in Sun Lifewithcompanymatching opportunities
  • An annual bonus based on company and individual performance
  • Paid vacation based on experience, 5caredays available forself-careor care of others (e.g. family or others you may support) and 10personal illness days to support your well-being
  • Our uniquesabbatical program gives you the opportunity to take up to 6 weeks off, every 5 years
  • Investment in not-for-profit organizations that are important to you
  • Maternity/Paternity top-up programso you can focus on your growing family

What will you do?

  • Use effective teaching style for training and mentoring senior Underwriting resource on financial and reinsurance aspects of High Net Worth business
  • Complete risk assessment on larger and more complex cases with higher premium and face amounts (between $5,000,000 and $10,000,000with ability to decline unacceptable risks)
  • Complete classification for life and critical illness, making effective use of full signing authority
  • Apply holistic underwriting expertise in all areas of underwriting including medical, financial and lifestyle factors to make sound and competitive underwriting decisions
  • Perform referrals with the aim of mentoring senior underwriters
  • Provide full explanations for our rationale on all decisions and inquiries
  • Be called upon to meet with Advisors and Firms, and deliver presentations that support SLF Underwriting philosophies

What do you need to succeed?

  • Must have excellent technical underwriting skills with a minimum of 7 to 10 years underwriting experience
  • Must make appropriate risk assessment decisions on applications in accordance with Sun Life Fiinancial underwriting guidelines and within signing authority
  • AALU designation and working towards the FALU designation
  • Exceptional reinsurance negotiating skills
  • Empathy and practice principles of finesse to promote positive interactions
  • Demonstrated awareness of trends and changes in medicine, and initiative to bring forward recommendations to operational teams and development and governance as needed
  • Excel at building partnerships with advisors and wholesalers
  • As this position is posted in several locations, we specify that bilingualism (French, English, both oral and written) is required for Quebec only for the frequent interactions with English and French-speaking colleagues or internal partners across Canada or worldwide.and the position reports to a unilingual English-speaking manager outside Quebec



      When a new position becomes available which matches your background and experience, the base pay range will be disclosed and correspond to the opportunity Sun Life will consider you for.


      In addition to Base Pay, eligible Sun Life employees participate in various incentive plans, payment under which is discretionary and subject to individual and company performance. Certain sales focused roles have sales incentive plans based on individual or group sales results.


      Diversity and inclusion have always been at the core of our values at Sun Life. A diverse workforce with wide perspectives and creative ideas benefits our Clients, the communities where we operate and all of us as colleagues. We welcome applications from qualified individuals from all backgrounds.


      Persons with disabilities who need accommodation in the application process, or those needing job postings in an alternative format, may e-mail a request to thebrightside@sunlife.com.


      We are proud to be a hybrid organization that offers our employees the choice and flexibility to work from both the office and virtually based on the needs of the business, our Clients and you.


      We may use artificial intelligence to support candidate sourcing, screening, interview scheduling.


      We thank all applicants for showing an interest in this position. Only those selected for an interview will be contacted.


      Job Category:

      Underwriting - Individual

      Posting End Date:

      04/09/2026

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