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Underwriting Operations Jobs in Florida (NOW HIRING)

Brown & Brown Insurance

Underwriter II

Tampa, FL · On-site

Actively collaborates across departments (underwriting, operations, claims, marketing), contributes recommendations regarding products and performance, and acts as a resource and advocate for process ...

Brown & Brown, Inc.

Underwriter II

Vero Beach, FL · On-site

Actively collaborates across departments (underwriting, operations, claims, marketing), contributes recommendations regarding products and performance, and acts as a resource and advocate for process ...

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Showing results 21-40

All JobsUnderwriting Operations JobsUnderwriting Operations Jobs in Florida

Underwriting Operations information

See Florida salary details

$40.4K

$44.1K

$46.7K

How much do underwriting operations jobs pay per year?

As of Aug 23, 2026, the average yearly pay for underwriting operations in Florida is $44,090.00, according to ZipRecruiter salary data. Most workers in this role earn between $42,600.00 and $45,600.00 per year, depending on experience, location, and employer.

What is underwriting operations?

Underwriting operations refer to the processes and administrative functions that support the underwriting team in insurance or financial institutions. This includes activities such as processing applications, gathering and reviewing documentation, data entry, compliance checks, and coordinating communication between underwriters, agents, and clients. The goal of underwriting operations is to ensure that underwriting decisions are made efficiently, accurately, and in accordance with company policies and regulatory requirements. Professionals in underwriting operations play a crucial role in streamlining the workflow and helping manage risk for the organization.

What are the key skills and qualifications needed to thrive in underwriting operations?

Success in Underwriting Operations requires a solid understanding of risk assessment, insurance principles, and strong analytical skills, typically complemented by a degree in finance, business, or a related field. Familiarity with underwriting management systems, document management platforms, and relevant certifications such as CPCU or AINS are often beneficial. Attention to detail, effective communication, and organizational skills help professionals manage high volumes of data and collaborate across teams. These competencies are crucial for ensuring accurate risk evaluation, policy issuance, and efficient workflow within insurance operations.

What are the main challenges faced in underwriting operations, and how can new team members prepare for them?

One of the main challenges in underwriting operations is managing a high volume of applications while ensuring accuracy and compliance with regulatory standards. New team members can prepare by developing strong organizational skills, attention to detail, and a thorough understanding of internal systems and underwriting guidelines. Effective communication and collaboration with underwriters, brokers, and other departments are also essential for resolving issues quickly and maintaining workflow efficiency. Proactive learning and seeking feedback can help you adapt to the fast-paced environment and contribute to continuous process improvements.

What is the difference between Underwriting Operations vs Underwriting Analyst?

AspectUnderwriting OperationsUnderwriting Analyst
Primary FocusProcessing and supporting underwriting activities, ensuring workflow efficiencyAnalyzing risk data to assess policy eligibility and pricing
Required SkillsOperational knowledge, attention to detail, familiarity with underwriting systemsAnalytical skills, risk assessment, data interpretation
Work EnvironmentSupport teams within insurance companies, often in back-office rolesUnderwriting departments, risk analysis teams
CertificationsTypically none required; industry experience preferredCertifications like CPCU or ARM may be beneficial

While Underwriting Operations focuses on supporting and streamlining underwriting processes, Underwriting Analysts primarily evaluate risk data to make underwriting decisions. Both roles are essential in the insurance industry but differ in their core responsibilities and skill sets.

Do underwriting operations make a lot of money?

Underwriting operations roles typically offer competitive salaries that vary by industry, experience, and location. Entry-level positions may have moderate pay, while experienced underwriters or those in specialized fields can earn higher salaries, often supplemented with bonuses or incentives. Overall, it is a financially stable career option with growth potential.

Is underwriting operations a hard career?

Underwriting operations can be challenging due to the need for strong analytical skills, attention to detail, and understanding of insurance policies and risk assessment. The role often requires proficiency with specialized software and adherence to regulatory standards, but it can be manageable with proper training and experience.
Underwriting Operations jobs near you
Infographic showing various Underwriting Operations job openings in Florida as of August 2026, with employment types broken down into 1% As Needed, 83% Full Time, 12% Part Time, 1% Temporary, 2% Contract, and 1% Nights. Highlights an 93% Physical, 3% Hybrid, and 4% Remote job distribution, with an average salary of $44,090 per year, or $21.2 per hour.

Underwriting Manager (Mortgage Lending)

Cake Mortgage Corp.

Plantation, FL • Remote

Full-time

Posted 5 days ago

Job description

Description

CAKE Mortgage is a cutting-edge wholesale mortgage lender specializing in Non-QM products. We're redefining the lending experience with innovative programs, streamlined processes, and a commitment to speed and precision. As we grow, we're looking for forward-thinking professionals who thrive in fast-paced, collaborative environments.


The Underwriting Manager is responsible for leading the mortgage underwriting team, overseeing daily underwriting operations, ensuring compliance with company and investor guidelines, mentoring underwriters, and driving continuous improvement in underwriting quality and efficiency. This role requires deep knowledge of Non-QM products, strong analytical skills, and proven leadership experience. 


Key Responsibilities

  • Lead, coach, and mentor a team of underwriters to ensure strong performance and professional growth.  
  • Set clear goals, monitor productivity, and conduct performance evaluations.  
  • Provide training on underwriting guidelines, risk assessment, and regulatory updates.  
  • Foster a collaborative, high-accountability team culture.  
  • Ensure the team follows internal underwriting guidelines, regulatory requirements, and compliance standards.  
  • Conduct audits of underwriting files to maintain accuracy and consistency.  
  • Manage underwriting pipeline activity and monitor service-level expectations.  
  • Review and approve timecards and address HR-related team issues as appropriate.  
  • Handle escalations from team members and sales.  
  • Monitor and review exceptions within SLAs.  
  • Monitor and review pre-closing and post-closing quality defects and provide coaching as needed.  
  • Conduct second reviews and provide coaching and training for new hires.

Requirements

  • Bachelor's degree in Finance, Accounting, Business Administration, Economics, Mathematics, or a related field preferred, but not required. Relevant mortgage industry experience in lieu of degree. 
  • Proficiency with Encompass required.
  • Minimum 7 years of mortgage underwriting experience.
  • 3+ years in a leadership or managerial role overseeing underwriters.
  • Proficient in analyzing income sources, including bank statements, P&L, asset depletion, DSCR, and related documentation.
  • Scenario Desk
  • Working knowledge of LOS systems, including Encompass.  
  • Deep knowledge of Non-QM mortgage products and underwriting practices.  
  • Strong understanding of mortgage credit risk, fraud detection, regulatory compliance, company guidelines, and investor requirements.  
  • Ability to analyze complex borrower income sources and supporting documentation.
  • Strong leadership, coaching, training, and team performance management skills.  
  • Excellent communication, organizational, and problem-solving skills.  
  • Ability to manage remote teams and multiple priorities in a fast-paced environment.  
  • Ability to maintain confidentiality and exercise sound judgment when handling sensitive information.


Why Join CAKE Mortgage?

  • We offer competitive compensation with growth opportunities
  • You'll be trained by some of the top producers in the Non-QM space
  • Be part of a culture that values innovation, hustle, and impact
  • Advancement potential into a full Account Executive role with broker portfolio ownership


Cake Mortgage does not tolerate discrimination of any type. Cake Mortgage offers equal employment opportunity to all qualified persons without regard to race, age, color, religion, sex/gender, gender identity, sexual orientation, marital status, medical condition, military or veteran status, national origin, ancestry, disability, or any other considerations made unlawful by Federal, State, or Local law. Cake Mortgage provides eligible and qualified employees with opportunities to advance. Cake Mortgage is an at will employer. Cake Mortgage is committed to providing employees with a work environment free of discrimination and harassment.

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