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Underwriting Inspector Jobs in Miami, FL (NOW HIRING)

BankUnited

Credit Products Officer II

Miami Lakes, FL · On-site

Underwriting Activities (40% of time) * Determine financial information requirements -- Work with ... Perform property inspections where applicable and prepare reports. * Process draw requests and ...

BankUnited

Credit Products Officer II

Miami Lakes, FL · On-site

Underwriting Activities (40% of time) * Determine financial information requirements -- Work with ... Perform property inspections where applicable and prepare reports. * Process draw requests and ...

Fifteen Group Capital, LLC

Acquisitions Analyst

Miami, FL · On-site

$95K - $105K/yr

WHAT YOU'LL DO Financial Underwriting & Modeling * Build and maintain financial models for ... inspections and help prepare site visit notes and due diligence summaries. Investment Materials ...

Paychex

Risk & Safety Representative - PEO

Miami, FL · On-site

$53K - $84K/yr

Provide guidance to clients on safety laws, accident prevention, inspection, and record-keeping requirements. In addition, assist sales and underwriting departments with determination of safety ...

ABSM

Mortgage Loan Processor

Miami Lakes, FL · On-site

$50K/yr

... underwriters to support loan approval • Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process ...

Brown & Brown, Inc.

Associate Broker

Hollywood, FL · On-site

Examine application forms, inspection reports, insurance maps, and loss runs to assess risk factors ... Experience with excess and surplus lines underwriting agency or company About Us: Bridge Specialty ...

Brown & Brown Insurance

Associate Broker

Hollywood, FL · On-site

Examine application forms, inspection reports, insurance maps, and loss runs to assess risk factors ... Experience with excess and surplus lines underwriting agency or company About Us: Bridge Specialty ...

Amerant Bank

CRE Relationship Manager IV

Plantation, FL · On-site

... underwriting and portfolio management team by monitoring loan policy exceptions, ongoing review of credits, loan covenant compliance, and site inspections. Must have the ability to effect desired ...

ABSM

Mortgage Loan Processor

Hialeah, FL

$50K/yr

... underwriters to support loan approval * Order property and loan documentation such as appraisals, inspections, title searches, site surveys, contracts, and property tax records to help process ...

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Showing results 21-40

All JobsUnderwriting Inspector JobsUnderwriting Inspector Jobs in Miami, FL

Underwriting Inspector information

See Miami, FL salary details

$23.4K

$52.5K

$94.7K

How much do underwriting inspector jobs pay per year?

As of Aug 6, 2026, the average yearly pay for underwriting inspector in Miami, FL is $52,546.00, according to ZipRecruiter salary data. Most workers in this role earn between $36,800.00 and $60,700.00 per year, depending on experience, location, and employer.

What are the key skills and qualifications needed to thrive as an underwriting inspector?

To thrive as an Underwriting Inspector, you need strong analytical skills, attention to detail, and knowledge of insurance principles, often supported by experience in property inspection or risk assessment. Familiarity with inspection software, digital photography, and report management tools is typically required, along with relevant certifications like Certified Insurance Inspector (CII). Excellent communication, time management, and problem-solving abilities help inspectors interact professionally with clients and efficiently manage multiple assignments. These skills ensure accurate risk evaluations and high-quality reporting, which are critical for informed underwriting decisions and mitigating insurance losses.

What is an underwriting inspector?

Underwriting inspectors are professionals who assess properties, vehicles, or businesses to collect information needed for insurance underwriting. They conduct site visits, take photographs, measure structures, and evaluate risks such as safety hazards or compliance with regulations. Their reports help insurance companies determine coverage eligibility, policy terms, and pricing. Underwriting inspectors play a crucial role in minimizing risk for insurers and ensuring policyholders receive appropriate coverage.

What is the difference between Underwriting Inspector vs Insurance Adjuster?

AspectUnderwriting InspectorInsurance Adjuster
CredentialsTypically requires insurance licensing, certifications in underwriting or inspectionRequires insurance licensing, claims adjusting certifications
Work EnvironmentOffice-based with site inspections, primarily in insurance companiesFieldwork involving site visits, claims assessment in various locations
Employer & IndustryInsurance companies, underwriting firmsInsurance companies, claims adjusting firms
Search & Comparison IntentUnderstanding roles in insurance underwriting and inspectionsAssessing claims and damages for insurance purposes

While both roles involve insurance and site inspections, Underwriting Inspectors focus on evaluating risks before policy issuance, whereas Insurance Adjusters assess damages after a claim is filed. Both require similar certifications and often work within the insurance industry, but their primary functions differ in timing and scope.

How does an underwriting inspector typically collaborate with underwriters and other team members during the inspection process?

Underwriting Inspectors work closely with underwriters by providing detailed field reports, photographs, and assessments of properties or risks. Their findings help underwriters make informed decisions about policy issuance and premium rates. Inspectors also communicate with agents, property owners, and sometimes risk engineers to clarify information or resolve discrepancies. Effective collaboration ensures accuracy in risk evaluation and supports timely policy processing.
What are popular job titles related to Underwriting Inspector jobs in Miami, FL? For Underwriting Inspector jobs in Miami, FL, the most frequently searched job titles are:
What job categories do people searching Underwriting Inspector jobs in Miami, FL look for? The top searched job categories for Underwriting Inspector jobs in Miami, FL are:
What cities near Miami, FL are hiring for Underwriting Inspector jobs? Cities near Miami, FL with the most Underwriting Inspector job openings:
Underwriting Inspector jobs near you
Infographic showing various Underwriting Inspector job openings in Miami, FL as of August 2026, with employment types broken down into 94% Full Time, 3% Part Time, and 3% Contract. Highlights an 68% Physical, 7% Hybrid, and 25% Remote job distribution, with an average salary of $52,546 per year, or $25.3 per hour.

Credit Products Officer II

BankUnited

Miami Lakes, FL • On-site

Other

Re-posted 7 days ago

BankUnited rating

8.0

Company rating: 8.0 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

73rd of 170 rated banks

Job description


SUMMARY: A Credit Products Officer specializes in either Corporate and Industrial (C&I) or Commercial Real Estate (CRE) loan requests and is responsible for preparing complete and accurate credit analyses in a timely manner that meets or exceeds internal business partners' needs, customer expectations, regulatory requirements and leading industry practices. They are accountable for protecting the Bank by providing an unbiased and objective view of the prospective borrower and thoroughly disclosing all identified risks. In addition, this position is responsible for the monitoring and ongoing maintenance of a portfolio, while supporting one or more Relationship Managers in this endeavor.
ESSENTIAL DUTIES AND RESPONSIBILITIES include the following. Other duties and special projects may be assigned.
  • Pre-screening Activities (10% of time) * Determine Risk Ratings -- Confirm the Industry Risk Rating (IRR) and Hold Limits as well as determine Borrower's Risk Rating (BRR) using the tools / matrices provided by the bank. * Prepare Spreads -- Prepare spreads in Moody's Risk Origins (C&I) or Excel based sizing templates (CRE) to aid Relationship Manager and Line Management in determining whether to move forward with a request.
  • Underwriting Activities (40% of time) * Determine financial information requirements -- Work with the Relationship Manager to obtain all necessary information to underwrite the credit request. * Assist in preparation of the Pre-Approval Memorandum -- Prepare the financial portion of the pre-approval memorandum to assist Relationship Manager in obtaining concurrence to issue a Term Sheet to a prospective borrower. * Determine due diligence requirements -- Prepare due diligence request for items needed to fully underwrite the credit request and forward to Loan Closing Officer for ordering of due diligence items (lien, credit, UCC, OFAC, etc.). * Perform borrower financial analysis -- Review and analyze borrower financial information including: corporate financial statements, tax returns, and accounts payable and accounts receivable aging to determine borrower financial condition and develop cash flow analysis. * Perform guarantor financial analysis -- Review and analyze personal financial information for guarantors including personal financial statements, tax returns, real estate owned schedules, and liquidity statements to determine financial strength of guarantor. * Review and analyze all 3rd party reports -- Obtain all 3rd party reports and include findings in analysis of financial condition of borrower or guarantor. * Identify and mitigate risks -- Work with Relationship Manager to identify and mitigate all risks and disclose in the credit approval memorandum. * Collaborate in credit structuring -- Work with the Relationship Manager to structure credit requests that serve the best interest of the customer and bank. * Determine borrower, guarantor and facility risk rating -- Complete all required risk rating models and analyses. * Complete Credit Approval Memorandum and electronic approval memorandum -- Draft approval narrative in MS Word and enter the deal into the approval system (e-CAM). * Assemble approval package -- Ensure that the approval package is complete and all supporting schedules / documents are included. Preview with the RM and Line Management for any corrections or changes. * Deliver the Approval Package to Credit Products Manager (CPM), Senior Credit Products Manager (SCPM) or Managing Director of Credit Products (MDCP) depending on Corporate Approval Model -- Obtain affirmation of the credit package and support of the credit request.
  • Approval Activities (10% of time) * Deliver approval package to Credit -- Depending upon the approval authority required by the Corporate Approval Model, assist the CPM, SCPM or MDCP in the delivery of the approval package to the appropriate Credit Officer. * Document approvals -- Once the credit package is approved, ensure all approvals, in whatever approved format, are obtained and properly documented.
  • Post-approval Activities (5% of time) * Finalize credit approval package -- Ensure package is complete and forward to assigned Loan Closing Officer in Loan Administration. * Documentation Review -- Ensure the loan documents accurately reflect the credit approval. * Credit file organization -- Ensure credit information is stored according to the Bank's file storage guidelines. * Draft Post-Approval Modification Memo -- Prepare Modification Memo to document material changes to the approved credit package, as needed.
  • Portfolio Management Activities (30% of time) * Manage financial ticker items: Collect and review financial statements and covenant compliance and borrowing base worksheets from corporate customers. * Perform property inspections: Perform property inspections where applicable and prepare reports. * Process draw requests and extensions: Prepare and process extension requests and draw requests under approved GLOC's conducting MAC check/incurrence test if applicable. * Conduct ongoing credit assessments/reviews: Complete annual, semi-annual or quarterly reviews as required on corporate lending relationships. Prepare monthly Watch list comments and quarterly Criticized Loan Asset Reports where applicable. * Risk Rating Management: Through ongoing portfolio management, seek out early warning signs of deteriorating credit trends and make ongoing assessments relative to credit risk ratings (both positive and negative). * Research: Conduct ongoing research on industries/concepts and identify trends. * Identify cross-sale opportunities: Identify potential cross-sale situations including CRA eligible credits. * Underwrite ACH exposure: Underwrite ACH exposure for borrowing and non-borrowing clients. * Credit File Management: Perform annual review of credit files for accuracy and completeness and maintain electronic back-up of client's key financial records and documentation. * Portfolio Review: Perform ongoing (quarterly) portfolio reviews on credits of particular interest to Team Leader and Credit Administration. * Customer Service: Act as Secondary Officer to service corporate customers relative to credit servicing including participating in credit related calls with existing and prospective borrowers.
  • Underwriting/Portfolio Management Practice Development (5% of time) * Identify opportunities -- Seek out opportunities for continuous improvement in corporate underwriting/portfolio management practices and tools. * Collaborate -- Work with cross-functional teams as needed to develop, test, and deploy underwriting/portfolio management leading practices / tools to remain competitive in the marketplace.
  • Adheres to and complies with applicable, federal and state laws, regulations and guidance, including those related to anti-money laundering (i.e. Bank Secrecy Act, US PATRIOT Act, etc.).
  • Adheres to Bank policies and procedures and completes required training.
  • Identifies and reports suspicious activity.

EDUCATION
Bachelor's Degree 4 year college degree in business related field, or other acceptable alternative field required
EXPERIENCE
  • 7-9 Years of credit experience required

KNOWLEDGE, SKILLS AND ABILITIES
  • Must have good accounting skills developed through formal college undergraduate courses (through intermediate accounting) or through acceptable alternative means such as AIB.

ADDITIONAL INFORMATION
  • Candidates residing in locations within BankUnited's footprint may be given preference.


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