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Underwriting Director Jobs in Rome, NY (NOW HIRING)

The Hartford

Captives Underwriter

Clinton, NY · Hybrid

$124K - $199K/yr

... underwriting excellence. The Captives Underwriter does not have any direct reports but is the client manager and is responsible for influencing internal and external partners to achieve positive ...

PNC Bank

Relationship Mgr III-C&IB (F)

Madison, NY

... efforts, underwriting/credit analysis, transaction vetting, marketing and more. Specialty Industry RMs do not provide direct day-to-day client coverage of clients and prospects in the industry.

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Underwriting Director information

See Rome, NY salary details

$58.7K

$132.6K

$195K

How much do underwriting director jobs pay per year?

As of Aug 22, 2026, the average yearly pay for underwriting director in Rome, NY is $132,586.00, according to ZipRecruiter salary data. Most workers in this role earn between $94,700.00 and $159,500.00 per year, depending on experience, location, and employer.

What does an underwriting director do?

An Underwriting Director oversees the underwriting process, ensuring that risks are assessed accurately and in line with company policies. They develop underwriting guidelines, manage underwriting teams, and collaborate with senior leadership to align strategies with business goals. Their role includes analyzing financial and market data to make informed decisions and mitigate potential risks. Additionally, they ensure compliance with industry regulations and work to optimize underwriting efficiency and profitability.

What are the key skills and qualifications needed to thrive as an underwriting director?

To thrive as an Underwriting Director, you need deep expertise in risk assessment, financial analysis, and insurance underwriting, typically supported by a bachelor’s degree in finance, business, or a related field and extensive industry experience. Familiarity with underwriting software, risk modeling tools, and regulatory compliance systems is essential, and professional certifications like CPCU (Chartered Property Casualty Underwriter) can be advantageous. Strong leadership, decision-making, and communication skills set standout candidates apart in managing teams and cross-functional projects. These abilities are crucial for ensuring sound underwriting practices, driving profitability, and maintaining compliance within the organization.

What are common challenges faced by underwriting directors, and how can I prepare for them?

Underwriting Directors often navigate complex risk assessments and must make high-stakes decisions that balance company profitability with prudent risk management. Managing competing priorities, adapting to changing regulations, and leading diverse teams are typical challenges in this role. Building a strong foundation of industry knowledge, staying current with regulatory trends, and honing leadership and communication skills can help you succeed. Regular collaboration with actuarial, claims, and sales teams also means that effective stakeholder management is essential for overcoming these challenges.

How much does an underwriting director make?

An underwriting director typically earns between $120,000 and $200,000 annually, depending on experience, industry, and location. They often oversee underwriting teams, develop risk assessment strategies, and require strong analytical and leadership skills.

Is underwriting a high stress job?

Underwriting is considered a high-stress job due to the responsibility of assessing risk accurately and making critical decisions that impact the company's financial stability. Underwriters often work under tight deadlines and must balance attention to detail with efficiency, which can contribute to workplace stress. However, stress levels can vary depending on the industry, company culture, and individual workload management skills.

What are the most commonly searched types of Underwriting jobs in Rome, NY?

The most popular types of Underwriting jobs in Rome, NY are:

What cities near Rome, NY are hiring for Underwriting Director jobs?

Cities near Rome, NY with the most Underwriting Director job openings:

Underwriting Director jobs near you
Infographic showing various Underwriting Director job openings in Rome, NY as of August 2026, with employment types broken down into 1% As Needed, 84% Full Time, 13% Part Time, 1% Temporary, and 1% Contract. Highlights an 92% Physical, 3% Hybrid, and 5% Remote job distribution, with an average salary of $132,586 per year, or $63.7 per hour.

Director of Enterprise Underwriting

Utica Mutual Insurance

New Hartford, NY • On-site, Remote

$190K - $233K/yr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 8 days ago

Utica National Insurance Group rating

5.8

Company rating: 5.8 out of 10

Based on 5 frontline employees who took The Breakroom Quiz

293rd of 311 rated insurance

Job description

The Company  

At Utica National Insurance Group, 1,400 employees countrywide take our corporate promise to heart every day: To make people feel secure, appreciated, and respected.

Utica National Insurance Group is an "A" rated $2.0B award-winning, nationally recognized property & casualty insurance carrier.

Operating along the Eastern half of the United States, based in our Home Office in Central New York, with Regional Office locations including NYC, Dallas and Charlotte.

What you will do

This Senior Leadership role involves overseeing all commercial underwriting functions, quality assurance, and field underwriting execution. It includes managing underwriting education, identifying skill gaps, and facilitating discussions. The position also handles strategic underwriting referrals, collaborates on guidelines, monitors expenses, leads projects, and supports new product initiatives. Additionally, it reviews financial data to adjust rates and serves as a communication link between Enterprise Underwriting and regional teams.

Essential Functions: 

  • Direct oversight of the following:
    • Underwriting authority for all commercial underwriting functions within the company.
    • Quality Assurance Underwriting Program, and overall underwriting execution of the field underwriting teams.
    • Underwriting Education and training. Facilitates discussion between field operations and underwriting education on needs and expectations. Takes an active role in identifying skill gaps and certain training functions.
    • Strategic Underwriting team; manages the referral process for field underwriting.
  • Working in close collaboration with the line of business directors, is responsible for underwriting guidelines across all commercial lines along with  maintenance of the underwriting manual  
  • Helps manage Enterprise Underwriting expenses by monitoring usage with outside vendors, as well as internal process improvements.
  • Takes a leadership role in current and future underwriting projects.  Serves as underwriting SME in projects for other functional areas. 
  • Work directly with other areas of Enterprise Underwriting to support the needs of segments with new product/forms/book rolls, or other opportunities as they arise.
  • Review and analyze financial and loss experience information to assist in changes needed to rate/rules/guidance for the field.
  • Conduit of communication between Enterprise Underwriting and the regional underwriting teams.
  • Performs other duties as assigned.
  • Conforms with all corporate policies and procedures.

What you need

  • 8+ years of P&C Underwriting experience, including progressive leadership positions
  • 3+ years leadership experience
  • Bachelor's Degree in Business Administration; Risk Management; or Finance preferred or equivalent experience.
  • Chartered Property Casualty Underwriter and Certified Insurance Counselor designations highly preferred.

Additional Information:

Location: New Hartford, NY OR Charlotte, NC

Hybrid

Salary Range:

$190,000 - $233,000

**The final salary to be paid and position within the internal salary range is reflective of the employee’s work experience, their geographic location, education, certification(s), scope and responsibilities in the role, and additional qualifications.**

This position is bonus eligible.

Benefits:                             

We believe strongly that talented people are core to our success and are attracted to companies that provide competitive pay, comprehensive benefits packages, career advancement and challenging work opportunities. We offer a Comprehensive Benefits Plan for full time employees that include the following

  • Medical and Prescription Drug Benefit
  • Dental Benefit
  • Vision Benefit
  • Life Insurance and Disability Benefits 
  • 401(k) Profit Sharing and Investment Plan (Includes annual Company financial contribution and discretionary Profit Sharing contribution based upon annual company financial results)
  • Health Savings Account (HSA) 
  • Flexible Spending Accounts 
  • Tuition Assistance, Training, and Professional Designations
  • Company-Paid Family Leave
  • Adoption/Surrogacy Assistance Benefit
  • Voluntary Benefits - Group Accident Insurance, Hospital Indemnity, Critical Illness, Legal, ID Theft Protection, Pet Insurance
  • Student Loan Refinancing Services
  • Care.com Membership with Back-up Care, Senior Solutions
  • Business Travel Accident Insurance
  • Matching Gifts program
  • Paid Volunteer Day
  • Employee Referral Award Program
  • Wellness programs

Additional Information

This position is a full time salaried, exempt (non overtime eligible) position. 

Utica National is an Equal Opportunity Employer. 

Apply now and find out what it’s like to be a part of an amazing team, thrive in an exciting environment and work for a company you can be proud of. Once you complete your application, you can monitor your status in the hiring process by logging into your profile. A representative from our Talent Acquisition team will be in touch regarding any change in your candidacy.

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