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Underwriter Trainee Jobs in Portland, OR (NOW HIRING)

Senior Underwriter, Surety

Lake Oswego, OR ยท On-site

$101K - $119K/yr

The underwriter is to have the knowledge and apply the skills required of this position, including knowledge of required and normal ratios, risks associated with various types of construction ...

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Underwriter Trainee information

See Portland, OR salary details

$34.5K

$83.7K

$147.9K

How much do underwriter trainee jobs pay per year?

As of Sep 6, 2026, the average yearly pay for underwriter trainee in Portland, OR is $83,651.00, according to ZipRecruiter salary data. Most workers in this role earn between $64,700.00 and $92,300.00 per year, depending on experience, location, and employer.

What is an underwriter trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are the key skills and qualifications needed to thrive as an underwriter trainee?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What are some typical challenges an underwriter trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

How do you become an underwriter trainee with no experience?

To become an underwriter trainee with no experience, candidates typically need a bachelor's degree in fields like finance, business, or economics. Entry-level roles often require strong analytical skills, attention to detail, and proficiency with computer software such as Excel; some companies may also offer training programs or on-the-job learning to develop underwriting skills.

How much do beginner underwriter trainees make?

Beginner underwriter trainees typically earn between $40,000 and $55,000 annually, depending on the industry, location, and company. Entry-level roles often include training on underwriting software and risk assessment, with salaries increasing as skills and experience grow.

What do underwriter trainees do?

Underwriter trainees assist in evaluating insurance applications by reviewing risk factors, analyzing data, and determining policy eligibility. They learn to use underwriting guidelines and may work under the supervision of experienced underwriters to develop their skills in assessing risk and making coverage decisions.

What are the most commonly searched types of Underwriter jobs in Portland, OR?

The most popular types of Underwriter jobs in Portland, OR are:

What are popular job titles related to Underwriter Trainee jobs in Portland, OR?

For Underwriter Trainee jobs in Portland, OR, the most frequently searched job titles are:

What job categories do people searching Underwriter Trainee jobs in Portland, OR look for?

The top searched job categories for Underwriter Trainee jobs in Portland, OR are:

What cities near Portland, OR are hiring for Underwriter Trainee jobs?

Cities near Portland, OR with the most Underwriter Trainee job openings:

Infographic showing various Underwriter Trainee job openings in Portland, OR as of August 2026, with employment types broken down into 100% Full Time. Highlights an 60% In-person, 10% Hybrid, and 30% Remote job distribution, with an average salary of $83,651 per year, or $40.2 per hour.

Underwriter, Supplemental Accounts

StanCorp Financial Group, Inc.

Portland, OR โ€ข On-site, Remote

$76K - $129K/yr

Full-time

Medical, Dental, Vision, Retirement, PTO

Posted 6 days ago


Job description

The next part of your journey is right around the corner - with The Standard.
A genuine desire to make a difference in the lives of others is the foundation for everything we do. With a customer-first mindset and an intentional focus on building strong teams, we've been able to uphold our legacy of financial stability while investing in new, innovative technologies that support the needs of our customers. Our high-performance culture focused on operational excellence thrives thanks to remarkable people united by compassion and a customer-first commitment. Are you ready to make a difference?
Job Summary
This Underwriting team supports the growth and profitability of the Supplemental Accounts portfolio by evaluating risk, making sound underwriting decisions, and fostering strong business relationships. Contributes to the retention and acquisition of profitable business through effective analysis, communication, and decision-making. Develops underwriting expertise through ongoing training, hands-on experience, and increasing levels of responsibility, while demonstrating leadership, collaboration, and a commitment to underwriting excellence.
Key Responsibilities
  • Risk Decisions: Apply sound, creative underwriting and business judgment in the timely analysis and evaluation of insurance risks to contribute to the growth and profitability of the organization.
  • Customer Service: Develop and maintain effective working relationships with assigned field personnel, producers, assigned policyholders and Home Office personnel through professional negotiation, responsive communication, problem resolution and anticipation of customer expectations.
  • Mentoring and Training: Provide mentoring and training as appropriate based on job level and experience.
  • Projects and Special Assignments: Actively participate in projects to contribute to corporate goals.

*This role requires the ability to travel up to two times per year.
We are considering candidates at the Associate Underwriter, Underwriter, or Senior Underwriter, Supplemental Accounts level, based on qualifications and experience.
Skills and Background You'll Need
Education: High school diploma or equivalent required; bachelor's degree preferred.
Associate Underwriter, Supplemental Accounts
Experience: Minimum of 1 year of experience in insurance underwriting, insurance operations, or a related underwriting support function.
  • Strong analytical skills and ability to evaluate data for financial and risk analysis.
  • Demonstrated critical thinking skills with the ability to analyze information, recognize patterns and inconsistencies, and make recommendations based on established underwriting guidelines.
  • Ability to work independently with minimal supervision.

Underwriter, Supplemental Accounts
Experience: 3+ years of relevant underwriting experience.
  • In-depth experience managing more complex underwriting cases and risk assessments.
  • Strong expertise in analyzing financial and risk data for a variety of cases.
  • Experience in working with multiple departments to assess and resolve more complex cases.
  • Proven ability to handle high-level decision-making with minimal supervision.
  • Ability to mentor or guide less experienced team members.

Senior Underwriter, Supplemental Accounts
Experience: 5+ years of relevant underwriting experience.
  • Advanced expertise in analyzing financial, demographic, and risk-related data across diverse case types.
  • Proven experience partnering with multiple departments to evaluate and resolve highly complex underwriting situations.
  • Ability to effectively manage escalations and provide recommendations for resolution.
  • Demonstrated ability to make high-level underwriting decisions and exercise independent judgment with minimal supervision.
  • Ability to mentor, coach, and develop less experienced team members.

Key Behaviors of a Successful Candidate
  • Driving Success: Acts with urgency, pursues ambitious goals and shows resilience in the face of obstacles and setbacks.
  • Adaptability: Sees possibilities in changing circumstances, accepts and understands change and alters behavior as necessary.
  • Winning Together: Actively engages colleagues to achieve shared outcomes by developing trust, inviting diverse perspectives and pushing to bring the best ideas forward.

The compensation range for Associate Underwriter, Supplemental Accounts is $52,750.00 - $90,000.
The compensation range for Underwriter, Supplemental Accounts is $66,000.00 - $111,750
The compensation range for Sr. Underwriter, Supplemental Accounts is $76,250-$129,750.
Why Join The Standard?
We have built an enduring legacy of stability, financial strength and exceptional customer service through the contributions of the service-oriented people who choose to work at The Standard. To ensure we can attract and retain the best talent, when you join The Standard you can expect:
  • A rich benefits package including medical, dental, vision and a 401(k) plan with matching company contributions
  • An annual incentive bonus plan
  • Generous paid time off including 11 holidays, 2 wellness days, and 8 volunteer hours annually - PTO increases with tenure
  • A supportive, responsive management approach and opportunities for career growth and advancement
  • Paid parental leave and adoption/surrogacy assistance
  • An employee giving program that double matches your donations to eligible nonprofits and schools

In addition to the competitive salary range below, our employee-focused benefits support work-life balance. Learn more about working at The Standard.
  • Eligibility to participate in an incentive program is subject to the rules governing the program and plan. Any award depends on a variety of factors including individual and organizational performance.

The actual compensation for this role will be based on a combination of education and experience, knowledge and skills, position budget, internal equity, and market data.
Salary Range:
25.36 - 37.26
Positions will be posted for at least 5 days from original posting date.
Standard Insurance Company, The Standard Life Insurance Company of New York, Standard Retirement Services, Inc., StanCorp Mortgage Investors, LLC, StanCorp Investment Advisers, Inc., and American Heritage Life Insurance Company and American Heritage Service Company, marketed as The Standard, are Affirmative Action/Equal Opportunity employers. All qualified applicants will receive consideration for employment without regard to race, religion, color, sex, national origin, gender identity, sexual orientation, age, disability or veteran status or any other condition protected by federal, state or local law. Except where precluded by state or federal law, The Standard will consider for employment qualified applicants with arrest and conviction records pursuant to the San Francisco Fair Chance Ordinance. The Standard offers a drug- and alcohol-free work environment where possession, manufacture, transfer, offer, use of or being impaired by an illegal substance while on The Standard's property, or in other cases which the company believes might affect operations, safety or reputation of the company is prohibited. The Standard requires a criminal background investigation and employment, education and licensing verification as a condition of employment. After any conditional offer of employment is made, the background check will include an individualized assessment based on the applicant's specific record and the duties and requirements of the specific job. Applicants will be provided an opportunity to explain and correct background information. All employees of The Standard must be bondable.