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Underwriter Trainee Jobs in Perry Hall, MD (NOW HIRING)

Underwriter or Sr. Underwriter

Towson, MD ยท On-site

$64K - $96K/yr

Underwriter POSITION SUMMARY Develop and analyze underwriting data to determine if risks meet company-underwriting standards within an assigned territory. Develop and achieve Agency Business plans ...

New

Captives Underwriter

Hunt Valley, MD ยท Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Captives Underwriter

Hunt Valley, MD ยท Hybrid

$124K - $199K/yr

Senior Executive Underwriter - UW07CCExecutive Underwriter - UW07CD We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and policies.

Multinational Underwriter

Hunt Valley, MD ยท On-site

$98K - $184K/yr

Executive Underwriter - UW07CDSenior Underwriter - UW08CAUnderwriter - UW08CB We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and ...

Multinational Underwriter

Hunt Valley, MD ยท On-site

$98K - $184K/yr

Executive Underwriter - UW07CDSenior Underwriter - UW08CAUnderwriter - UW08CB We're determined to make a difference and are proud to be an insurance company that goes well beyond coverages and ...

Senior Commercial Underwriter

Baltimore, MD ยท On-site

$85K - $105K/yr

The Senior Commercial Underwriter within the CUW Center of Excellence operates in a regional, transversal capacity, enabling and elevating the underwriting capabilities of distribution teams across ...

Underwriter 3

Hunt Valley, MD ยท On-site +1

$98K - $192K/yr

Overview The Underwriter 3 position is responsible for working with their Team Leader, other Underwriters, Data Consultants, Account Managers, Producers, and Clients in preparing requests for ...

Underwriter 3

Hunt Valley, MD ยท On-site +1

$95K/yr

Overview The Underwriter 3 position is responsible for working with their Team Leader, other Underwriters, Data Consultants, Account Managers, Producers, and Clients in preparing requests for ...

Personal Lines Underwriter

MD ยท On-site

$105K - $120K/yr

Develop and submit underwriting referrals to company brokerage facilities and Burns & Wilcox management * Monitor key metrics to formulate corrective action impacting new business hit, renewal ...

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Underwriter Trainee information

See Perry Hall, MD salary details

$31K

$75.3K

$133.2K

How much do underwriter trainee jobs pay per year?

As of Sep 5, 2026, the average yearly pay for underwriter trainee in Perry Hall, MD is $75,320.00, according to ZipRecruiter salary data. Most workers in this role earn between $58,200.00 and $83,100.00 per year, depending on experience, location, and employer.

What is an underwriter trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are the key skills and qualifications needed to thrive as an underwriter trainee?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What are some typical challenges an underwriter trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

How do you become an underwriter trainee with no experience?

To become an underwriter trainee with no experience, candidates typically need a bachelor's degree in fields like finance, business, or economics. Entry-level roles often require strong analytical skills, attention to detail, and proficiency with computer software such as Excel; some companies may also offer training programs or on-the-job learning to develop underwriting skills.

How much do beginner underwriter trainees make?

Beginner underwriter trainees typically earn between $40,000 and $55,000 annually, depending on the industry, location, and company. Entry-level roles often include training on underwriting software and risk assessment, with salaries increasing as skills and experience grow.

What do underwriter trainees do?

Underwriter trainees assist in evaluating insurance applications by reviewing risk factors, analyzing data, and determining policy eligibility. They learn to use underwriting guidelines and may work under the supervision of experienced underwriters to develop their skills in assessing risk and making coverage decisions.

What are the most commonly searched types of Underwriter jobs in Perry Hall, MD?

The most popular types of Underwriter jobs in Perry Hall, MD are:

What job categories do people searching Underwriter Trainee jobs in Perry Hall, MD look for?

The top searched job categories for Underwriter Trainee jobs in Perry Hall, MD are:

What cities near Perry Hall, MD are hiring for Underwriter Trainee jobs?

Cities near Perry Hall, MD with the most Underwriter Trainee job openings:

Infographic showing various Underwriter Trainee job openings in Perry Hall, MD as of August 2026, with employment types broken down into 87% Full Time, and 13% Part Time. Highlights an 98% Physical, 1% Hybrid, and 1% Remote job distribution, with an average salary of $75,320 per year, or $36.2 per hour.

Underwriter or Sr. Underwriter

ceiwc

Towson, MD โ€ข On-site

$64K - $96K/yr

Full-time

Posted 3 days ago

New


Job description

Underwriter

POSITION SUMMARY

Develop and analyze underwriting data to determine if risks meet company-underwriting standards within an assigned territory. Develop and achieve Agency Business plans relative to expected new business growth and renewal retention. Interact with policyholders and/or agents to ensure proper pricing, growth, profitability, and adherence to company policies and procedures.

DUTIES AND RESPONSIBILITIES
  • Perform underwriting activities and risk selection process in accordance with company policies and letter of authority.
  • Develop and achieve Agency Business Plans regarding new premium growth and renewal retention for assigned agencies.
  • Accountable for risk selection, pricing, and file documentation within assigned territory.
  • Develop acceptance/rejection, and pricing recommendations on accounts that exceed delegated authority.
  • Accountable for achievement of overall loss ratio, pricing, premium and service objectives as established in company/department business plans.
  • Actively supports Company Strategies and Departmental Goals.
  • Provides timely and accurate information to management regarding status of individual territory.
  • Maintain, monitor, and manage assigned book of business utilizing reports or other methods as provided or necessary.
  • Conduct agency/customer visits to develop and maintain relationships, resolve issues, generate profitable new business and retain profitable existing accounts.
  • Assists in Underwriting audits and management reviews.
  • Proactively anticipate and satisfy the needs of internal and external customers by providing superior customer service.
SKILLS, EDUCATION AND EXPERIENCE
  • Bachelorโ€™s degree or equivalent industry experience required.
  • 3 to 5 years of related commercial underwriting experience to include Workersโ€™ Compensation.
  • Bilingual skills preferred.
  • Active pursuit of professional industry certifications / designations CPCU, WCP, AU etc.)
  • Good verbal and written communication skills.
  • Strong interpersonal skills.
  • Basic Computer Skills (Word, Excel, PowerPoint, and Microsoft Outlook).
  • High level of independence and organization.
POSITIONAL COMPETENCIES
  • Customer Service Management
  • Practical Knowledge
  • Communicating Effectively
  • Analytical Thinking/Problem Solving
  • Influence Negotiation
  • Drive for Results
PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle or feel objects, tools or controls; reach with hands and arms. The employee is occasionally required to stand, walk, stoop, kneel, crouch or crawl. The employee may occasionally lift up to 30 pounds. Specific vision abilities are required, which includes close vision, peripheral vision and the ability to adjust focus.

WORK ENVIRONMENT

Office Environment. The noise level is usually moderate.

SALARY

$64,605.00-$96,907.00 (per year, commensurate with experience)

Senior Underwriter

POSITION SUMMARY

Develop and analyze underwriting data to determine if risks meet company underwriting standards within an assigned territory. Assist department management with special projects. Serve as Mentor to others within the department.

DUTIES AND RESPONSIBILITIES
  • Perform underwriting activities and risk selection process in accordance with company policies and letter of authority.
  • Accountable for risk selection, pricing, and file documentation within assigned territory.
  • Develop and achieve Agency Business Plans regarding new premium growth and renewal retention for assigned agencies.
  • Interact with policyholders and/or agents to ensure proper pricing, growth, profitability and adherence to company policies and procedures.
  • Develop acceptance/rejection and pricing recommendations on accounts that exceed delegated authority.
  • Provide authority to underwriters and associate underwriters for risks that are outside their delegated authority.
  • Accountable for achievement of overall loss ratio, pricing, premium and service objectives as established in company/department business plans.
  • Actively support Company Strategies and Departmental Goals.
  • Provide timely and accurate information to management regarding status of individual territory.
  • Maintain, monitor, and manage assigned book of business utilizing reports or other methods as provided or necessary.
  • Conduct agency/customer visits to develop and maintain relationships, resolve issues, generate profitable new business and retains profitable existing accounts.
  • Proactively anticipate and satisfy the needs of internal and external customers by providing superior customer service.
  • Actively work to design solutions to identified or perceived problems.
  • Assist in Underwriting audits and management reviews.
  • Keep abreast of the competition, their products, philosophies, distribution systems, and market trends, and communicate such information within the organization.
  • Assist supervisors and management on projects or other duties as assigned.
  • Provide training / mentoring and orientation to Associate Underwriters and Underwriters, as well as, others within the organization.
SKILLS, EDUCATION AND EXPERIENCE
  • A Bachelorโ€™s degree is required. Industry Experience may be considered as equivalent to this education requirement in conjunction with earned industry professional designations or certifications.
  • Required industry related professional designations or certifications. (CPCU, WCP, AU etc.)
  • 5 to 8 years of related commercial underwriting experience to include WC Insurance.
  • General PC skills. (Word, Excel, PowerPoint, Microsoft Office)
  • Bilingual skills preferred.
  • Demonstrate technical / industry expertise through knowledge, education and application.
  • Demonstrated ability to consistently make sound underwriting decisions on complex or unusual issues.
POSITIONAL COMPETENCIES
  • Customer Service Management
  • Practical Knowledge
  • Analytical Thinking/Problem Solving
  • Communicating Effectively
  • Influence Negotiation
  • Collaborative Consulting
  • Drive for Results
PHYSICAL DEMANDS

While performing the duties of this job, the employee is regularly required to sit, use hands to finger, handle or feel objects, tools or controls; reach with hands and arms. The employee is occasionally required to stand, walk, stoop, kneel, crouch or crawl. The employee may occasionally lift up to 30 pounds. Specific vision abilities are required, which includes close vision, peripheral vision and the ability to adjust focus.

WORK ENVIRONMENT

Office Environment. The noise level is usually moderate.

SALARY

$75,358.00-$113,043.00 (per year, commensurate with experience)