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Underwriter Trainee Jobs in Mobile, AL (NOW HIRING)

Trustmark

Retail Staff Underwriter II

Mobile, AL · On-site

$65 - $90/hr

Overview The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and ...

Trustmark Bank

Retail Staff Underwriter II

Mobile, AL · On-site

The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements ...

Trustmark Bank

Retail Staff Underwriter II

Mobile, AL · On-site +1

Overview The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and ...

Texas Roadhouse

To-Go

Mobile, AL · On-site

$81K - $95K/yr

At Texas Roadhouse, we are a people-first company that just happens to serve steaks. Legendary Food and Legendary Service is who we are. We're about loving what you're doing today and preparing you ...

All JobsUnderwriter JobsUnderwriter Trainee JobsUnderwriter Trainee Jobs in Mobile, AL

Underwriter Trainee information

See Mobile, AL salary details

$32.3K

$78.3K

$138.4K

How much do underwriter trainee jobs pay per year?

As of Sep 6, 2026, the average yearly pay for underwriter trainee in Mobile, AL is $78,273.00, according to ZipRecruiter salary data. Most workers in this role earn between $60,500.00 and $86,300.00 per year, depending on experience, location, and employer.

What is an underwriter trainee?

An Underwriter Trainee is an entry-level professional who learns how to evaluate risks and determine appropriate insurance coverage and premiums under the supervision of experienced underwriters. Their training involves learning about insurance policies, analyzing applications, assessing potential risks, and making recommendations based on company guidelines. This role serves as a starting point for a career in underwriting, providing foundational knowledge and practical experience in the insurance industry.

What are the key skills and qualifications needed to thrive as an underwriter trainee?

To thrive as an Underwriter Trainee, you need strong analytical abilities, attention to detail, and a bachelor's degree in finance, business, or a related field. Familiarity with underwriting software, risk assessment tools, and proficiency in Excel are commonly required, and industry certifications like CPCU can be advantageous. Excellent communication, problem-solving, and organizational skills help you collaborate with stakeholders and manage multiple priorities. These skills are essential to accurately assess risk, make informed decisions, and contribute to the overall profitability and integrity of the insurance company.

What are some typical challenges an underwriter trainee might encounter during their first year on the job?

As an Underwriter Trainee, one common challenge is learning to balance risk assessment with client needs, while adhering to company policies and regulatory requirements. Trainees often need to quickly develop a strong understanding of underwriting guidelines and how to apply them to real-world cases, which can be complex and varied. Additionally, adapting to a fast-paced environment and effectively collaborating with senior underwriters, brokers, and agents requires strong communication and organizational skills. Overcoming these challenges is an important part of gaining confidence and proficiency in the role.

What is the difference between Underwriter Trainee vs Underwriter?

AspectUnderwriter TraineeUnderwriter
Required CredentialsBachelor's degree, training programsExperience, certifications like CPCU or ARM often preferred
Work EnvironmentTraining programs, supervised tasksIndependent decision-making, client interaction
Employer & Industry UsageInsurance companies, entry-level rolesInsurance companies, experienced roles
Search & Comparison IntentLearning about entry-level underwriting rolesUnderstanding experienced underwriting positions

The main difference between an Underwriter Trainee and an Underwriter is experience level. Trainees are in training, focusing on learning the basics, while Underwriters have gained experience and handle complex risk assessments independently.

How do you become an underwriter trainee with no experience?

To become an underwriter trainee with no experience, candidates typically need a bachelor's degree in fields like finance, business, or economics. Entry-level roles often require strong analytical skills, attention to detail, and proficiency with computer software such as Excel; some companies may also offer training programs or on-the-job learning to develop underwriting skills.

How much do beginner underwriter trainees make?

Beginner underwriter trainees typically earn between $40,000 and $55,000 annually, depending on the industry, location, and company. Entry-level roles often include training on underwriting software and risk assessment, with salaries increasing as skills and experience grow.

What do underwriter trainees do?

Underwriter trainees assist in evaluating insurance applications by reviewing risk factors, analyzing data, and determining policy eligibility. They learn to use underwriting guidelines and may work under the supervision of experienced underwriters to develop their skills in assessing risk and making coverage decisions.

What are the most commonly searched types of Underwriter jobs in Mobile, AL?

The most popular types of Underwriter jobs in Mobile, AL are:

What are popular job titles related to Underwriter Trainee jobs in Mobile, AL?

For Underwriter Trainee jobs in Mobile, AL, the most frequently searched job titles are:

What job categories do people searching Underwriter Trainee jobs in Mobile, AL look for?

The top searched job categories for Underwriter Trainee jobs in Mobile, AL are:

What cities near Mobile, AL are hiring for Underwriter Trainee jobs?

Cities near Mobile, AL with the most Underwriter Trainee job openings:

Underwriter Trainee jobs near you
Infographic showing various Underwriter Trainee job openings in Mobile, AL as of August 2026, with employment types broken down into 80% Full Time, and 20% Part Time. Highlights an 80% In-person, and 20% Remote job distribution, with an average salary of $78,273 per year, or $37.6 per hour.

Retail Staff Underwriter II

Trustmark

Mobile, AL • On-site

$65 - $90/hr

Other

Posted 5 days ago

Job description

Overview

The responsibilities of this job are to provide support to the retail and wholesale platform in loan decisions, underwriting guidance, and scenario questions based on GSE guidelines and requirements while ensuring and maintaining quality.

Responsibilities
  • Provide assistance to both retail and TPO originators, processors, for questions regarding guidelines, income requirements scenarios.
  • Maintain a small pipeline of loans to decision for final approval based on underwriting authority delegations.
  • Review all appraisal types for final approval including issuing NOV’s and HFS/USDA conditional requirements.
  • Stay updated and attend refresher training for all investor guidelines.
  • Review and respond to management for all QC/QA exceptions.
  • Associates are expected to perform all additional duties as assigned.
Qualifications
  • High School Diploma or GED
  • 5 years In underwriting FNMA/FHLMC, FHA, USDA and VA loans
  • FHA DE certification
  • VA SAR and certification
  • Experience in underwriting FNMA/FHLMC/FHA/VA / USDA Rural Housing investor loans
  • Documented experience in mortgage loan underwriting
  • General understanding and knowledge of underwriting and compliance guidelines
  • Working knowledge and experience with DeskTop Underwriter System
  • Exceptional organizational skills and strong communication skills
  • Superior problem‑solving skills
  • Excellent customer service skills
  • Working knowledge of Excel, Word, and other PC applications
  • College education preferred

Physical Requirements & Working Conditions: Must be able to sit for long periods of time and use computer keyboard and/or mouse requiring hand and wrist manipulation, while viewing computer screens.

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