ZipRecruiter

Log In

1

Underwriter Merchant Processing Jobs (NOW HIRING)

Kurvpay

Senior Underwriter

California, MO · On-site

$70K - $80K/yr

Thorough understanding of merchant risk fees, dispute processes, and network registration ... Underwrite and decision applications in a fast-paced environment, meeting departmental SLAs while ...

Kurvpay

$70K - $80K/yr

Thorough understanding of merchant risk fees, dispute processes, and network registration ... Underwrite and decision applications in a fast-paced environment, meeting departmental SLAs while ...

PaymentCloud Inc.

Senior Underwriter

Los Angeles, CA · On-site

$70K - $80K/yr

Thorough understanding of merchant risk fees, dispute processes, and network registration ... Underwrite and decision applications in a fast-paced environment, meeting departmental SLAs while ...

Quadient

Merchant Solution Consultant

Mobile, AL · On-site

Manage the end-to-end merchant onboarding process, ensuring all documentation, underwriting, and compliance checks are completed accurately and on time. * Serve as the primary contact for merchants ...

Quantum Electronic Payments

Underwriter I

Anaheim, CA · On-site

$50K - $60K/yr

... processing solutions and merchant technology that helps businesses lower costs, earn more, and ... We are looking for a dependable and analytical Underwriter I to support the review and decisioning ...

Universal 1 Credit Union

Underwriter

Beavercreek, OH · On-site

$47K/yr

Service Center Managers (merchant lending) * Lending Team (2nd mortgage and business lending ... Process Improvement: * Identify opportunities for process improvements to enhance the efficiency ...

Universal 1 Credit Union

Underwriter

Dayton, OH · On-site

Service Center Managers (merchant lending) * Lending Team (2nd mortgage and business lending ... Process Improvement: * Identify opportunities for process improvements to enhance the efficiency ...

Universal 1 Credit Union

Underwriter

Beavercreek, OH · On-site

Service Center Managers (merchant lending) * Lending Team (2nd mortgage and business lending ... Process Improvement: * Identify opportunities for process improvements to enhance the efficiency ...

Electronic Payments Inc

Underwriter

Calverton, NY · On-site

$55K - $60K/yr

... processing and point of sale (POS) solutions to companies nationwide. With offices in both NY and ... prospective commercial/merchant portfolio accounts -Reviews credit history to assess credit ...

Universal 1 Credit Union

Underwriter

Beavercreek, OH · On-site

$47K/yr

Service Center Managers (merchant lending)Lending Team (2nd mortgage and business lending)Mortgage ... Process Improvement:Identify opportunities for process improvements to enhance the efficiency and ...

Electronic Payments Inc

Underwriter

Calverton, NY · On-site

$55K - $60K/yr

... processing and point of sale (POS) solutions to companies nationwide. With offices in both NY and ... prospective commercial/merchant portfolio accounts -Reviews credit history to assess credit ...

Fundomate

Junior Underwriter

Virginia, IL · On-site

Join our team as a Junior Underwriter, where you'll assist in reviewing merchant applications ... processing or bank statements. Maintain accurate notes and validate internal systems data.

SignaPay

Risk Analyst - Payments Industry

Irving, TX · On-site

... assess a merchant's financial condition and wherewithal. · Knowledge of payment processing and the various departments that connect with risk such as Underwriting, outside / inside sales · ...

Datalink Bankcard

Be Seen First

Credit Manager

Richardson, TX · On-site

$70K - $85K/yr

... processing technologies and services. We are seeking an experienced Credit Manager to join our Operations team. The Credit Manager will play a key role in underwriting merchant applications, managing ...

Lendistry

Sr. Underwriter II

Lumberton, NC

$87K - $103K/yr

... approval process with timely and accurate due diligence. The credit executive II is also ... Run all background checks for business and merchants. * Review 3rd party reports (Credit report ...

Lendistry

Sr. Underwriter II

Los Angeles, CA · On-site

$106K - $125K/yr

... approval process with timely and accurate due diligence. The credit executive II is also ... Run all background checks for business and merchants. * Review 3rd party reports (Credit report ...

previous pagenext page

Showing results 21-40

All JobsFinance And Insurance JobsInsurance JobsInsurance Underwriter JobsUnderwriter Merchant Processing Jobs

Underwriter Merchant Processing information

See salary details

$32.5K

$78.9K

$139.5K

How much do underwriter merchant processing jobs pay per year?

As of Sep 14, 2026, the average yearly pay for underwriter merchant processing in the United States is $78,878.00, according to ZipRecruiter salary data. Most workers in this role earn between $61,000.00 and $87,000.00 per year, depending on experience, location, and employer.

What are popular job titles related to Underwriter Merchant Processing jobs?

For Underwriter Merchant Processing jobs, the most frequently searched job titles are:

Senior Underwriter

California, MO • On-site

Kurvpay
See more jobs at Kurvpayexternal

$70K - $80K/yr

Other

Posted 12 days ago

Key responsibilities

  • Review, analyze, and make credit risk decisions and recommendations for merchant applications and existing merchant accounts, focusing on medium and high-risk merchants.

  • Evaluate forward-delivery risk exposure and recommend approval terms such as reserve, escrow, or collateral requirements.

  • Serve as an escalation point and provide guidance to junior underwriters on complex or high-risk applications.

Job description

Job Details

Job Location: Payment Cloud Encino - Encino, CA 91436

Salary Range: $70,000.00 - $80,000.00 Salary/year

Travel Percentage: No Travel

Job Category: Finance

The primary focus of the Senior Merchant Underwriter is to review, analyze, and make confident credit risk decisions and recommendations for merchant applications and existing merchant accounts, with an emphasis on medium and high-risk; including high volume, e-commerce, and forward-delivery business models eg. Travel.

The ideal candidate is a qualified and experienced payments underwriter with a proven track record with underwriting high-risk merchants in a timely manner, and who is comfortable operating with significant independent decision authority while also supporting the development of less experienced team members.

The successful candidate will understand and apply best-practice guidelines; collect and analyze credit exposure; respond effectively to internal and external requests; maintain organizational and professional ethical standards; spot trends in synthetic fraud and merchant risk; and communicate results to partner clients - all while actively advocating and monitoring compliance.

Key ResponsibilitiesCredit Risk Assessment
  • Conduct detailed credit / financial analysis of merchants which have forward delivery exposure such as travel, furniture, and consulting services.
  • Evaluate forward-delivery risk exposure — i.e., risk arising when a merchant collects payment in advance of delivering products/services — and recommend appropriate approval terms such as reserve, escrow, or collateral requirements.
  • Prepare detailed reports and present findings and recommendations to senior management.
Risk Mitigation Decision Making & Authority
  • Mitigate risk with approval terms including recommending periodic reviews, reserve levels, or processing limits.
  • Provide recommendations for approval to higher management when applications fall outside personal authority limits.
  • Work closely with the transaction risk team to ensure credit decisions align with transaction processing and ongoing account risk.
Team Support & Mentorship
  • Serve as an escalation point and subject-matter resource for Underwriter I/II staff on complex or high-risk applications.
  • Review and provide QA feedback on underwriting decisions made by junior team members as needed.
  • Assist in training new underwriters on risk factors and underwriting methodology for high-risk merchants.
Relationship Management
  • Build and maintain strong relationships with key stakeholders, including sales partners, sponsor banks, and internal teams.
Compliance and Reporting
  • Ensure all underwriting activities comply with company policy, card network rules, industry regulations, and legal requirements.
  • Maintain accurate records of credit decisions and ensure proper documentation of all underwriting activities.
Job Requirements
  • 5+ years of payments / merchant underwriting experience, including a minimum of 3 years managing high risk and/or high-volume merchants.
  • Demonstrated experience analyzing individual and company credit reports and interpreting financial statements.
  • Working knowledge of card network high-risk/high-brand-risk merchant monitoring programs and related compliance obligations.
  • Thorough understanding of merchant risk fees, dispute processes, and network registration requirements.
  • Strong analytical and financial review skills
  • Strong written and verbal communication skills, including experience presenting findings to senior management.
  • Demonstrated ability to mentor or provide guidance to junior underwriting staff.
  • Bachelor’s degree in Business, Finance, or related field preferred (or equivalent work experience).
  • Ability to operate independently under designated approval authority while maintaining sound judgment and compliance standards.
  • Underwrite and decision applications in a fast-paced environment, meeting departmental SLAs while maintaining accuracy.
Qualifications
#J-18808-Ljbffr

Apply