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Transaction Processor Jobs in Charlotte, NC (NOW HIRING)

Wholesale Payments

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Regional Account Executive- B2B- Remote

Charlotte, NC · On-site

$80K - $120K/yr

Company Description Wholesale Payments Inc. is a payment and transaction processor serving businesses nationwide. We value each merchant we serve. Our customer service and tech support are ...

RSM

Transaction Accounting Manager

Charlotte, NC

... processes * Perform transactionrelated accounting analyses, including business combinations ... Develop others within the Transaction Accounting service line through mentoring, training and ...

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Transaction Processor information

See Charlotte, NC salary details

$11

$18

$29

How much do transaction processor jobs pay per hour?

As of Jul 30, 2026, the average hourly pay for transaction processor in Charlotte, NC is $18.21, according to ZipRecruiter salary data. Most workers in this role earn between $15.29 and $18.85 per hour, depending on experience, location, and employer.

What does a Transaction Processor do?

A Transaction Processor is responsible for reviewing, verifying, and processing various types of financial or data transactions within an organization. Their duties often include entering transaction details into computer systems, ensuring accuracy and compliance with company policies, and resolving any discrepancies that may arise. Transaction Processors play a crucial role in maintaining the integrity and smooth operation of financial or administrative processes, often working in banking, insurance, or other business sectors. Strong attention to detail, organizational skills, and familiarity with data entry systems are essential for this role.

What are the key skills and qualifications needed to thrive as a Transaction Processor, and why are they important?

To thrive as a Transaction Processor, you need strong attention to detail, data entry proficiency, and a high school diploma or equivalent educational background. Familiarity with transaction processing software, databases, and financial systems such as SAP or Oracle is typically required. Reliability, time management, and effective communication are valuable soft skills for meeting deadlines and resolving discrepancies. These skills ensure accurate, timely processing of financial transactions and help maintain organizational integrity and customer satisfaction.

What are some common challenges faced by Transaction Processors, and how can they be effectively managed?

Transaction Processors often encounter high volumes of data entry and must accurately process financial or customer transactions under tight deadlines. Managing repetitive tasks without compromising on accuracy can be challenging, as errors may have significant financial or compliance implications. Staying organized, leveraging automation tools where available, and maintaining clear communication with team members help ensure efficiency and minimize mistakes. Regular training and feedback from supervisors also support continuous improvement and adaptability to new procedures or systems.

What is the difference between Transaction Processor vs Data Entry Clerk?

AspectTransaction ProcessorData Entry Clerk
Required CredentialsHigh school diploma; some roles may require banking or financial certificationsHigh school diploma or equivalent
Work EnvironmentFinancial institutions, banks, or processing centersOffices, administrative settings
Employer & Industry UsageFinancial services, banking, insuranceVarious industries including healthcare, retail, and government
Common Search & ComparisonOften compared for accuracy and processing speedCompared for data accuracy and volume handling

Transaction Processors focus on handling financial transactions, verifying data, and ensuring accuracy in banking or financial settings. Data Entry Clerks primarily input and manage data across various industries. While both roles require attention to detail, Transaction Processors often need specific financial knowledge and certifications, whereas Data Entry Clerks focus on general data management skills.

What are the most commonly searched types of Transaction Processor jobs in Charlotte, NC? The most popular types of Transaction Processor jobs in Charlotte, NC are:
What are popular job titles related to Transaction Processor jobs in Charlotte, NC? For Transaction Processor jobs in Charlotte, NC, the most frequently searched job titles are:
What job categories do people searching Transaction Processor jobs in Charlotte, NC look for? The top searched job categories for Transaction Processor jobs in Charlotte, NC are:
Transaction Processor jobs near you
Infographic showing various Transaction Processor job openings in Charlotte, NC as of July 2026, with employment types broken down into 82% Full Time, 13% Part Time, 1% Temporary, 3% Contract, and 1% Nights. Highlights an 92% Physical, 2% Hybrid, and 6% Remote job distribution, with an average salary of $37,884 per year, or $18.2 per hour.

Loan Processor/Transaction Coordinator | Retail - Remote

Cardinal Financial

Charlotte, NC • On-site

$16 - $19.50/hr

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 21 days ago

Job description

Description:

Who We Are:

Cardinal Financial is a nationwide direct mortgage lender that focuses on creating solutions for our borrowers, partners, and employees—to provide the very best experience. We are genuine and hard-working individuals who are not scared to improve and intentionally push beyond what is considered “good enough”

Looking to join a growing company that values its people, innovates, and expands on its proprietary technology? Apply below!

Who We Need:

The Loan Processor/Transaction Coordinator will assume primary responsibility for all communication with our borrowers following the origination process. This team member will be responsible for collecting and validating borrower mortgage loan documents and the corresponding underwriting requirements, verification, analysis and the corresponding data entry into the system of record for loan files. This includes requesting and reviewing borrower related documentation and updating the system of record continually to ensure the third party documents. The duties of the Loan Processor/Transaction Coordinator include heavy interaction and a high level of customer service and communication with vendors, internal and external customers, including borrowers. The Loan Processor/Transaction Coordinator is the main point of contact for the borrower relating to document needs, status updates, closing coordination, and escalation of issues to ensure the needs of our borrowers are met with a high degree of satisfaction.

What You Will Do:

  • Represents the organization to internal and external customers, vendors, members of state and regional government entities and other organizations well by providing exceptional customer service and effective communication skills, both in writing and orally.
  • Ensures daily, weekly, and monthly internally specified requirements surrounding successful new file welcome contacts, closings, fundings, and customer satisfaction ratings are met.
  • Works as a team with sales, transaction assistants, underwriting, closing, funding, and management to ensure assigned loans are being processed with timeliness, attention to detail, accuracy, and within compliance of corporate policies, agency, and all state and federal laws.
  • Finds solutions to challenging scenarios or loan conditions with the ability to find creative and acceptable solutions for restructuring loans in addition to explaining underwriting conditions to borrowers and loan originators alike.
  • Addresses, resolves, and responds to any consumer concerns related to the processing of the loan and consumer experience as it relates to the underwriting approval and surrounding requirements, all while providing exceptional customer service.
  • Ensures exceptional customer service by maintaining thorough knowledge of lending programs, policies, procedures, and regulatory requirements, and demonstrating a commitment to professional ethics.
  • Processes documents in an accurate and timely manner to ensure proper audit procedures are followed .
  • Develops effective professional partnerships with all colleagues.
  • Assists Transaction Assistants with questions relating to third party documentation requirements and general mortgage and processing concepts.
Requirements:

What You Need:

  • High school diploma or GED is required.
  • Multi-state processing experience is preferred.
  • Working knowledge of Microsoft Suite, specifically Word and Excel.
  • Working knowledge of mortgage related software, ability to quickly learn and comprehend proprietary software Octane.
  • Solid Knowledge of TRID, RESPA, FHLMC, FNMA, FHA, VA program guidelines.
  • Familiarity with mortgage process and mortgage documents.
  • Ability to adapt well to change.
  • Exceptional computer skills.
  • Demonstrate responsibilities for multi-faceted direction and planning; must be a fast paced individual.
  • Excellent verbal and written communication skills.
  • Excellent analytical and organizational skills.
  • Detail-oriented.
  • Ability to take direction and comprehend training.
  • Ability to work closely within a team structure.
  • Exceptional customer service and effective communication.

What We Offer:

  • Strength, Stability, and Vision
  • Great compensation package
  • Opportunity for career growth
  • A commitment to be a relevant market leader - we are aiming for the top!
  • Octane, our engineered proprietary technology that is transforming the mortgage industry
  • An empowered culture where your ideas are important and your voice matters
  • Full Benefits, beginning the first day of the month following your start date, including – Medical, Dental, Vision, Life, Disability Insurance, and much more
  • Generous paid time off package that also includes all major holidays
  • 401(k) w/ 50% match up to a maximum employee contribution of 5% - Beginning the 1st of the month following 30 days of employment

Cardinal Financial is an Equal Opportunity Employer. We respect and aim to empower individuals and support the diverse cultures, perspectives, skills, and experiences within our workforce. California residents click here to review Cardinal's California Employee Privacy Policy & Notice at Collection. The expected base salary for this position ranges from forty two thousand dollars to sixty five thousand dollars, determined based on the applicant's experience, skillset, education, training, certificates, and licenses.

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