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Subrogation Associate Jobs in Philadelphia, PA (NOW HIRING)

Subrogation Claims Examiner

Radnor, PA · On-site +1

$23.13 - $31.93/hr

Background Details As a Subrogation Examiner, you will perform and deliver on routine and ... an Associates degree or above, 0-1 year claims/liability experience directly aligned to the ...

Paid time off East Norriton-based property-subrogation firm, de Luca Levine LLC, seeks an attorney with litigation and/or litigation support experience. Property, Casualty, and/or Products background ...

Recovery Specialist

Philadelphia, PA · On-site +1

$75K - $85K/yr

Associate's or Bachelor's degree preferred, or equivalent industry experience. * Knowledge of property claims, liability analysis, coverage issues, and subrogation principles. * Experience handling ...

Recovery Specialist

Philadelphia, PA · On-site

$75K - $85K/yr

Associate's or Bachelor's degree preferred, or equivalent industry experience. * Knowledge of property claims, liability analysis, coverage issues, and subrogation principles. * Experience handling ...

Associate Attorney

Philadelphia, PA · On-site

$92K - $132K/yr

The Associate Attorney achieves resolution of client issues through routine negotiation and/or ... Property damage subrogation or insurance defense experience preferred but not required. * Must hold ...

Associate Attorney

Philadelphia, PA · On-site

$92K - $132K/yr

The Associate Attorney achieves resolution of client issues through routine negotiation and/or ... Property damage subrogation or insurance defense experience preferred but not required. * Must hold ...

Liability Specialist

Media, PA · On-site

$63K - $100K/yr

Identifies subrogation opportunities and initiates appropriate action. * Completes required ... Associate degree and three years of claims related experience required; or * Bachelor's degree and ...

Liability Specialist

Media, PA · On-site

$63K - $100K/yr

Identifies subrogation opportunities and initiates appropriate action. * Completes required ... Associate degree and three years of claims related experience required; or * Bachelor's degree and ...

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Subrogation Associate information

See Philadelphia, PA salary details

$46.4K

$109.1K

$174.1K

How much do subrogation associate jobs pay per year?

As of Sep 5, 2026, the average yearly pay for subrogation associate in Philadelphia, PA is $109,143.00, according to ZipRecruiter salary data. Most workers in this role earn between $80,700.00 and $131,200.00 per year, depending on experience, location, and employer.

What is a subrogation associate?

A Subrogation Associate is a professional who works in the insurance industry, specializing in recovering funds from third parties who are responsible for causing losses paid out by the insurer. They investigate claims, review case details, and negotiate settlements to ensure the insurance company recoups its costs. Their role involves working closely with adjusters, attorneys, and sometimes customers, using analytical and negotiation skills to resolve cases efficiently. Subrogation Associates play a key role in minimizing financial losses for insurance companies.

What are the key skills and qualifications needed to thrive as a subrogation associate?

To thrive as a Subrogation Associate, you need a solid understanding of insurance claims processes, legal principles, and strong analytical skills, typically supported by a relevant degree or experience in insurance or legal fields. Familiarity with claims management software, document management systems, and sometimes certifications like AIC (Associate in Claims) are common technical requirements. Attention to detail, negotiation skills, and effective communication are vital soft skills for managing cases and collaborating with various stakeholders. These competencies are crucial to efficiently recover funds, ensure compliance, and maintain positive client relationships.

What are the typical challenges faced by a subrogation associate when managing multiple claims simultaneously?

As a Subrogation Associate, one of the main challenges is efficiently prioritizing and managing a high volume of claims at different stages of recovery. Balancing investigative work, documentation, and communication with claimants, insurers, and third parties requires strong organizational and time-management skills. Additionally, navigating varying state laws and regulations, as well as negotiating settlements, can add complexity to each case. Collaborating closely with legal teams and adjusters is essential to ensure claims are processed accurately and deadlines are met.

How to become a subrogation associate?

To become a subrogation associate, candidates typically need a bachelor's degree in fields like insurance, law, or business, along with strong analytical and communication skills. Relevant experience in insurance claims or legal environments can be beneficial, and familiarity with claims management software is often preferred.

What are the most commonly searched types of Subrogation jobs in Philadelphia, PA?

The most popular types of Subrogation jobs in Philadelphia, PA are:

What cities near Philadelphia, PA are hiring for Subrogation Associate jobs?

Cities near Philadelphia, PA with the most Subrogation Associate job openings:

Infographic showing various Subrogation Associate job openings in Philadelphia, PA as of August 2026, with employment types broken down into 1% As Needed, 71% Full Time, 26% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $109,143 per year, or $52.5 per hour.

Subrogation Claims Examiner

Lincoln Financial

Radnor, PA • On-site, Remote

$23.13 - $31.93/hr

Full-time

Medical, Retirement, PTO

Posted 10 days ago


Key responsibilities

  • Evaluate subrogation potential and determine whether to triage claims internally or submit to vendors.

  • Support settlement negotiations and escalate liens when settlements reduce the lien amount by more than one-third.

  • Respond to requests for pay histories, information updates, and other documents, and communicate with relevant parties regarding the status of subrogation matters.


Lincoln Financial rating

7.4

Company rating: 7.4 out of 10

Based on 73 frontline employees who took The Breakroom Quiz

235th of 315 rated insurance


Job description

Alternate Locations: Work from Home; Charlotte, NC (North Carolina); Fort Wayne, IN (Indiana); Greensboro, NC (North Carolina); Hartford, CT (Connecticut); Omaha, NE (Nebraska); Radnor, PA (Pennsylvania)

 Work Arrangement:

Remote : Work at home employee residing outside of a commutable distance to an office location.

Relocation assistance:  is not available for this opportunity.

Requisition #: 76242

The Role at a Glance

We are excited to bring on a Claims Examiner, Subrogation to our Subrogation Team.

 

Background Details

As a Subrogation Examiner, you will perform and deliver on routine and progressively more non-routine workers compensation and subrogation assignments independently in accordance with established procedures/guidelines. You will support workers compensation and subrogation liens being pursued by vendor. You will communicate with responsible parties, insured's agents, vendors, and/or attorneys to obtain and/or provide a diverse range of needed information.

What you'll be doing
  • You will evaluate subrogation potential and either triage to our internal team or submit claims to the appropriate vendor.
  • You will support settlement negotiations for our vendor. You will escalate lien if settlements would reduce lien amount by more than 1/3.
  • You will respond to requests, including but not limited to, pay histories, information updates, and other document requests from various parties.
  • You will communicate with policy holders, vendors, attorneys, and agents on the status of pending subrogation matters, as required by statutes, regulations, and/or service standards.
  • You will apply refund checks in claims systems and processes vendor expense payments within established authority.
  • You will prepare for ASO checks to be sent employers with appropriate template letters.
  • You will adhere to all applicable statutes and regulations as well as company protocols.
What we're looking for

Must-have experience (Required):

  • High School or GED
  • 3 - 5+ Years of claims/liability experience in group insurance OR for candidates with an Associates degree or above, 0-1 year claims/liability experience directly aligned to the specific responsibilities directly aligns with the specific responsibilities for this role

Nice-to have Experience (Preferred): 

  • Ability to interpret and apply common sense understanding to carry out a variety of instructions furnished in written, oral, or diagram form.
  • Proficiency with Microsoft Office Suite (Word, Excel, PowerPoint, Outlook).
Application Deadline

Applications for this position will be accepted through August 31, 2026, subject to earlier closure due to applicant volume.

What's it like to work here?

At Lincoln Financial, we love what we do. We make meaningful contributions each and every day to empower our customers to take charge of their lives. Working alongside dedicated and talented colleagues, we build fulfilling careers and stronger communities through a company that values our unique perspectives, insights and contributions and invests in programs that empower each of us to take charge of our own future. 

What's in it for you:

  • Clearly defined career tracks and job levels, along with associated behaviors for each of Lincoln's core values and leadership attributes

  • Leadership development and virtual training opportunities

  • PTO/parental leave

  • Competitive 401K and employee benefits

  • Free financial counseling, health coaching and employee assistance program

  • Tuition assistance program

  • Work arrangements that work for you

  • Effective productivity/technology tools and training

The pay range for this position is $23.13 - $31.93 with anticipated pay for new hires between the minimum and midpoint of the range and could vary above and below the listed range as permitted by applicable law. Pay is based on non-discriminatory factors including but not limited to work experience, education, location, licensure requirements, proficiency and qualifications required for the role. The base pay is just one component of Lincoln's total rewards package for employees.  In addition, the role may be eligible for the Annual Incentive Program, which is discretionary and based on the performance of the company, business unit and individual.  Other rewards may include long-term incentives, sales incentives and Lincoln's standard benefits package.

About The Company

Lincoln Financial (NYSE: LNC) helps people to confidently plan for their version of a successful future. We focus on identifying a clear path to financial security, with products including annuities, life insurance, group protection, and retirement plan services. 

With our 120-year track record of expertise and integrity, millions of customers trust our solutions and service to help put their goals in reach. 

Lincoln Financial Distributors, a broker-dealer, is the wholesale distribution organization of Lincoln Financial. Lincoln Financial is the marketing name for Lincoln Financial Corporation and its affiliates including The Lincoln National Life Insurance Company, Fort Wayne, IN, and Lincoln Life & Annuity Company of New York, Syracuse, NY. Lincoln Financial affiliates, their distributors, and their respective employees, representatives and/or insurance agents do not provide tax, accounting or legal advice. 

Lincoln is committed to creating an inclusive environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. 

Follow us on Facebook, X, LinkedIn, Instagram, and YouTube. For the latest company news, visit our newsroom. 

Be Aware of Fraudulent Recruiting Activities

If you are interested in a career at Lincoln, we encourage you to review our current openings and apply on our website. Lincoln values the privacy and security of every applicant and urges all applicants to diligently protect their sensitive personal information from scams targeting job seekers. These scams can take many forms including fake employment applications, bogus interviews and falsified offer letters.

Lincoln will not ask applicants to provide their social security numbers, date of birth, bank account information or other sensitive information in job applications. Additionally, our recruiters do not communicate with applicants through free e-mail accounts (Gmail, Yahoo, Hotmail) or conduct interviews utilizing video chat rooms. We will never ask applicants to provide payment during the hiring process or extend an offer without conducting a phone, live video or in-person interview.  Please contact Lincoln's fraud team at fraudhotline@lfg.com if you encounter a recruiter or see a job opportunity that seems suspicious.

Additional Information

This position may be subject to Lincoln's Political Contribution Policy.  An offer of employment may be contingent upon disclosing to Lincoln the details of certain political contributions. Lincoln may decline to extend an offer or terminate employment for this role if it determines political contributions made could have an adverse impact on Lincoln's current or future business interests, misrepresentations were made, or for failure to fully disclose applicable political contributions and or fundraising activities.

Any unsolicited resumes or candidate profiles submitted through our web site or to personal e-mail accounts of employees of Lincoln Financial are considered property of Lincoln Financial and are not subject to payment of agency fees.

Lincoln Financial ("Lincoln" or "the Company") is an Equal Opportunity employer and, as such, is committed in policy and practice to recruit, hire, compensate, train and promote, in all job classifications, without regard to race, color, religion, sex, age, national origin or disability. Opportunities throughout Lincoln are available to employees and applicants are evaluated on the basis of job qualifications. If you are a person with a disability that impedes your ability to express your interest for a position through our online application process, or require TTY/TDD assistance, contact us by calling 260-455-2558.

This Employer Participates in E-Verify. See the E-Verify notices.

Este Empleador Participa en E-Verify. Ver el E-Verify avisos. 


What Lincoln Financial employees say

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About Lincoln Financial

Sourced by ZipRecruiter

Lincoln Financial Group, a Fortune 200 company with over 10,000 employees, provides advice and solutions that help empower Americans to take charge of their financial lives with confidence. Our core business areas - Life Insurance, Annuities, Retirement Plan Services and Group Protection - focus on supporting, preserving and enhancing over 17 million customer's lifestyles and retirement outcomes. Headquartered in Radnor, Pennsylvania, Lincoln Financial Group is the marketing name for Lincoln National Corporation (NYSE: LNC) and its affiliates. The company had $324 billion in end-of-period account values as of June 30, 2021. Ranked one of the Best Large Employers in America and Best Employers for Women by Forbes magazine as well as one of Newsweek's Most Responsible Companies, Lincoln Financial Group makes a serious investment in our employees' futures through a broad range of wealth accumulation and protection plans, health and wellness programs, and career development resources designed to help each individual reach their personal and professional goals.

Industry

Finance and insurance

Company size

5,001 - 10,000 Employees

Headquarters location

Radnor, PA, US

Year founded

1905