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Structured Finance Jobs in California (NOW HIRING)

The Opportunity The Structured Finance Associate sits at the center of Bloom's growth engine, helping turn complex, capital-intensive energy deployments into closed financings. You'll work through ...

The Opportunity The Structured Finance Associate sits at the center of Bloom's growth engine, helping turn complex, capital-intensive energy deployments into closed financings. You'll work through ...

Structured Finance Manager

El Segundo, CA · On-site

$133K - $190K/yr

As Structured Finance Manager , you will own designing and executing ITC (Investment Tax Credits) monetization strategy, governing compliance obligations, and providing financial structuring analysis ...

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Structured Finance information

See California salary details

$20.7K

$52.7K

$92.3K

How much do structured finance jobs pay per year?

As of Aug 10, 2026, the average yearly pay for structured finance in California is $52,710.00, according to ZipRecruiter salary data. Most workers in this role earn between $41,400.00 and $59,200.00 per year, depending on experience, location, and employer.

What are some common challenges faced by professionals in structured finance, and how can they be addressed?

Professionals in structured finance often encounter challenges such as navigating complex deal structures, staying current with regulatory changes, and managing risk across multiple asset classes. These challenges can be addressed by maintaining strong analytical skills, collaborating closely with legal and compliance teams, and participating in ongoing professional development. Additionally, open communication with cross-functional teams, such as risk management and sales, helps ensure that solutions are both innovative and compliant with industry standards.

What do people in structured finance do?

Professionals in structured finance develop and manage complex financial transactions, such as asset-backed securities and collateralized debt obligations. They analyze cash flows, assess risk, and create financial models using tools like Excel and specialized software to optimize deal structures and ensure regulatory compliance.

What are the key skills and qualifications needed to thrive in structured finance?

To thrive in Structured Finance, you need strong analytical abilities, a solid understanding of financial modeling, and typically a degree in finance, economics, or a related field. Proficiency with Excel, financial modeling software, and familiarity with securitization processes or relevant certifications such as CFA or FRM are often required. Exceptional attention to detail, communication skills, and the ability to work under tight deadlines set standout professionals apart. These skills ensure accurate deal structuring, effective risk management, and successful collaboration in complex financial transactions.

What is the difference between Structured Finance vs Credit Analyst?

AspectStructured FinanceCredit Analyst
Required CredentialsFinance degree, certifications like CFA or CPA often preferredFinance or economics degree, CFA certification common
Work EnvironmentInvestment banks, financial institutions, corporate finance teamsBanks, credit rating agencies, financial institutions
Industry UsageDesigning complex financial products and securitiesAssessing creditworthiness of borrowers and securities

Structured Finance professionals focus on creating and managing complex financial instruments, while Credit Analysts evaluate the credit risk of borrowers or securities. Both roles require strong financial analysis skills and relevant certifications, often working within similar financial institutions. Understanding these differences helps job seekers identify the right career path in finance.

What is structured finance?

Structured finance refers to complex financial instruments offered to borrowers with unique or sophisticated needs, typically beyond the scope of conventional lending. These financial solutions often involve pooling various financial assets and dividing them into tranches to manage risk and meet investor preferences. Common examples include asset-backed securities (ABS), collateralized debt obligations (CDOs), and mortgage-backed securities (MBS). Structured finance helps companies and financial institutions raise capital, manage risk, and improve liquidity.

Does structured finance pay well?

Structured finance professionals typically earn competitive salaries that can include base pay, bonuses, and incentives, especially at senior levels or in major financial centers. Compensation often depends on experience, skills in financial modeling and risk analysis, and the size of the deals handled.
What are the most commonly searched types of Structured Finance jobs in California? The most popular types of Structured Finance jobs in California are:
What are popular job titles related to Structured Finance jobs in California? For Structured Finance jobs in California, the most frequently searched job titles are:
What job categories do people searching Structured Finance jobs in California look for? The top searched job categories for Structured Finance jobs in California are:
What cities in California are hiring for Structured Finance jobs? Cities in California with the most Structured Finance job openings:
Infographic showing various Structured Finance job openings in California as of August 2026, with employment types broken down into 79% Full Time, 17% Part Time, 2% Temporary, and 2% Contract. Highlights an 51% Physical, 1% Hybrid, and 48% Remote job distribution, with an average salary of $52,710 per year, or $25.3 per hour.

Associate, Structured Finance

Bloom Energy

San Jose, CA • On-site

$100K - $150K/yr

Full-time

Re-posted 22 days ago


Bloom Energy rating

8.8

Company rating: 8.8 out of 10

Based on 12 frontline employees who took The Breakroom Quiz

43rd of 487 rated machine equipment manufacturers


Job description

About Bloom Energy

Bloom Energy designs, manufactures, and finances onsite power solutions built on its solid oxide fuel cell technology, delivering reliable, resilient, and lowemissions electricity for data centers, utilities, and large commercial and industrial customers. Bloom's capital intensive growth model is enabled by a scaled Structured Finance platform that originates, structures, closes, and manages long term financing relationships across a diverse and growing portfolio of projects.


The Opportunity

The Structured Finance Associate sits at the center of Bloom's growth engine, helping turn complex, capital-intensive energy deployments into closed financings. You'll work through the project lifecycle - from model build and structuring through diligence, negotiations, and close. Because of the team's central role within the organization, teammates regularly step in as the Structured Finance on company wide strategic initiatives.


This role is designed for high caliber, early career finance professionals seeking handson exposure to project and structured finance, investor and customer negotiations, and the opportunity to help build a scalable execution platform.

We are looking for a Associate, Structured Finance to join our team in one of today's most exciting technologies. This role will report to VP-Structured Finance and based in San Jose, CA. This is a fully on-site, in office role.

What You'll Do

Financial Modeling & Analysis

  • Build and own complex project and portfolio level models, including sensitivities and scenario analysis.
  • Evaluate returns, cash flows, and capital structure tradeoffs across debt, tax equity, sponsor equity, and customer economics.
  • Develop pricing and structuring analyses that inform commercial strategy and investment decisions.

Transaction Execution & Deal Support

  • Execution across the full transaction lifecycle: early customer negotiations, structuring, diligence, and capital raising
  • Create critical deal collateral (sensitivity packages, diligence materials, executive summaries, and ad-hoc analysis as needed) for internal and external stakeholders.
  • Own process rigor by managing closing checklists, diligence logs, and timelines to keep deals moving

Investor & Counterparty Engagement

  • Develop investor facing collateral, including deal presentations, data room content, and diligence materials.
  • Support negotiations with key external stakeholders (investors, lenders, and customers)

Cross Functional Projects

  • Collaborate with Sales, Legal, Accounting, Treasury, Engineering, Manufacturing, and Operations on critical strategic projects that drive commercial decision making

Market & Strategic Exposure

  • Scout and evaluate new markets, financing structures, and evolving investor requirements
  • Gain front row exposure to mission critical deployments across customer segments, including data centers, healthcare, manufacturing, and other critical infrastructure.

Development & Growth

This role will start execution heavy and quickly expand into broader ownership across deal phases as you demonstrate judgment, speed, and attention to detail. Strong performers often rotate across responsibilities within Structured Finance and explore adjacent opportunities as Bloom continues to scale, with advancement driven by impact and accountability.

What We're Looking For

Experience & Background

  • 2-5 years of experience in project finance, structured finance, investment banking, private equity, renewable energy finance, or other infrastructure finance.
  • Demonstrated experience building and maintaining complex financial models used in live transactions
  • Strong academic credentials from a top tier college or university.

Skills & Attributes

  • Exceptional analytical horsepower is critical, as the group is often presented with open-endedproblems that lack clear or immediate answers; teammates who enjoy this type of work tend to thrive in the role
  • Ability to run multiple workstreams, hit deadlines, and deliver high-quality output in a fast-moving environment
  • Strong written and verbal communication; able to distill complex finance into clear, executive ready language
  • High integrity, high ownership, and bias to action.

Culture Fit

  • Motivated by building a scaled, disciplined execution platform that wins in the market
  • Intellectually curious, resilient under pressure, and energized by steep learning curves
  • Collaborative, low ego, and great to work with: serious about outcomes, grounded in how you get there
Salary Ranges:$100,000.00 - $150,000.00

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