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Structured Credit Jobs in Miami, FL (NOW HIRING)

Rook Bristol

Senior Credit Underwriter

Miami, FL · On-site

$90 - $140/hr

Our edge is discipline: rigorous credit standards, clean structures and capital that performs. We don't chase volume. We back quality. OUR MISSION To deploy institutional-grade capital into ...

Uloop Inc.

Assistant Controller, Credit

Miami, FL · On-site

$110 - $150/hr

Credit Platform H.I.G. Capital's credit platform has invested more than $27 billion in credit ... The platform focuses on CLOs, structured products, direct loan originations, distressed debt, and ...

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Structured Credit information

See Miami, FL salary details

$12

$19

$24

How much do structured credit jobs pay per hour?

As of Sep 6, 2026, the average hourly pay for structured credit in Miami, FL is $19.54, according to ZipRecruiter salary data. Most workers in this role earn between $17.45 and $21.39 per hour, depending on experience, location, and employer.

What is the difference between Structured Credit vs Credit Analyst?

AspectStructured CreditCredit Analyst
Required CredentialsTypically requires finance, economics degrees, and certifications like CFAOften requires finance, accounting degrees, and CFA or similar certifications
Work EnvironmentInvestment banks, asset managers, structured finance teamsCommercial banks, investment firms, credit departments
Job FocusDesigning, analyzing, and managing complex debt securities and structured productsAssessing creditworthiness of borrowers and making lending decisions

Structured Credit professionals focus on creating and managing complex financial products like asset-backed securities, while Credit Analysts evaluate the credit risk of individual borrowers or companies. Both roles require strong financial analysis skills and relevant certifications, but their daily tasks and work environments differ significantly.

Does structured credit pay well?

Structured credit professionals typically earn competitive salaries that reflect their specialized skills in credit analysis, financial modeling, and risk management. Compensation often includes base pay, bonuses, and incentives, with higher earnings generally associated with experience, certifications, and the complexity of deals handled.

What does a structured credit analyst do?

A structured credit analyst evaluates the credit risk of complex financial products such as asset-backed securities and collateralized debt obligations. They analyze cash flows, assess the creditworthiness of underlying assets, and use financial modeling tools to support investment decisions and risk management. Strong analytical skills and knowledge of financial markets are essential for this role.

What are the most commonly searched types of Structured Credit jobs in Miami, FL?

The most popular types of Structured Credit jobs in Miami, FL are:

Structured Credit jobs near you
Infographic showing various Structured Credit job openings in Miami, FL as of August 2026, with employment types broken down into 89% Full Time, and 11% Part Time. Highlights an 100% In-person job distribution, with an average salary of $40,650 per year, or $19.5 per hour.

Structured Lending Advisor II or III

Truist

Coral Gables, FL • On-site

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 25 days ago

Truist rating

7.9

Company rating: 7.9 out of 10

Based on 121 frontline employees who took The Breakroom Quiz

78th of 175 rated banks

Job description

The position is described below. If you want to apply, click the Apply Now button at the top or bottom of this page. After you click Apply Now and complete your application, you'll be invited to create a profile, which will let you see your application status and any communications. If you already have a profile with us, you can log in to check status.
Need Help?
If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email to Accessibility (accommodation requests only; other inquiries won't receive a response).
Regular or Temporary:
Regular
Language Fluency: English (Required)
Work Shift:
1st shift (United States of America)
Please review the following job description:
The Structured Lending Advisor is a geographically (or segment) based, client-facing role, partnering directly with Wealth Advisors to recommend highly customized, complex credit strategies to meet the needs of high net worth and ultra-high net worth clients and prospects. The Structured Lending Advisor is an active member of the client relationship team, providing loan structure and credit advisory solutions while ensuring a seamless end-end experience for wealth clients and prospects. Structured Lending Advisors are responsible for achieving credit portfolio growth and meeting loan profitability goals for supported markets.
Structured Lending Advisors handle the most complex wealth borrowing structures and credit facilities, targeting UHNW clients with AUM in excess of $25+MM. Borrower credit needs can be in excess of $100MM.
The Structured Lending Advisor partners directly with Wealth Advisors to recommend highly customized, complex credit strategies to meet the needs of high net worth and ultra-high net worth clients and prospects. The Structured Lending Advisor is an active member of the client relationship team, providing loan structure and credit advisory solutions while ensuring a seamless end-end experience for wealth clients and prospects. Structured Lending Advisors are responsible for achieving credit portfolio growth and meeting loan profitability goals for supported markets.
Essential Duties and Responsibilities
Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
  • Facilitate the deal life cycle from deal proposal to loan closing.
  • Serve as the first point of contact for Wealth Advisors and internal deal fulfillment partners.
  • Escalate backlogs and issues as needed to move the transaction along the deal life cycle.
  • Build relationships as an active and engaged member of an advisor team, focusing on delivering planning-based loan solutions to wealth clients.
  • Structure highly customized, complex loan structures to clients and prospect within Truist's prescribed credit risk appetite, procedures and other regulatory requirements.
  • Credit requests have a variety of ownership structures and deal complexity, and could include both owner-occupied and investor-owned commercial real estate, yacht/airplane financing, concentrated stock/highly structured securities-backed and unsecured facilities.
  • Drive new business generation and manage credit pipeline for all new and increased loan requests Balance risk-reward expectations to meet client needs and the revenue and asset quality expectations of the bank
  • Prepare deal sheet memorandum for business-purpose (i.e. wholesale) loan requests, identifying loan structure, financial document analysis/ overview, probability model with rate recommendation and risk mitigates.
  • Partner effectively with credit portfolio team, credit risk management, in-house/external counsel, compliance and other cross-functional partners to support the timely delivery of the credit processes to market partners and clients.
  • Have a strong understanding of industry trends, including knowledge of competitors and loan market dynamics.
  • Typical competitors for the Wealth Advisory portfolio include: Goldman Sachs, Bank of America, or J.P. Morgan. Act as a credit market ambassador for assigned regions, building credit solution awareness and actively coaching the market on profitability, credit policies and procedures.
  • Ensure lending solutions are a core component of the Truist Wealth value proposition across all target client segments. Actively identify gaps in the credit process and stays abreast of industry and market changes to improve credit solutions and client experience.

Qualifications
Required Qualifications:
The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
  • Bachelor's degree in business-related field, or equivalent education and training.
  • Seven years of training and experience related to Lending Advisor role.
  • Experience in evaluating a client's financial statements and overall profile to structure complex, custom credits that are part of a client's overall financial plan.
  • Must be familiar with complex client entity structures, commercial lending products and/or complex, custom cash-flow based wealth lending solutions
  • Excellent proven oral and written communication skills.
  • Solid client relationship skills and demonstrated ability to work with a team.
  • Strong organizational skills. NMLS / Safe Act Registered within --- days of hire.

Preferred Qualifications:
  • Advance degree or related industry designation (CFA, CFP, etc).
  • Completion of formal bank credit training program from a well-respected financial institution.
  • Demonstrated ability to manage HNW and UHNW relationships and their advisors.
  • Knowledge of relevant legal, regulatory and compliance issues.
  • Deep credit experience and knowledge.
  • Excellent legal and loan structuring fundamentals.
  • In-depth knowledge of investment banking and corporate finance transactions, including with leveraged credit underwriting.

General Description of Available Benefits for Eligible Employees of Truist Financial Corporation: All regular teammates (not temporary or contingent workers) working 20 hours or more per week are eligible for benefits, though eligibility for specific benefits may be determined by the division of Truist offering the position. Truist offers medical, dental, vision, life insurance, disability, accidental death and dismemberment, tax-preferred savings accounts, and a 401k plan to teammates. Teammates also receive no less than 10 days of vacation (prorated based on date of hire and by full-time or part-time status) during their first year of employment, along with 10 sick days (also prorated), and paid holidays. For more details on Truist's generous benefit plans, please visit our Benefits site. Depending on the position and division, this job may also be eligible for Truist's defined benefit pension plan, restricted stock units, and/or a deferred compensation plan. As you advance through the hiring process, you will also learn more about the specific benefits available for any non-temporary position for which you apply, based on full-time or part-time status, position, and division of work.
Truist is an Equal Opportunity Employer that does not discriminate on the basis of race, gender, color, religion, citizenship or national origin, age, sexual orientation, gender identity, disability, veteran status, or other classification protected by law. Truist is a Drug Free Workplace.
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About Truist

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Truist is combining distinctive personal service with investments in innovation to create transformational client experiences. We believe the unique blend of human touch and innovative technology will set us apart, instill confidence, and build deeper levels of trust with our clients

Industry

Finance and insurance

Company size

10,000+ Employees

Headquarters location

Charlotte, NC, US

Year founded

2019

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