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Structured Credit Jobs in Miami, FL (NOW HIRING)

Talent Cloud Staffing

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Senior C&I Underwriter, Commercial Credit

Miami, FL · Remote

$150K - $160K/yr

Structure credit recommendations and clearly communicate risk, mitigants, and approval rationale * Partner closely with Relationship Managers to structure financing solutions that meet both client ...

BankUnited

Credit Products Officer II

Miami Lakes, FL · On-site

Collaborate in credit structuring -- Work with the Relationship Manager to structure credit requests that serve the best interest of the customer and bank. * Determine borrower, guarantor and ...

ITTConnect

Senior Credit Officer (Banking)

Miami, FL · Hybrid

$150K - $200K/yr

Partner with Sales Divisions and senior management to evaluate and structure credit opportunities in accordance with underwriting standards. Approve and/or oversee complex transactions, ensuring ...

Banco de Credito e Inversiones

Credit Support

Miami, FL · On-site

JOB SUMMARY Credit Support staff are responsible for the analysis, structuring, underwriting and support in the overall origination of credit products. Credit complexity is moderate-to-high given the ...

Bci Miami

Credit Support

Miami, FL · On-site

$120 - $180/hr

JOB SUMMARY Credit Support staff are responsible for the analysis, structuring, underwriting and support in the overall origination of credit products. Credit complexity is moderate-to-high given the ...

First Bank

Credit Analyst II

Miami, FL · On-site

$60 - $80/hr

Commercial Credit Analyst II Job Summary Responsible for working with the Senior Credit Officer ... structure. EQUALEMPLOYMENT OPPORTUNITY EMPLOYER #J-18808-Ljbffr

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All JobsStructured Credit JobsStructured Credit Jobs in Miami, FL

Structured Credit information

See Miami, FL salary details

$12

$19

$24

How much do structured credit jobs pay per hour?

As of Sep 5, 2026, the average hourly pay for structured credit in Miami, FL is $19.54, according to ZipRecruiter salary data. Most workers in this role earn between $17.45 and $21.39 per hour, depending on experience, location, and employer.

What is the difference between Structured Credit vs Credit Analyst?

AspectStructured CreditCredit Analyst
Required CredentialsTypically requires finance, economics degrees, and certifications like CFAOften requires finance, accounting degrees, and CFA or similar certifications
Work EnvironmentInvestment banks, asset managers, structured finance teamsCommercial banks, investment firms, credit departments
Job FocusDesigning, analyzing, and managing complex debt securities and structured productsAssessing creditworthiness of borrowers and making lending decisions

Structured Credit professionals focus on creating and managing complex financial products like asset-backed securities, while Credit Analysts evaluate the credit risk of individual borrowers or companies. Both roles require strong financial analysis skills and relevant certifications, but their daily tasks and work environments differ significantly.

Does structured credit pay well?

Structured credit professionals typically earn competitive salaries that reflect their specialized skills in credit analysis, financial modeling, and risk management. Compensation often includes base pay, bonuses, and incentives, with higher earnings generally associated with experience, certifications, and the complexity of deals handled.

What does a structured credit analyst do?

A structured credit analyst evaluates the credit risk of complex financial products such as asset-backed securities and collateralized debt obligations. They analyze cash flows, assess the creditworthiness of underlying assets, and use financial modeling tools to support investment decisions and risk management. Strong analytical skills and knowledge of financial markets are essential for this role.

What are the most commonly searched types of Structured Credit jobs in Miami, FL?

The most popular types of Structured Credit jobs in Miami, FL are:

Structured Credit jobs near you
Infographic showing various Structured Credit job openings in Miami, FL as of August 2026, with employment types broken down into 89% Full Time, and 11% Part Time. Highlights an 100% In-person job distribution, with an average salary of $40,650 per year, or $19.5 per hour.

Senior Credit Analyst

New Edge Associates a Talent Acquisition Firm

Miami Lakes, FL • On-site

Other

Posted 16 days ago

Key responsibilities

  • Analyze and underwrite complex middle-market commercial credit requests, including CRE and C&I transactions.

  • Prepare credit approval memorandums and provide credit recommendations based on financial analysis.

  • Evaluate borrower and guarantor financial strength, collateral, and overall credit risk to support lending decisions.

Job description

This is a banking position (Banking experience required)


We are seeking an experienced Senior Credit Analyst to support a commercial banking team with a strong focus on middle-market Commercial Real Estate (CRE) and Commercial & Industrial (C&I) lending. This individual will be responsible for analyzing complex commercial credit relationships, performing detailed financial analysis, preparing credit recommendations, and supporting lending decisions.


The ideal candidate will have 5–7 years of commercial credit experience, strong CRE and C&I underwriting exposure, and experience supporting both middle-market and business banking relationships. This is a senior-level position requiring someone who can step in and independently handle sophisticated commercial credits.


Essential Responsibilities

  • Analyze and underwrite complex middle-market commercial credit requests.
  • Perform detailed underwriting of Commercial Real Estate (CRE) and Commercial & Industrial (C&I) transactions.
  • Analyze business and personal financial statements, tax returns, and supporting financial documentation.
  • Perform cash flow, global cash flow, debt service, liquidity, and leverage analysis.
  • Prepare comprehensive credit approval memorandums and provide well-supported credit recommendations.
  • Evaluate borrower and guarantor financial strength, repayment capacity, collateral, and overall credit risk.
  • Analyze commercial real estate transactions, including property cash flow, NOI, DSCR, LTV, and guarantor support.
  • Evaluate C&I relationships, including operating performance, working capital, leverage, liquidity, and repayment capacity.
  • Review proposed loan structures and recommend appropriate terms, covenants, and conditions.
  • Identify credit weaknesses, mitigating factors, policy exceptions, and appropriate risk ratings.
  • Complete annual reviews, renewals, modifications, and ongoing portfolio analysis.
  • Monitor financial covenants and changes in borrower credit quality.
  • Partner closely with Commercial Lenders and Relationship Managers to evaluate and structure credit opportunities.
  • Conduct industry, borrower, and market research to support credit decisions.
  • Ensure all credit analysis complies with Bank policies, underwriting standards, and regulatory requirements.


Job Qualifications

  • 5–7 years of commercial credit analysis and/or underwriting experience within a bank required.
  • Strong Commercial Real Estate (CRE) and C&I credit experience required.
  • Middle-market commercial real estate underwriting experience required.
  • Business banking credit experience required.
  • Strong background in commercial underwriting and financial analysis.
  • Experience analyzing complex commercial credit relationships and supporting lending decisions.
  • Strong financial statement, tax return, cash flow, and global cash flow analysis experience.
  • Experience preparing detailed commercial credit approval memorandums.
  • Strong knowledge of NOI, DSCR, LTV, leverage, liquidity, collateral analysis, covenants, and risk ratings.
  • Ability to independently manage senior-level commercial credit assignments.
  • Strong analytical, organizational, and written communication skills.
  • Local Miami/South Florida market experience strongly preferred.
  • Must be able to work onsite in Miami Lakes, Florida.
  • Candidates whose experience is primarily consumer, retail, or entry-level credit will not be considered.
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About New Edge Associates

Sourced by ZipRecruiter

We bring solutions that enriches the lives of every person in the industry. With over 20 years of experience in the financial and banking industry, we are committed to delivering quality service while identifying the absolute best candidate to match your criteria and at the same time seamlessly integrating them into your existing team.

Industry

Recruiting and staffing services

Company size

1 - 10 Employees

Headquarters location

Miami, FL, US

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