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Structured Credit Jobs in Austin, TX (NOW HIRING)

Senior Credit Manager

Austin, TX · On-site

$7.8K - $13K/mo

Structure credit solutions (e.g., joint check agreements) for project-based accounts * Handle complex, high-risk, or exception accounts beyond standard authority * Lead, coach, and develop credit ...

The RCO exercises delegated lending authority, provides leadership in structuring complex commercial credit facilities, and serves as a key advisor on credit strategy, portfolio composition, and ...

Regional Credit Officer

Austin, TX · On-site

$120 - $160/hr

The RCO exercises delegated lending authority, provides leadership in structuring complex commercial credit facilities, and serves as a key advisor on credit strategy, portfolio composition, and ...

Partners with line of business coverage team to provide recommendations on credit structure and potential risks * Assesses terms under which credit will be extended, including analysis of repayment ...

... through credit analysis, structuring input, and negotiation support. - Develop loan participation and correspondent banking relationships with other lenders and manage and supervise assigned ...

Showing results 21-40

Structured Credit information

See Austin, TX salary details

$12

$20

$25

How much do structured credit jobs pay per hour?

As of Aug 16, 2026, the average hourly pay for structured credit in Austin, TX is $20.25, according to ZipRecruiter salary data. Most workers in this role earn between $18.12 and $22.16 per hour, depending on experience, location, and employer.

What does a structured credit analyst do?

A structured credit analyst evaluates the credit risk of complex financial products such as asset-backed securities and collateralized debt obligations. They analyze cash flow models, assess the creditworthiness of underlying assets, and monitor market conditions to support investment decisions. Strong analytical skills and proficiency with financial modeling tools are essential for this role.

Does structured credit pay well?

Structured credit professionals typically earn competitive salaries that reflect their specialized skills in credit analysis, modeling, and risk management. Compensation often includes base pay, bonuses, and incentives, with higher earnings possible for those with experience and advanced certifications like CFA. Salaries can vary based on the firm, location, and individual performance.

What is the difference between Structured Credit vs Credit Analyst?

AspectStructured CreditCredit Analyst
Required CredentialsTypically requires finance, economics degrees, and certifications like CFAOften requires finance, accounting degrees, and CFA or similar certifications
Work EnvironmentInvestment banks, asset managers, structured finance teamsCommercial banks, investment firms, credit departments
Job FocusDesigning, analyzing, and managing complex debt securities and structured productsAssessing creditworthiness of borrowers and making lending decisions

Structured Credit professionals focus on creating and managing complex financial products like asset-backed securities, while Credit Analysts evaluate the credit risk of individual borrowers or companies. Both roles require strong financial analysis skills and relevant certifications, but their daily tasks and work environments differ significantly.

What are the most commonly searched types of Structured Credit jobs in Austin, TX?

The most popular types of Structured Credit jobs in Austin, TX are:

What cities near Austin, TX are hiring for Structured Credit jobs?

Cities near Austin, TX with the most Structured Credit job openings:

Infographic showing various Structured Credit job openings in Austin, TX as of June 2026, with employment types broken down into 1% As Needed, 79% Full Time, 18% Part Time, 1% Temporary, and 1% Contract. Highlights an 96% Physical, 1% Hybrid, and 3% Remote job distribution, with an average salary of $42,128 per year, or $20.3 per hour.

Senior Credit Manager

Ferguson Enterprises, LLC

San Marcos, TX • On-site

$7.8K - $13K/mo

Full-time

Medical, Dental, Vision, Life, Retirement, PTO

Posted 13 days ago


Ferguson Waterworks rating

9.1

Company rating: 9.1 out of 10

Based on 12 frontline employees who took The Breakroom Quiz

26th of 419 rated retail wholesalers


Job description

Job Posting:
Since 1953, Ferguson has been a source of quality supplies for a variety of industries. Together We Build Better infrastructure, better homes and better businesses. We exist to make our customers' complex projects simple, successful, and sustainable. We proactively solve problems, adapt and grow to continuously serve our customers, communities and each other. Ferguson, a Fortune 500 company, is proud to provide best-in-class products, service and capabilities across the following industries: Commercial/Mechanical, Facilities Supply, Fire and Fabrication, HVAC, Industrial, Residential Trade, Residential Building and Remodel, Waterworks and Residential Digital Commerce. Ferguson has approximately 36,000 associates across 1,700 locations. Ferguson is a community of proud associates who operate with the shared purpose of building something meaningful. You will build a career that you are proud of, at a company you can believe in.
Ferguson is seeking a skilled Credit Manager to oversee credit, collections, and accounts receivable operations. This role is critical in protecting company assets while supporting sales growth and optimizing return on receivables.
The Credit Manager manages daily credit and collection activities in alignment with company policy and assigned authority, balancing risk management with customer support to drive profitable growth and minimize exposure.
This position is responsible for managing a portfolio of accounts receivable of up to 400 million requiring strong financial judgment and business partnership.
This position is based in Texas, supporting a multi-state territory of the Mid-South US.
Regular overnight travel within the territory is required. Business travel expenses are fully reimbursed.
Responsibilities
  • Evaluate and approve credit applications, limits, and account changes based on risk analysis
  • Monitor customer balances and aging; take action on delinquent accounts
  • Develop and execute effective collection strategies
  • Review and manage credit limits and lien rights to protect company interests
  • Resolve disputes in partnership with sales and customers
  • Manage bad debt exposure, including recovery efforts and legal escalation when necessary
  • Ensure compliance with applicable laws and regulations (e.g., UCC, FDCPA, ECOA, liens, bonds, Sarbanes-Oxley)
  • Partner with sales teams through regular branch interaction and customer visits
  • Structure credit solutions (e.g., joint check agreements) for project-based accounts
  • Handle complex, high-risk, or exception accounts beyond standard authority
  • Lead, coach, and develop credit team members

Qualifications
  • Bachelor's degree in Finance or related field preferred
  • Credit, Collections, or Accounts Receivable experience (construction industry preferred)
  • Strong analytical and decision-making skills with sound business judgment
  • Excellent communication and relationship-building abilities
  • Ability to manage priorities and perform effectively in a fast-paced environment
  • Leadership or team development experience preferred
  • Sales process understanding
  • Credit evaluation and portfolio management
  • Financial Statement Analysis
  • Collections strategy and execution
  • Customer and branch relationship management
  • Secondary security concepts
  • Uniform Commercial Code (UCC) fundamentals
  • Enterprise and vendor systems proficiency

At Ferguson, we care for each other. We value our well-being just as much as our hard work. We are committed to a holistic approach towards benefits plans and programs that support the mental, physical and financial well-being of our associates. Our competitive offering not only includes benefits like health, dental, vision, paid time off, life insurance and a 401(k) with a company match, but our associates also enjoy additional meaningful and inclusive enhancements that are adaptable to their diverse situations and needs, including mental health coverage, gender affirming and family building benefits, paid parental leave, associate discounts, community involvement opportunities and more!
Pay Range:
$7,841.67 - $13,833.34
Estimated Ranges displayed are Monthly for Salaried roles OR Hourly for all other roles.
This role is Bonus or Incentive Plan eligible.
Ferguson complies with all wage regulations. The starting wage may be higher in certain locations based on local or state wage requirements.
The Company is an equal opportunity employer as well as a government contractor that shall abide by the requirements of 41 CFR 60-300.5(a), which prohibits discrimination against qualified protected Veterans and the requirements of 41 CFR 60-741.5(A), which prohibits discrimination against qualified individuals on the basis of disability.
Ferguson Enterprises, LLC. is an equal employment employer F/M/Disability/Vet/Sexual Orientation/Gender Identity.
Equal Employment Opportunity and Reasonable Accommodation Information

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