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Structured Credit Jobs in Tennessee (NOW HIRING)

Renasant

CLU Senior Credit Underwriting Manager

Memphis, TN · On-site

$87K - $104K/yr

Provide feedback and recommendations to Relationship Managers, Credit Officers, and Others about the creditworthiness of the borrower and guarantors, the loan structure, risk rating, and other ...

First US Bank

Commercial Loan Officer

Knoxville, TN · On-site

Must have the ability to analyze credit requests, structure credit proposals, advise clients on capital structure and cash management solutions, oversee loan package preparation, present credit ...

First US Bank

Commercial Loan Officer

Knoxville, TN

Must have the ability to analyze credit requests, structure credit proposals, advise clients on capital structure and cash management solutions, oversee loan package preparation, present credit ...

First Horizon Bank

Risk Rating Manager

Memphis, TN · On-site

A broad understanding of Commercial Credit and the use of risk ratings throughout all the ... structures, etc. * Monitor scorecard performance from an accuracy and operational perspective.

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Structured Credit information

What does a structured credit analyst do?

A structured credit analyst evaluates the credit risk of complex financial products such as asset-backed securities and collateralized debt obligations. They analyze cash flow models, assess the creditworthiness of underlying assets, and monitor market conditions to support investment decisions. Strong analytical skills and proficiency with financial modeling tools are essential for this role.

Does structured credit pay well?

Structured credit professionals typically earn competitive salaries that reflect their specialized skills in credit analysis, modeling, and risk management. Compensation often includes base pay, bonuses, and incentives, with higher earnings possible for those with experience and advanced certifications like CFA. Salaries can vary based on the firm, location, and individual performance.

What is the difference between Structured Credit vs Credit Analyst?

AspectStructured CreditCredit Analyst
Required CredentialsTypically requires finance, economics degrees, and certifications like CFAOften requires finance, accounting degrees, and CFA or similar certifications
Work EnvironmentInvestment banks, asset managers, structured finance teamsCommercial banks, investment firms, credit departments
Job FocusDesigning, analyzing, and managing complex debt securities and structured productsAssessing creditworthiness of borrowers and making lending decisions

Structured Credit professionals focus on creating and managing complex financial products like asset-backed securities, while Credit Analysts evaluate the credit risk of individual borrowers or companies. Both roles require strong financial analysis skills and relevant certifications, but their daily tasks and work environments differ significantly.

What are the most commonly searched types of Structured Credit jobs in Tennessee?

The most popular types of Structured Credit jobs in Tennessee are:

Structured Credit jobs near you
Infographic showing various Structured Credit job openings in Tennessee as of August 2026, with employment types broken down into 1% Internship, 81% Full Time, 16% Part Time, and 2% Contract. Highlights an 93% Physical, 2% Hybrid, and 5% Remote job distribution.

Sr. Credit Officer - To 170K - Memphis, TN - Job 3474

The Symicor Group

Memphis, TN • On-site

$170K/yr

Full-time

Re-posted 3 days ago

Job description

Sr. Credit Officer - To $170K - Memphis, TN - Job # 3474
Who We Are
The Symicor Group is a boutique talent acquisition firm based in Lincolnshire, IL & Rockport, TX. Our nationally unique value proposition centers around providing the very best available banking and accounting talent. In fact, most of our recruiters are former bankers or accountants themselves!
We know how to evaluate the very best banking and accounting talent available in the market. Whether you are a candidate seeking a new opportunity or a bank or company president trying to fill an essential position, The Symicor Group stands ready to deliver premium results for you.
The Position
Our community bank client is seeking to fill a Sr. Credit Officer role in the Memphis, TN area. The selected candidate will be responsible for managing the credit analysis and administration teams including recruitment, development, compensation, and performance management.
This position offers a competitive salary of up to $170K and a full benefits package. (This is not a remote position)
Sr. Credit Officer Officer responsibilities include:
  • Developing department financial goals including credit quality, volume, and risk distribution.
  • Providing recommendations on loan structure, terms, risk rating, and pricing.
  • Presenting loans to the Bank's Management Loan Committee and Directors Loan Committee for approval.
  • Working with credit analysts and commercial lenders to ensure consistency and content of loan presentations.
  • Implementing and monitoring credit policies and procedures with controls sufficient to maintain asset quality and credit risk management.
  • Ensuring adherence to credit criteria, information guidelines, underwriting requirements, and performance expectations of the portfolio.
  • Preparing and distributing reports related to loan quality and growth trends and loan product concentrations.
  • Reviewing real estate data and assessing the impact on the Bank's loan portfolio.
  • Delegating assignments to balance workloads and meet customer expectations.
  • Representing the Bank in communications with regulators, external loan review, auditors, and other parties.
  • Participating in Bank committees including but not limited to Management Loan Committee and Directors Loan Committee.

Who Are You?
You're someone who wants to influence your own development. You're looking for an opportunity where you can pursue your interests and your passion. Where a job title is not considered the final definition of who you are, but merely the starting point for your future.
You also bring the following skills and experience:
  • Bachelor's degree required.
  • Ten or more years of commercial banking.
  • Ten or more years of progressive leadership experience required.
  • Experience in credit administration, analysis, and risk mitigation with direct credit approval.
  • Supervisory experience in commercial real estate, construction, and commercial and industrial lending.

The next step is yours. Email us your current resume along with the position you are considering to:
resumes@symicorgroup.com

Apply