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Structured Credit Jobs in Ontario (NOW HIRING)

Senior Credit Analyst

Brampton, ON · On-site

CA$96K - CA$136K/yr

Structure credit for assigned portfolios, with focus on assessing credit worthiness or risk of potential customers to drive profitable business growth while adhering to TD's credit risk policies.

Role - Credit Analyst II: The successful candidate will be responsible for making credit decisions ... Strong understanding of commercial business structures. Familiarity with acceptable financing ...

Credit Analyst I

Barrie, ON · On-site

CA$69K - CA$98K/yr

Structure credit for an assigned portfolio and focused on assessing credit worthiness or risk of potential customers for driving profitable business growth while adhering to TD's credit risk policies.

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Structured Credit information

What does a structured credit analyst do?

A structured credit analyst evaluates the credit risk of complex financial products such as asset-backed securities and collateralized debt obligations. They analyze cash flow models, assess the creditworthiness of underlying assets, and monitor market conditions to support investment decisions. Strong analytical skills and proficiency with financial modeling tools are essential for this role.

Does structured credit pay well?

Structured credit professionals typically earn competitive salaries that reflect their specialized skills in credit analysis, modeling, and risk management. Compensation often includes base pay, bonuses, and incentives, with higher earnings possible for those with experience and advanced certifications like CFA. Salaries can vary based on the firm, location, and individual performance.

What is the difference between Structured Credit vs Credit Analyst?

AspectStructured CreditCredit Analyst
Required CredentialsTypically requires finance, economics degrees, and certifications like CFAOften requires finance, accounting degrees, and CFA or similar certifications
Work EnvironmentInvestment banks, asset managers, structured finance teamsCommercial banks, investment firms, credit departments
Job FocusDesigning, analyzing, and managing complex debt securities and structured productsAssessing creditworthiness of borrowers and making lending decisions

Structured Credit professionals focus on creating and managing complex financial products like asset-backed securities, while Credit Analysts evaluate the credit risk of individual borrowers or companies. Both roles require strong financial analysis skills and relevant certifications, but their daily tasks and work environments differ significantly.

Infographic showing various Structured Credit job openings in Ontario as of August 2026, with employment types broken down into 1% Internship, 74% Full Time, 24% Part Time, and 1% Contract. Highlights an 94% Physical, 1% Hybrid, and 5% Remote job distribution.

Structured Finance - Structured Credit Alternative Products, Director - Toronto

Fitch Solutions

Toronto, ON • Hybrid

Full-time

Retirement

Re-posted 12 days ago


Job description

As one of the world's top three credit ratings agencies, Fitch Ratings plays a critical role in global capital markets by providing supplementary credit analysis, ratings, research, and commentary to financial market participants. For over 100 years, Fitch Ratings has been creating value for global markets through its rigorous analysis and deep expertise, which have resulted in a variety of market leading tools, methodologies, indices, research, and analytical products. Fitch Ratings is part of Fitch Group, a global leader in financial information services with operations in more than 30 countries, which also includes Fitch Solutions. With dual headquarters in London and New York, Fitch Group is owned by Hearst.


At Fitch Ratings, credit analysts play a pivotal role in moving markets, as quality credit analysis is the lifeblood of our organization. With a legacy of over a century, our unique approach to credit ratings offers unmatched opportunities for professional growth. Embracing a "challenger mindset," you'll join a team dedicated to innovating service to our clients. Our people-driven analysis thrives on collaboration across all levels and locations, surpassing traditional financial modeling. Lastly, as part of our global community, you'll find inspiration, challenge, and support, with ample opportunities for visibility and influence in the global financial marketplace.


Want to learn more about a career as a credit analyst at Fitch Ratings? Visit: https://careers.fitch.group


Fitch Ratings is seeking a Director to join its Structured Credit Alternative Products group in our Toronto office. 

 

The individual will focus on new transaction proposals that incorporate securitization principals of various types of rated note feeders, synthetic risk transfers, structured credit loan facilities, CLO lite structures, and other private credit transactions backed by debt.

 

About the Team:

  • A collaborative, team-oriented work environment where excellent communication skills are essential
  • An opportunity to be a lead coverage analyst at a global rating agency
  • A role that aids debt capital markets in making more informed decisions through timely, insightful, and forward-looking rating actions and research

How You'll Make an Impact:

  • Analyze critical credit, legal, and structural elements of transaction proposals
  • Acting as primary or secondary analyst for transaction ratings in a highly dynamic sector. This includes forming analytical views and recommendations, presenting these to rating committees and defending credit views in discussions with issuers and investors
  • Contribute to the development of rating criteria, including forming recommendations to bolster analysis and iteratively improve existing frameworks
  • Lead and/or support sector trend research reports and projects

You May be a Good Fit if:

  • You hold a Bachelor's or Master's degree in a quantitative discipline such as finance, accounting, or economics
  • You have at least 8 years of experience in the financial industry, preferably but not necessarily related to Structured Credit, Structured Finance, Fund Finance or Corporate Direct Lending
  • You possess strong analytical thinking, intellectual curiosity, and attention to detail
  • You demonstrate a high level of personal responsibility, initiative, and self-management
  • You are proficient with the Microsoft Office suite; knowledge of programming languages is a plus but not required

What Would Make You Stand Out:

  • Ability to convey complex subjects clearly and concisely
  • Open-mindedness and ability to understand alternative viewpoints
  • Demonstrated competency in credit analysis
  • Proficiency with rating agency methodologies and experience assessing credit risk

Why Choose Fitch:

  • Hybrid Work Environment: 3 days a week in office required based on your line of business and location
  • A Culture of Learning & Mobility: Dedicated trainings, leadership development and mentorship programs designed to ensure that your time at Fitch will be a continuous learning opportunity
  • Investing in Your Future: Retirement planning and tuition reimbursement programs that empower you to achieve your short and long-term goals
  • Promoting Health & Wellbeing: Comprehensive healthcare offerings that enable physical, mental, financial, social, and occupational wellbeing
  • Supportive Parenting Policies: Family-friendly policies, including a generous global parental leave plan, designed to help you balance career and family life effectively
  • Inclusive Work Environment: A collaborative workplace where all voices are valued, with Employee Resource Groups that unite and empower our colleagues around the globe

Fitch is committed to providing global securities markets with objective, timely, independent and forward-looking credit opinions. To protect Fitch's credibility and reputation, our employees must take every precaution to avoid conflicts of interest or any appearance of a conflict of interest. Should you be successful in the recruitment process at Fitch Ratings you will be asked to declare any securities holdings and other potential conflicts prior to commencing employment. If you, or your immediate family, have any holdings that may conflict with your work responsibilities, you may be asked to divest yourself of them before beginning work.
Fitch is proud to be an Equal Opportunity and Affirmative Action Employer. We evaluate qualified applicants without regard to race, color, national origin, religion, sex, sexual orientation, gender identity, disability, protected veteran status, and other statuses protected by law.

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